Central National
Finance

Central National

Central National Bank

How much does Central National cost?

Prices are current as of 12 Sept 2026.

Central National has no in-app products on record in the United States.

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Rating / 54.74.74.84.84.84.84.54.84.04.2—
Reviews2.6K7.9K4K3.4K3K2.6K1.1K7754322—
Released20212014201420192016201820132022201820132011

Central National reviews

4.7 out of 5, based on 2,574 reviews.

What people like

  • Staff is helpful and professional.
  • Easy to use for daily tasks.
  • Good security for your accounts.

What they complain about

  • App keeps crashing and showing errors.
  • Notifications fail to warn about overdrafts.
  • Login issues lock you out constantly.
  • Mobile check deposits are slow and glitchy.
★★★★★ United States · v3.30.0 · 16 Jan 2026

Lee Pifer

The staff at the central national bank has been very helpful

— Lee Pifer

★☆☆☆☆ United States · v3.29.0 · 18 Nov 2025

Banking

I have been using this app since I opened my account. I have contacted the bank about issues with their accounting system IE duplicate entries which I have been told they cannot change. As the account will not accept transactions via Zelle which one of my vendors pays me with it causes a lot of problems. As I’m a small business owner and the other banks charge more for the services I have to stick with this bank until I can find another bank to use. It does offer ITM services at the ATM but I keep seeing that their lobby still requires appointments and supposedly is not available for walk in services.

— Kstonya

★★★☆☆ United States · v2.35.0 · 16 Oct 2021

Notifications

No longer get texts with balance. Would like to see pending deposits as well.

— gr1nchy

★★★★★ United States · v3.28.0 · 25 Oct 2025

Steven Henson

I just opened my account and I’m already seeing benefits in the first 12 hours.

— Purveyor of Wisdom

★☆☆☆☆ United States · v3.27.1 · 22 Oct 2025

Worthless

Notifications do not go out that could save you from overdraft fees! Go to another bank!

— Christofur531

★★★☆☆ United States · v2.33.4 · 22 Aug 2021

Recent down grade

With the recent”upgrade “ nothing much works better. First off I was told I didn’t know my password. When in fact it was the recent upgrade that wouldn’t let me use my password. Then this morning I made a mobile check deposit and the back photo I saw was fine but the photo that you show me you received was all wavy and cut up. Also I like the old format a lot better maybe simply because I was used to it and now I have to get used to a new format.

— bart9440

★★★★★ United States · v3.23.1 · 31 May 2025

Love this app

I use the Central app often. I find it so easy to use.

— Suncandie

★☆☆☆☆ United States · v3.5.0 · 24 Aug 2024

No longer able to use app

What is the point of being able to download an older version of the app if you need to update to the current one to use it to “stay safe and secure” I am no longer able to deposit my checks or use the app at all because my phone physically cannot update to the required IOS, and nothing was changed about the app aside from minor things. The one reason I used the app was for ease of depositing checks- this is a horrible update.

— BoxyApple

★★★★★ United States · v3.22.0 · 2 May 2025

3 decades

My wife and I have done business at some level with Central National in one form or another for 30 years travel the world within that time and they have always done the best care for my security over my accounts. Very highly recommended.

— miloedt

★☆☆☆☆ United States · v3.10.3 · 1 Apr 2024

App isn’t working for me today or yesterday.

The Central National Bank app isn’t working for me yesterday or today. So, I deleted it today and reinstalled it. Still isn’t working.

— Hshdggajsnd

★★★★★ United States · v3.20.0 · 1 Mar 2025

Long History with CNB

My family has been banking with CNB since the early 1950’s. I’m sure both my parents were banking with it them years before. I have always been treated with professionalism and kindness. Growing up I was brought there with my parents to get to know the employees.

— petesdx

★☆☆☆☆ United States · v3.7.0 · 1 Nov 2023

Help

My app keeps saying error

— Anbrake

★★★★★ United States · v3.10.1 · 5 Mar 2024

Just Adequate

This app falls way short of other banking apps. For starters, it will not save your user ID. Which doesn’t exactly make you feel like a welcome customer! Next, there us no option to show your password. Make a mistake, and you get to guess what it was. Try to schedule a payment, the only apparent option is Today! You have to dig to figure out a future payment date. These are just a few. Central Bank could do much better!

— Chase County Kid

★☆☆☆☆ United States · v2.48.0 · 8 Jan 2023

Stupid

The app has design your own vacations and it’s not timing me on my design property brothers milk not now not ever

— Hill beans

★★★★★ United States · v2.42.2 · 24 Jun 2022

CNB is the best bank with the best app

Easy to use and stay connected! Love this local bank. Excellent service 💙

— KLH2001

★☆☆☆☆ United States · v2.32.0 · 27 Jul 2021

Unable to Access Bank Information

I was forced to download the new app and stop using the old one. The old one used to take my account number and password. The new one asks for a username, which I do not have. When I try to create a new one it tells me I already have one. Initially when I tried to recover the account it would not send a code to my phone. Now it is sending the code, but telling me Oops, there an error on our end. Been going on two weeks now. Maybe these things should have been worked out before kicking me out in the first place. Used to love this bank, now I feel like all I ever do is complain about it.

— Jkelseee

★★★★★ United States · v2.40.0 · 18 Apr 2022

Always there for me

My CNB account was started in 1975 when I moved to Kansas. They have supported me in car loans, real estate loans, and every other banking need for 47 years Would never bank anywhere else.

— Baswuewoman

★☆☆☆☆ United States · v2.32.0 · 23 Jul 2021

Currently Junk and can't access.

Can't access my account as pass and username is invalid. Try to enroll and says I already have an account. Try to reset the account and verification codes aren't valid. Serious issues for a new app.

— Notausererror

★★★★★ United States · v2.33.4 · 30 Aug 2021

Text Message Daily

Would love to have the texting messages daily return!!!

— pammydolittle60

★☆☆☆☆ United States · v2.32.0 · 23 Jul 2021

Absolutely awful

Central national bank is a joke and so is this app I cannot login I’ve been trying to update my password but it’s just glitched and doesn’t work I cannot stand this stupid app the old one was trash too. My old bank never charged me for a mobile deposit and it would always go straight into my bank account immediately after I took the photos. CNB takes several days. So annoying. Awful app, I’m going to leave this bank soon.

— GarrettMick

★★★★★ United States · v2.33.0 · 17 Aug 2021

LOVE CNB

Great bank, professional staff.

— danriedemann

★☆☆☆☆ United States · v2.32.0 · 23 Jul 2021

Update password button isn’t working

I thought I had forgotten my password, but turns out I was right just had incorrectly put it in too many times and it had locked my account. As soon as I reach the update password button it doesn’t do anything. This needs to be fixed ASAP!

— Mferrer3345

Central National FAQ

Is Central National free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does Central National have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Central National?
Sunflower Bank (4.7 from 7,941 reviews), Heartland CU Mobile Banking (4.8 from 4,029 reviews) and Azura Credit Union (4.8 from 3,375 reviews).

Central National download

Last updated 1 month ago.

Central National sells in 175 countries. It was released 5 years and 2 months ago, on 19 Jul 2021. It holds a 4.7 rating from 2,574 reviews.

Supports 2 languages: English, Spanish.

How much does Central National make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Central National analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend