BDO Online
Finance

BDO Online

BDO Unibank, Inc.

How much does BDO Online cost?

Prices are current as of 12 Sept 2026.

BDO Online has no in-app products on record in the United States.

10+ alternatives to BDO Online

BDO OnlineBPIMariBank PH (SeaBank)UnionBank OnlineEastWest EasyWayHelloPag-IBIG by AUBGoTyme Bank | PhilippinesMetrobank AppRCBC PulzVirtual Pag-IBIG
Rating / 54.64.74.94.74.84.94.41.92.42.3
Reviews182K342K195K187K56K47K14K11K4.8K1K
Released2021202320222017202320192022202220192022

BDO Online reviews

4.6 out of 5, based on 181,756 reviews.

What people like

  • Very convenient for quick money transfers
  • Face ID login works smoothly
  • Clean interface that is easy to use

What they complain about

  • Keeps kicking you out for no reason
  • OTP codes never arrive to let you in
  • Support is impossible to reach when stuck
★★★★★ Canada · v26.21.1 · 7 Sept 2026

Send money

Easy way to send mo money

— Jejeaba

★☆☆☆☆ Canada · v26.20.0 · 20 Jun 2026

App not working properly

Not working

— Absggsgsjjsnsksksksk

★★★★☆ Philippines · v26.21.1 · 10 Sept 2026

I hope there is an option to totally log out an account

I love the app but logging into 2 different accounts is hassle. I need to redownload the app to reset it and able to login another bank account. Total hassle. Nonetheless, good banking app.

— Sir P.S.

★★☆☆☆ Philippines · v26.21.1 · 6 Sept 2026

Too often maintenance

Jusko ilang beses ba maintenance nyo sa isang araw? Everyday nalang meron di magamit ng maayos

— Bingogogirl

★★★☆☆ Philippines · v26.21.1 · 9 Sept 2026

No option for Philippine Contact Number

No Philippines when adding contact

— Player_since_2016

★★★★★ Canada · v26.21.0 · 17 Aug 2026

good

ok naman di naman ako naka encounter nag problem sa ngaun

— jeintegro

★☆☆☆☆ Canada · v26.20.0 · 19 Jun 2026

Version 26.20.0 is buggy

Each time I make a transfer between my accounts, the app would log me out “due to inactivity”. Very frustrating.

— mikey_0406

★★★★☆ Philippines · v26.21.1 · 6 Sept 2026

Best app

Best app ever! The best

— TineMarie1127

★★☆☆☆ Australia · v26.21.1 · 28 Aug 2026

Purchase Convert

Please update your Purchase convert option on the app and in online website. I have this option in my other bank but unfortunately BDO is giving me a hard time. Kindly assist as I am overseas. Thanks

— 09J@m

★★★☆☆ Philippines · v26.21.1 · 24 Aug 2026

Hopefully bdo will support Apple pay

As one of the country’s biggest banks, we are hopeful that bdo will soon support apple pay.

— Tau2995

★★★★★ Australia · v26.21.0 · 16 Aug 2026

Thankfully

Convenient and user friendly

— braczy

★☆☆☆☆ Canada · v26.20.0 · 12 Jun 2026

I can’t pay my credit card online it’s logging out

Fix this!

— smp_11-10-24

★★★★☆ Philippines · v26.21.1 · 28 Aug 2026

BDO review

Very easy to ise mobile app, user friendly.. One thing I wish the bank would integrate is that account balance should reflect after every transaction for transparency and easy tracking

— TJ ver

★★☆☆☆ Philippines · v26.21.1 · 28 Aug 2026

please

this is not for seafarers, so hard to access..always need otp, you cannot process it by your email

— jrxtattz

★★★☆☆ United Arab Emirates · v26.20.0 · 4 Jun 2026

I cannot view my credit card account

Why did you remove my credit card account in the online banking?? It is very hard to see how much is remaining and the amount i need to pay. This been happening for months now. What just happened??? My savings account i can see perfectly but please fix this issue. How can i get my credit card information to access online again? Please i need it 🙏🏻

— Janinep8

★★★★★ Australia · v26.20.1 · 27 Jul 2026

I’ve been using bdo online apps

I’ve been using the BDO Online Banking app, and it’s very convenient for checking my balance, transferring funds, and paying bills anytime. The app is easy to use and saves me time, especially while I’m overseas. I hope BDO continues improving the app by making it faster and more reliable during busy times. Overall, it’s a helpful banking app.

