BDO Pay
Finance

BDO Pay

BDO Unibank, Inc.

How much does BDO Pay cost?

Prices are current as of 10 Sept 2026.

BDO Pay has no in-app products on record in the United States.

10+ alternatives to BDO Pay

BDO PayEastWest EasyWayHelloPag-IBIG by AUBMetrobank AppUNO Digital BankRCBC PulzVYBE by BPIVirtual Pag-IBIGLista PHKasKasan Buddies
Rating / 54.84.84.91.94.42.41.82.33.14.7
Reviews56K56K47K11K9.6K4.8K3.2K1K799547
Released2023202320192022202220192022202220212025
One-time price————————$5.99—

The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest.

BDO Pay reviews

4.8 out of 5, based on 55,503 reviews.

What people like

  • Easy to pay bills monthly
  • Convenient for sending money abroad
  • No need to wait in lines

What they complain about

  • Keeps logging you out randomly
  • OTP codes often never arrive
  • Fails to show correct balance
  • Customer support is unreachable
★★★★★ Canada · v26.10.00 · 29 Aug 2026

Very Convenient

Fast and Reliable

— EDumlao

★☆☆☆☆ United States · v1.6.1 · 4 Mar 2025

Ridiculous design

You can’t share the favorite contact list you made on bdo page or bdo online as if they are from totally different companies .extremely short active period then lock you out and you need to relogin in. 10 seconds only ? Can’t even complete one transactions!!!

— Player119388

★★★★☆ Philippines · v26.9.41 · 11 Jul 2026

Apple Pay

Add an Apple Wallet integration

— ramongerix

★★☆☆☆ Philippines · v26.10.00 · 9 Aug 2026

Please activate Apple Pay!

I hope BDO joins the number of banks that support Apple Pay! It’s a feature that many customers have been waiting for and it would make BDO even more competitive and customer-focused.

— RVM44

★★★☆☆ Philippines · v26.10.00 · 14 Aug 2026

QR CODE

I don’t have qr code what happen?

— Sooooleslmehdiskda

★★★★★ United States · v26.9.41 · 23 Jul 2026

Sending money to Gcash

It’s so convenient to use even when Im in the USA. Thanks BDO!

— Jurlanoa

★☆☆☆☆ United States · v1.5.2 · 30 Jan 2025

Idiot app

Been trying to log in using my bdo on line credentials and it always says “wrong user name and password “ even when i copy pasted everything. Idiotic as the developers

— Disgustikified

★★★★☆ Australia · v26.9.0 · 19 Mar 2026

DIVERTS TO APPLE STORE

Every time I open the app, dialog box to download appears, goes to Apply Store to open.

— Arksandpillars

★★☆☆☆ Philippines · v26.9.41 · 24 Jul 2026

Good but dont show balances right away

This app was recommended by their own teller as i open a new savings account. There are times that the accounts and balance dont show up, and you need to exit and start the app again before it recognizes your account. The transaction history only updates when you made a transaction in bdo pay. Other transactions such as when i deposit money from another bank or i deposit money from other ATM it wont show in the app

— KVN1011

★★★☆☆ Philippines · v26.10.00 · 11 Aug 2026

NO QR CODE

Walang QR code available

— ren270

★★★★★ Australia · v26.9.41 · 17 Jul 2026

Ms Benitez

I am very ver pleased that this has been an easy access to send money. Thank you BDO.

— Ms Benitez

★☆☆☆☆ United States · v1.3.0 · 11 Jul 2024

OTP

It always said that OTP has been sent but never received any.

— Ewooley

★★★★☆ Australia · v1.6.0 · 17 Feb 2025

It keeps saying session expired

I logged in on another device and completed verification with a OTP sent to my registered phone number. Yet, it keeps saying “SESSION EXPIRED. FOR YOUR SECURITY, WE HAVE LOGGED YOU OUT DUE TO INACTIVITY OR DUE TO LOGIN FROM ANOTHER DEVICE.” That’s what the password and OTP are for, right? Two-factor authentication? So why do I still get logged out all the time? I have changed password using the same device hoping it will recognise I’m changing it on the same NEW device and it will keep me logged in after. It should all be good after completing the TWO-FACTOR AUTHENTICATION anyway. But no! It still says SESSION EXPIRED!!! What else do I have to do to keep me logged in when I change my device??? Why make things so hard for your clients? This is SOOOOOO UNACCEPTABLE!!! This is VERY DISAPPOINTING! VERY UPSETTING!!!

— Tet023

★★☆☆☆ Philippines · v26.9.41 · 16 Jul 2026

Problem with linking to account

This version has issues with account linking. Even though it's supposed to be linked, the software loses its link every time it opens, despite repeated attempts to reconnect. Please fix it

— Winston.vn

★★★☆☆ United States · v26.9.41 · 17 Jul 2026

Needs improvement

The processes do not follow as logical thought process. Too many attempts required to get anything done.

— Kennithyng

★★★★★ United States · v26.9.2 · 19 May 2026

Thank you

Thank you

— Manifestation & Prayers:

★☆☆☆☆ United States · v1.1.0 · 6 Mar 2024

Sent Online Payment Twice

Encountered an issue. This maybe a bug in the app. The app sent my bill payment twice. The first one went successfully. The other there is no log for successful payment. BDO already deducted the amount from my account. I contacted BDO customer service 4 days ago via email but no response.

— BDOcustomer

★★☆☆☆ Philippines · v26.9.41 · 11 Jul 2026

Poor

Didn’t recieve the money right away

— jetty0115

★★★☆☆ Singapore · v26.9.1 · 3 May 2026

Upgrade your system

No autosave number when paying credit card

— hazel27

★★★★★ United States · v26.9.2 · 5 May 2026

Online payment

No need to get in a long line and travel-free for me ( I’m a senior citizen),🥰🥰🥰

— nate loves angela

★☆☆☆☆ United States · v1.0.1 · 27 Jan 2024

***SCAM BE CAREFUL***

APP ASKED YOU FOR YOUR BDO USER NAME AND PASSWORD 🔑 then SAYS “ACCOUNT temporarily locked . For security reasons we temporarily locked your account. RESET YOUR PASSWORD to unlock 🔓 it” I tried to contact the app developers on the apple link for BDO and could not reach a human by phone and there is no email 😳

— DavidSH321

★★☆☆☆ Saudi Arabia · v1.0.1 · 20 Nov 2023

Bugs

Please fix the bugs of not receiving the OTP for this app.

— Djmaster04

★★★★★ Australia · v26.9.0 · 10 Apr 2026

Love it

Good transactions

— Ongsansoy

★☆☆☆☆ United States · v1.0.1 · 31 Dec 2023

Useless App

I cant say enough to this useless app. Its like a curse that you do not want to use. You can even login. It says use your login account frm your bdo online bankong but it would say “Your Account is Disabled”. A cursed application! Dont waste your time on this another junk BDO app.

— badunggorot

★★☆☆☆ United States · v1.0 · 9 Nov 2023

Forced to use a nonworking app

They disabled the functionality of the old app to force users to use the new app but the new app is not working. Just when you need the app. Not a good start!

— mielsky

★★★★★ United States · v26.9.0 · 24 Mar 2026

Friendly

Easy to use.

— Red of Iselin

★☆☆☆☆ United States · v1.0.1 · 29 Dec 2023

Balance transfer

Tried countless attempt but Unable to transfer the balance! There is no schedule maintenance! Bakance transfer is free but always unsuccessful! Useless

— D Apolonio

★★★★★ United States · v26.9.0 · 18 Mar 2026

User friendly App

BDO Pay app is really convenient and accessible anytime,anywhere and it is easy to use.A very user-friendly app.

— olaf2run

★☆☆☆☆ United States · v1.0.1 · 9 Dec 2023

Update this app!!!

This app is useless right after it was launched. I have a registered account and number connected to the old app, but after logging in to this new app it will ask me to add a valid account. Update this app!!!

— Iñigo Hiroki

★★★★★ Singapore · v1.7.1 · 29 Jul 2025

Love this App

5 star for this app. Very friendly user. I can easily pay my bills monthly. Love that Belle Mariano represent this brand. Thank you

— roan26robin01

★☆☆☆☆ United States · v1.0.1 · 29 Nov 2023

Another useless app

BDO is consistent in making a disappointed applications 🤣 kudos!

— Sign Up Problem and Issues

★★★★★ Canada · v1.0.1 · 22 Dec 2023

Useless app

PARATING UNABLE TO SEND ANG MONEY TRANSFER! Apaka hassle ng app nyo!!!!!

— SMTG1204

★☆☆☆☆ United States · v1.0.1 · 23 Nov 2023

Worthless app

App don’t work. Restore the previous version!!!

— larsvin30

BDO Pay FAQ

Is BDO Pay free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does BDO Pay have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to BDO Pay?
EastWest EasyWay (4.8 from 56,446 reviews), HelloPag-IBIG by AUB (4.9 from 46,652 reviews) and Metrobank App (1.9 from 11,251 reviews).

BDO Pay download

Last updated 2 months ago.

BDO Pay sells in 175 countries. It was released 2 years and 11 months ago, on 7 Nov 2023. It holds a 4.8 rating from 55,503 reviews.

Supports 1 language: English.

How much does BDO Pay make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads 80K
Open the full BDO Pay analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend