FinanceBusiness

Betterment Invest & Save Money

Name: Betterment Invest & Save Money
Rating: 4.77 (64359 reviews)
Author: Betterment

Investments & Cash Accounts

Betterment · released 21 Sept 2010 · Open in App Store ↗

Revenue 30d $1,000 estimate, worldwide

Downloads 30d 10,000 estimate, worldwide

Rating 4.77 64,359 reviews

No in-app products collected for this app.

		Rating
United States	100%64,359	4.77

Description

Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Betterment gives you the tools, automation, and expert-built portfolios to grow wealth with confidence.

Join 1M+ investors who trust us with over $70B in investments. Start today with as little as $10 and build your financial future with confidence. Betterment is a trusted money management platform that uses automated technology to make investing and saving smart and easy.

INVEST & SAVE WITH CONFIDENCE

Start investing and saving with no minimum balance

Track your cash, savings, and investments in one app

Manage financial goals for short and long-term growth

EARN 3.25% VARIABLE APY* (AS OF 12/12/25) WITH BETTERMENT CASH RESERVE

Grow your savings with a high-yield cash account

Get up to an extra 0.75% APY* with qualifying deposits

Cash Reserve lets you earn interest even during volatile times at 10x the national average.

Protect your eligible cash with up to $4M FDIC insurance through program banks. Subject to certain conditions. Learn more: betterment.com/cash-portfolio

EXPERT-BUILT PORTFOLIOS

Choose from low-cost, globally diversified portfolios that match your risk tolerance and goals.

Diversify with stock and bond ETFs

Explore low-cost, expert-built portfolios like Social Impact, Innovative Technology, or Climate Impact

Choose bond-only portfolios like Goldman Sachs Tax-Smart Bonds

We manage all the trading, rebalancing, reinvesting, and tax management for you, automatically

SELF-DIRECTED INVESTING

Start trading individual stocks, ETFs, and mutual funds, all with a platform you trust.

Invest in stocks and ETFs with Betterment’s tools by your side

See your tax impact before you sell

Trade fractional shares with no commissions

Invest and build your wealth your way

SMART AUTOMATION & OPTIMIZATION

Betterment’s automated tech does the work for you.

Automatically reinvest available dividends and rebalance your portfolio

Improve tax efficiency with tools like tax-loss harvesting

Automate deposits to grow your investments consistently

Get expert guidance and advice

LOW FEES. REAL GROWTH POTENTIAL.

Keep more of what you earn while your investments grow.

Invest for $5/month or 0.25% annually with $24K balance or $200+ monthly deposit

Upgrade to Premium (0.65%) for unlimited CFP® advisor access

Certified Financial Planner® professionals, salaried, never commissioned, for a significantly lower management fee

PLAN FOR RETIREMENT & SAVINGS GOALS

Turn future financial planning into action

Build retirement savings with IRAs or taxable accounts

Manage spending with hassle-free, no-fee checking

Plan income growth and long-term savings

Track net worth, outside accounts, and investment performance

SO, WHY BETTERMENT?

Betterment combines investing, crypto, cash, and savings in one easy-to-use app to help you build lasting wealth. With automation, expert-built portfolios, and low pricing, you can invest and save confidently and focus on your financial growth with ease.