— Dailyn4

★☆☆☆☆ Canada · v26.19.0 · 4 May 2026

Terrible app

Terrible UI, i cant make a transaction as it always kicks me out saying sessions expired due to inactivity.

— Eckoloko

★★★★☆ Australia · v26.19.1 · 7 May 2026

Best rating given

The options to use are easy to follow. Face recognition is the best way to verify account. Kudos to BDO

— teth12

★★☆☆☆ Canada · v26.19.1 · 22 May 2026

Under maintenance

This app often under maintenance . So inconvenient

— Hart hart ⭐️⭐️

★★★☆☆ United Arab Emirates · v26.19.1 · 30 May 2026

Statement

No access

— Jawbirth togs tin

★★★★★ Australia · v26.20.1 · 16 Jul 2026

Very easy and simple to use the App

Simple and easy to use the App.

— tolitsagustin

★☆☆☆☆ Canada · v1.18.1 · 21 Apr 2026

Terrible app

I try to log in and not accepting my username and password then locked it!

— CriselBans

★★★★☆ United Kingdom · v1.18.1 · 19 Jan 2026

Missing BDO Network Bank Management

I really like this new app compared to the old app. Hopefully, we will be able to add BDO Network Bank accounts soon, just like in BDO Pay app.

— vhng18

★★☆☆☆ Canada · v26.19.1 · 18 May 2026

Changing password error

I cant reset my password it always says try again later its been a month now

— Owennss11

★★★☆☆ Australia · v26.19.1 · 8 May 2026

Sending money to BDO trading bank

It would be really nice if I could send more than 50,000 peso to a company that is building a swimming pool for me. I need to send at least 200,000 That app only lets me send 50,000 at a time. This is strange since it’s to another BDO branch.

— Pool shop

★★★★★ Canada · v26.20.1 · 7 Jul 2026

非常方便

非常好用

— 15935870

★☆☆☆☆ Canada · v1.18.1 · 6 Apr 2026

Pangit

Lipat nalang ako PNB pangit ng service nyo

— Allan Troy Dingcong

★★★★☆ Japan · v1.17.5 · 29 Aug 2025

Transaction does not commit

This app does not deserve any star. Useless because you cannot make any transaction. Only shows account details. Only online banking works.

— sealball

★★☆☆☆ United Kingdom · v1.17.5 · 14 Sept 2025

Wise on PESONet. System not updated!

Wise is already listed as a PESONet participant (since Aug 2025), but in BDO’s system it’s not yet showing. I am a BDO customer and regularly use PESONet to transfer funds. I recently learned that Wise Pilipinas Inc. has been officially included as a PESONet participating institution since August 2025 (as confirmed by the Bangko Sentral ng Pilipinas and Wise’s public announcement). However, when I check the list of available PESONet participants in BDO’s online and mobile banking platforms, Wise does not appear as an option.

— Wise on PESONet

★★★☆☆ Australia · v1.15.1 · 2 Jan 2025

Absolute Garbage…

[update] I visited my branch this morning and was advised by the teller that the app password is different from the web password. in order to use the new app, you will have to reset the password through the app. note this password is different from your web password. I did this and I can now access my online banking account using the new app. I switched to the new BDO app since the old one no longer works. I've tried logging in few times, won't let me. tried resetting my password, app said my verification didn’t match. However, when I logged in through the web, my account worked perfectly fine. Very unreliable and consider at an absolute garbage!

— ionicflux

★★★★★ Canada · v26.19.1 · 9 May 2026

Transfer

Very convenient and quick transfer

— imtdtb iohxtsu htx

★☆☆☆☆ Canada · v1.18.1 · 28 Mar 2026

Terrible online banking app

Terrible apps… Ive been sending online remittances many times but it was unable to send my transaction.. I am so very disappointed.. Fix your apps👎

— Sugar🙂

★★★★☆ United Arab Emirates · v1.16.1 · 31 Mar 2025

There are improvements

I can now view my outstanding bank balance, outstanding credit card balance, and home loan balance. I can log-in via face ID seamlessly. Also I can now pay bills just like how it is from the old app BDO Digital Banking.

