Southern Bank
Finance

Southern Bank

Southern Bank

How much does Southern Bank cost?

Prices are current as of 12 Sept 2026.

Southern Bank has no in-app products on record in the United States.

10+ alternatives to Southern Bank

Southern BankGreat Southern MobileMobile FirstSouthern Bank PersonalFSCB BankingBank of AdvanceSouthern Bank BusinessProSouthern BancorpThe Southern BankOzark Federal Credit UnionFMB Ozarks - Mobile Banking
Rating / 54.84.84.84.84.54.94.73.04.73.13.0
Reviews7.1K8.4K4.5K4K2.3K5614328855122
Released20112023201420202011202520202011202120132012

Southern Bank reviews

4.8 out of 5, based on 7,056 reviews.

What people like

  • Easy to use and simple
  • Text alerts for card usage
  • Friendly and helpful branch staff

What they complain about

  • Keeps logging you out constantly
  • Face ID and login fail often
  • App crashes or freezes frequently
  • Support chat cannot fix issues
★★★★★ United States · v7.115.0.17973 · 9 Sept 2026

Love it

I’ve been banking with you guys for 20 years. The online banking is a lifesaver to me.

— chefnaida

★☆☆☆☆ United States · v7.115.0.17973 · 2 Sept 2026

Sign in

I’ve tried getting someone to fix my account I am now on my 24th password and 8th time calling someone to unlock it

— 3+4=7

★★★★☆ United States · v7.37.1.11026 · 28 Jul 2023

Needs fixed

Great app just needs to fix the freezing up part. Every other day I have to turn my phone off and restart to get the app to work. I have an iPhone 11.

— Chris submit

★★☆☆☆ United States · v7.9.2.4861 · 21 Jan 2022

Great while it worked

App worked fine for years until now. Now app won’t start. Only gets a “Loading failed. The operation could not be completed. Retry error. Followed instructions from bank on the usual delete app turn phone off download app but same results. IOS 14.8.1 (iPhone 11)

— WhooPig

★★★☆☆ United States · v7.48.1.12352 · 20 Feb 2024

Update

Ever since the new update the app will not accept my face to log me in. Also it lags pretty bad running on full bars.

— Bootheal babe

★★★★★ United States · v7.115.0.17973 · 8 Sept 2026

Ken Karnis

Have been customer of this bank since 1995 and all is still good

— bugnot1

★☆☆☆☆ United States · v7.93.0.15748 · 16 Oct 2025

Terrible App

We switched to Southern Bank due to great offers; but their app is the most awful experience. Constantly logging me and my husband out, locking us out. We nearly have to reset our password each time we open it. Needed to be in online statements, app told us we were. The bank branch made us go in person just to tell us we were correct and they had to submit a ticket to fix it. It’s just always something with this dang app!

— KAMC1066

★★★★☆ United States · v7.18.1.9031 · 2 Nov 2022

Great Except Log In Trouble

Love the app overall but REALLY wish they would get the log in working better. It is very annoying that the facial recognition doesn't work very often nor will it won’t save my log in info even though I check the box to do so! I get locked out of my account far too frequently trying to log in.

— aljohnson91

★★☆☆☆ United States · v7.9.2.4861 · 15 Dec 2021

Pretty terrible

I get a lot of ridiculous error messages that are no help for trying to solve the problem.

— 3691638953246842695

★★★☆☆ United States · v7.48.1.12352 · 16 Feb 2024

iPad version

Although the iPhone version can be used on an IPad it would be great to have an iPad version that can leverage the screen space and landscape views to provide more information without having to traverse existing menu/workflows to get the information you need. Thanks.

— EMC1269

★★★★★ United States · v7.115.0.17973 · 7 Sept 2026

Nice

Amazing

— Tomy al shugaa

★☆☆☆☆ United States · v7.89.0.15412 · 22 Sept 2025

Awful

The latest update I cannot even make a mobile check deposit because it will not take a picture of my check. And of course Southern Bank has such limited access, that NOW I have to go to the bank in order to make a deposit. And of course nobody seems to know how to fix this problem so we're just gonna leave it here for the Devs to get working on it. Actually tried to contact someone through chat through the app and they were pretty helpful but could not fix the problem so two hours later & several attempts to delete and reload the app were unproductive. It would be nice if there was a way to actually contact tech-support from the app, but of course that would be too convenient I HATE this app about as much as I don't like leaving reviews. As for the Bank, I would tell you to go somewhere else. I got stuck with it when my bank got sold to it and I've hated it ever since. If I didn't have a six figure business in there with multiple accounts, I would probably close it and move it to somewhere else. 09/22/2025 still not working

— Alskx3

★★★★☆ United States · v7.18.1.9031 · 16 Oct 2022

It works…. Kind of.

The app is slow to show pending payments or debits. I don’t like that some things take SO LONG to post.

— Jennyb!

★★☆☆☆ United States · v7.7.2.4075 · 12 Sept 2021

Can’t Use FaceID

Every time I get on the app with the new update, I have to type my password instead of it allowing me to use Face ID. It has information that tells me to use my access ID and passcode to save Face ID but it never does. Fix this and stars go back to 5 because it’s great other than this issue.

— JLo9615

★★★☆☆ United States · v7.28.1.10225 · 15 Jul 2023

Transfer to external banking institutions

Transfer Limit is lower than I am needing. Have requested it be raised from $1000/day with no success.

— salamander66

★★★★★ United States · v7.38.1.11184 · 7 Feb 2024

In top of things !

I appreciate how “Southern Bank” sends me a text each time card is used.

— Flythansoar

★☆☆☆☆ United States · v7.57.0.12845 · 17 Aug 2024

Laggy

Whenever u am trying to enroll it lags and freezes and makes me repeat the whole thing

— fagsmut

★★☆☆☆ United States · v7.3.1.2618 · 26 Jun 2021

No logout feature.

How do you logout of the new app?

— Zoomer12345678

★★★☆☆ United States · v7.18.1.9031 · 3 Sept 2022

Decent app with annoying problems

Overall the app has an easy to use, streamlined feel. The fingerprint recognition is terrible though, always makes me put in my password regardless. Also, the Zelle money transfer system is not great, it forces the recipient to get Zelle software and allow them to track your phone usage

— Sciencyfriend

★★★★★ United States · v7.38.1.11184 · 6 Feb 2024

Happy customer

Best bank ever

— Curt’s Classics

★☆☆☆☆ United States · v7.28.1.10225 · 22 Jun 2023

Terrible service

This place has gone down hill. Cannot speak with anyone at the bank. They don’t answer messages. Even the people who talk to the people at the bank cannot get answers. I needed money moved and they didn’t honor my requests.

— will you be my friend

★★★☆☆ United States · v7.3.1.2618 · 25 Jun 2021

Shut down 3 times

I opened the app and clicked on my primary checking account 3 times and every time it just shutdown and gave me my phones Home Screen. Not sure why.

— silvx6

★★★★★ United States · v7.37.1.11026 · 18 Aug 2023

Review…

Love this app, makes everything so much easier!! I love how I can go in and immediately find what I’m looking for! Great great job with this app!😊

— vonna🥰

★☆☆☆☆ United States · v7.25.2.10078 · 17 Feb 2023

Not the bank it once was

Not sure what management has done but they need to evaluate what going on.

— DoubleRubble

★★★★★ United States · v7.37.1.11026 · 6 Aug 2023

great app

easy to use!!

— adge008

★☆☆☆☆ United States · v7.9.2.4861 · 23 Nov 2021

App won’t open. Keeps crashing.

When I try to open the app, it tries to open then crashes.

— G!! R!! E!!A!! T!! !!!!!

★★★★★ United States · v7.28.1.10225 · 17 May 2023

Simple

Easy to use app awesome bank

— nowhearthis123

★☆☆☆☆ United States · v7.6.1.3711 · 16 Aug 2021

Banking app

Doesn’t work at all for me! I’ve tried everything…

— Madonnalb

★★★★★ United States · v7.25.2.10078 · 11 Apr 2023

Good

Makes it simple!

— BAW williamson

★☆☆☆☆ United States · v7.5.2.3087 · 26 Jul 2021

Don’t roll it out if it’s not ready

The old app was quite functional. This app only occasionally loads, and as of today once I do manage to log in I can’t even deposit a check. Deposit screen won’t load or camera won’t. Next time get your act together before you force a switch. This is absurd.

— CJ11234223

★★★★★ United States · v7.18.1.9031 · 17 Dec 2022

Johnny clover

I love southern bank.but most of all,I love the people that work in it ,the clever branch has been absolutely amazing,and so helpful to me.I can’t put it in words how much of a blessing they are to me The nixa branch same thing Thank you May you all have a safe and blessed holidays SAFE TRAVELS TO AND FROM JOHNNY CLOVER

— generatepower65

★☆☆☆☆ United States · v7.4.1.3013 · 11 Jul 2021

Fix this please!!!!

Ever since the new update there’s been an issue. I login and look at my balance but when I go to look at the transactions the whole screen turns white and I can’t see anything. Fix it as soon as you can, thank you!

— amberblahblah591

Southern Bank FAQ

Is Southern Bank free?
Yes. The app is free, in all 4 countries it sells in, and it sells nothing inside it.
Does Southern Bank have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Southern Bank?
Great Southern Mobile (4.8 from 8,435 reviews), Mobile First (4.8 from 4,474 reviews) and Southern Bank Personal (4.8 from 3,954 reviews).

Southern Bank download

Last updated 1 month ago.

Southern Bank sells in 4 countries. It was released 14 years and 11 months ago, on 13 Oct 2011. It holds a 4.8 rating from 7,056 reviews.

Supports 1 language: English.

How much does Southern Bank make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Southern Bank analytics Revenue and downloads month by month, all 4 countries split out, and every product's share and trend