Spruce – Mobile banking
Spruce up your financial life
How much does Spruce – Mobile banking cost?
Prices are current as of 12 Sept 2026.
Spruce – Mobile banking has no in-app products on record in the United States.
10+ alternatives to Spruce – Mobile banking
| Spruce – Mobile banking |   Netspend |   GO2bank: Mobile banking |   Found: Business Banking |   GreenFi - Mobile Banking |   Porte: Mobile Banking |   Green Dot - Mobile Banking |   Ingo Money - Cash Checks |   River: Buy Bitcoin |   Walmart MoneyCard® |   Arro: Build & Grow Credit | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.5 | 4.8 | 4.8 | 4.8 | 4.7 | 4.8 | 3.4 | 4.2 | 4.9 | 4.2 | 4.6 |
| Reviews | 5.3K | 120K | 63K | 33K | 31K | 15K | 12K | 9.3K | 8.6K | 7K | 1.7K |
| Released | 2022 | 2010 | 2020 | 2020 | 2016 | 2020 | 2011 | 2013 | 2021 | 2025 | 2023 |
Spruce – Mobile banking reviews
4.5 out of 5, based on 5,272 reviews.
What people like
- High interest rates on savings accounts
- No monthly fees for spending accounts
- Easy to use with clean design
What they complain about
- Support refunded only part of stolen money
- App crashes and fails to load often
- Checks take over a week to clear
Not to bad
Pretty kool !
Horrible
Horrible app and bank
My favorite money app
Increase the support in app bit more and customize the app bit more; add dark mode and it’s #1. Great app but I got $20 snatched from me and it’s a deposit late on coming.
Can’t use app.
The app never opens like it’s supposed to. It acts like it’s trying to load, but never gets off the opening screen!
Easy banking app
Very easy to use and clean design. I can transfer money, deposit checks, and track spending without issues. Love P2P feature. The notifications are fast, and the app feels secure. Customer support was also helpful.
Spruce
This is a great product and a good supplemental! Try it
Terrible service
Wouldn’t recommend to anyone
New update is terrible
The new update was so unnecessary and bad. I can’t figure out how to move my money from savings to checking. This is dumb. Don’t fix what isn’t broken.
review
very cool idea
Scam
I’ve had it take money from me it shouldn’t and cashed a check that wasn’t signed and cashed it twice. It’s more trouble then it’s worth I hate this app once every is fixed I’m deleting it permanently. They are heading straight into lawsuit territory…not from me though I’m broke now thanks spruce. Can I give 0 stars?
Temu Banking App
I only downloaded it for my tax return but every time I had to open it, I was greeted by a bunch of junk telling me that I could win a trip or something. Maybe I’m old fashioned, but I just want a banking app to hold my money.
Spruce is remarkable !!!!!!
Spruce is remarkable they help me with everything. I have a problem with their customer service is 110% on point. Thank you Spruce.!!!!
Can’t access my money
App will not open and I can’t utilize my money it’s doesn’t need an update it’s just stuck on the Home Screen
App frozen a lot
It’s unfortunate. Every other time that I use the app it won’t load. I have to delete the app entirely and re-login. It’s absolutely frustrating when you need access to your funds in a hurry. Please fix.
My banking account, Spruce
I love this account. I’ve been with it for a year and I got direct deposit and I love it.
Scam bank.
Refuse to follow nys law on releasing funds for deposit. They are terrible customer support in India. Rude and laughed at me when they say they will hold my deposit for 2 weeks, illegal. Reporting to all agencies…they are not authorized to hold funds. Two weeks I haven’t received. They are awful! Don’t trust with yoir money!
Awesome
I love Spruce
Card turned off
Twice in the last three weeks my cards have been turned off and I’m sent new ones. No warnings or notifications, no one can tell me why other than “possible foul charges”. Both times I have been in a checkout and had to cancel my order to call spruce, this really aggravates me. I have opened a new account and will no longer use spruce.
Great Savings tool
Love that I can save with a higher interest rate. My only disappointment is that transferring out of the savings to an external acct via the spending acct has a monthly limit. If I save for a major purchase, I don’t like to be limited to $2500 a month
Unreliable
I requested multiple times to have this account closed and completely deleted! Apparently they don’t listen to requests!
5 stars
They are the best
Horrible
It delays any checks for over a week. Customer service isn’t helpful since it’s a third party. They’re also rude. It will overdraft you then charge a fee. It has people fluffing it so you’ll join. Don’t fall for it!
Great option
I love the high interest savings and the spending account with no monthly fees
Horrible app
I’m not a fan of this app it’s horrible
Life Made Easy
I love Spruce thank you.
Poor customer service
My Spruce account had been hacked for more than 1700 dollars! I made dispute with Spruce and they only refunded my account for 600 dollars! After I had to go back and forth with them about proving that the transactions weren’t me!
Spruce – Mobile banking FAQ
- Is Spruce – Mobile banking free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does Spruce – Mobile banking have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Spruce – Mobile banking?
- Netspend (4.8 from 119,752 reviews), GO2bank: Mobile banking (4.8 from 63,420 reviews) and Found: Business Banking (4.8 from 33,307 reviews).
Spruce – Mobile banking download
Last updated 1 month ago.
Spruce – Mobile banking sells in 1 country. It was released 4 years and 9 months ago, on 5 Jan 2022. It holds a 4.5 rating from 5,272 reviews.
Supports 1 language: English.
How much does Spruce – Mobile banking make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.