— emiengarde

★★☆☆☆ Canada · v1.16.2 · 1 May 2025

UNABLE TO RECEIVE OTP

Since the new version came out, I can’t get a OTP for the new online/mobile banking app. I raised this issue for weeks now and still, I can’t open my account! This is very disappointing

— Bartolome J

★★★☆☆ Australia · v1.14.1 · 31 Oct 2024

BDO app need to upgrade

I am using the new app for almost 2 years then 3 days ago it kept saying I need to change my Password but when I change it . I can’t receive my OTP .I tried many times . Until now I can’t use it and I went to old way go to internet banking and I can open my account.Maybe they need to upgrade their app.We never have that problem in Australia

— SecnarfAIMEF

★★★★★ Canada · v26.19.1 · 8 May 2026

Terrific

Terrific

— nickcruzatyourservice

★☆☆☆☆ Canada · v1.18.1 · 24 Mar 2026

Update your app

Pls update your app. No sense paying celebrities to endorse it if the service is really bad.

— Canadian_07

★★☆☆☆ Singapore · v1.16.1 · 9 Mar 2025

Statement of account remove from the app

Now its hard to navigate so many apps for your bank. Have bdo pay and bdo. Still cannot access the soa for cc same with the online site. Hard time Ui.

— Adoboketchup

★★★☆☆ Qatar · v1.12.6 · 9 Jul 2024

Customer Service!

Extremely hard to contact the Customer Service specially when you are in other country nauubos lang yung load sa sobrang queue. Tapos in the end walang sasagot

— PGF1234tbrjrje

★★★★★ Canada · v1.16.2 · 4 Apr 2025

Finally a working app after 3 years!

The app is working and the UI clean. The only issue I got is when you’re about to pay your credit card. You click amex then pay and you still need to enter your account numbed? That’s just dumb. When you click the card you want to pay it should also get the account number.

— Rey ki

★☆☆☆☆ Canada · v1.18.0 · 12 Dec 2025

New version can not receive OTP

Since update the new version can’t receive the OTP, can not login.

— Vicky 546

★★☆☆☆ Canada · v1.16.0 · 2 Mar 2025

Session Expired So Quick

App needs an update…session expired so quick when doing a transaction.

— RCTagle

★★★☆☆ United Kingdom · v1.12.6 · 4 Jun 2024

Sending money to Any BDO bank is not working

When I try to send money to someone’s bdo account, it will not let me. I entered all details etc, then when I press confirm, it is just not responding. Can you fix this please? Thanks

— braolyo

★★★★★ Canada · v1.14.0 · 10 Oct 2024

Doesn’t work!!!

The old App worked. I can’t understand why it was replaced by this useless app. It won’t even pull up my accounts; it requires me to re-register my accounts but won’t even allow me to enter one. BDO developer doesn’t collect data on feedback. No wonder its User Experience within the app sucks. Fix this… you’re doing a disservice to your customers.

— NanayD

★☆☆☆☆ Canada · v1.18.0 · 2 Dec 2025

Need to develop

I hate this new app its so hard to log in always telling sorry try again

— Kajorn0513

★★☆☆☆ Canada · v1.15.3 · 8 Feb 2025

Confirm button not working

Always having problem like this. Sending money made harder . I cannot confirm.

— NayrYer

BDO Online FAQ

Is BDO Online free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does BDO Online have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to BDO Online?
BPI (4.7 from 341,792 reviews), MariBank PH (SeaBank) (4.9 from 194,849 reviews) and UnionBank Online (4.7 from 186,584 reviews).

BDO Online download

Last updated 1 month ago.

BDO Online sells in 175 countries. It was released 4 years and 11 months ago, on 7 Nov 2021. It holds a 4.6 rating from 181,756 reviews.

Supports 1 language: English.

How much does BDO Online make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads 70K
Open the full BDO Online analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend