Cheddar
Get paid before you spend
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| United Kingdom | 100%3,621 | 4.77 |
Description
GET PAID BEFORE YOU SPEND
Earn up to 10% instant cashback at Tesco, Sainsbury’s, ASDA, M&S, Nike, Deliveroo and 200+ UK brands.
Unlike traditional cashback sites that make you wait 30–90 days, Cheddar pays you before you shop.
Buy a gift card in seconds.
Get cashback instantly.
Pay with the gift card in-store or online
Redeem anytime. No fees. No minimum.
Rated 4.8 from 3,000+ reviews
Winner: Best App – Open Banking Expo Awards 2025
Winner: Best Newcomer – British Bank Awards 2024
HOW IT WORKS
1. Download free - no ID required
2. Choose a brand you already shop at
3. Buy a digital gift card in seconds
4. Cashback is added instantly
5. Use the gift card like your debit card
6. Redeem cashback to your bank anytime
That’s it. No waiting. No tracking. No rejected claims.
WHERE YOU CAN EARN
GROCERIES
Tesco (up to 5%)
Sainsbury’s (up to 4.25%)
ASDA (up to 3%)
Morrisons, M&S, Iceland, Farmfoods
COFFEE & DINING
Costa (up to 10%)
Starbucks
Caffe Nero
Pizza Express
TAKEAWAY
Deliveroo
Just Eat
Uber Eats
FASHION & RETAIL
Nike
Adidas
JD Sports
Footlocker
Boots
Argos
Currys
Boohoo
HOME
Ikea
B&Q
Dunelm
The Range
TRAVEL
Airbnb
Uber
Trainline
Eurostar
Plus 200+ more UK retailers. Rates vary by brand.
WHY CHEDDAR?
Instant cashback - paid before you shop
No waiting 30–90 days
No tracking issues
No fees ever
Works in-store and online
Cash earnings - not points
Only £5 minimum redemption
SMART FEATURES
PERSONALISED SAVINGS
Securely link a bank account (optional) for insights on where you could earn based on your real spending.
RELOADABLE GIFT CARDS
Top-up the same card multiple times for weekly shops.
SPENDING INSIGHTS
Track spending categories and see your maximum saving potential.
CASHBACK BOOSTS
Unlock higher rates when you use Cheddar regularly.
SAFE & SECURE
FCA authorised and regulated
Bank-level encryption
Secure open banking connections
No credit checks
GDPR compliant
PERFECT FOR
Weekly groceries
Regular takeaways
Coffee runs
Fashion purchases
Family budgets
Everyday spending
Stop paying full price.
Start getting paid before you spend.
Download Cheddar today.
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