SAFE Federal Credit Union
FinanceProductivity

SAFE Federal Credit Union

SAFE FCU Mobile Banking

SAFE Federal Credit Union

How much does SAFE Federal Credit Union cost?

Prices are current as of 12 Sept 2026.

SAFE Federal Credit Union has no in-app products on record in the United States.

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Rating / 54.84.84.84.84.74.94.84.84.94.34.8
Reviews9.2K23K20K16K8.6K8.3K7.6K7K1.8K1.2K897
Released20202010201520132013201420122016202420112015

SAFE Federal Credit Union reviews

4.8 out of 5, based on 9,173 reviews.

What people like

  • Easy to use without going to the bank
  • Staff are always professional and courteous
  • Love the updated balance and transfer features

What they complain about

  • App barely works and won't let me in
  • Bill pay system is slow and confusing
  • App crashes repeatedly and loads slowly
★★★★★ United States · v2026.04.02 · 19 Aug 2026

Great app!

This SAFE app is so easy to use and I’m able to do most anything I need to right here in the app! The only thing I wish you could do is deposit bigger checks. But other than that, I’m extremely satisfied with it

— JakeRache

★☆☆☆☆ United States · v2025.2.2.3 · 10 Apr 2025

$10 fee every transaction?????

Shame that I chose to bank with you guys because of best rate but then charge $10 fee for every payment??????

— JJ77SC

★★★★☆ United States · v2026.04.02 · 7 Aug 2026

Thanks

Love this bank

— dj7474

★★☆☆☆ United States · v2025.10.1.2 · 21 Feb 2026

To slow crashes

The app is much slower than other banks and man the credit card 3rd party is annoying. It’s so slow to open, it crashes repeatedly. If you want to try to use your reward point you better set aside half your day to get to the 3rd party website. You would think a bank would have a state. Of the art website as your handling peoples money

— RtoJ

★★★☆☆ United States · v2023.3.0.1 · 11 Oct 2023

Review

I love the online banking but I’m not a fan of the new Billpay.

— Bobby Johnson 1977

★★★★★ United States · v2026.04.02 · 21 Jul 2026

I love my bank 👍🏿

Thank you for your hard work

— Drama803

★☆☆☆☆ United States · v2024.10.1.10 · 20 Feb 2025

Awful

App barely works and won’t let me in my account at all.

— twinklingdillon

★★★★☆ United States · v2026.01 · 26 May 2026

Bill pay

The worse system to use @ safe since its inception, we get checks sent back half the time we use it, useless because it takes so much time to put it in the system. The idiocy of it all, is that they know it, I call and the reps say it's a bad system.... this is over many years now, I'm a member since 84.

— Mrmikesc

★★☆☆☆ United States · v2025.2.2.3 · 30 Apr 2025

Pending direct deposit delay

Why do my social security check delay when it show

— Mentor#3

★★★★★ United States · v2026.01 · 13 Jun 2026

App problems

Card lock feature is a mess transactions go thru regardless of funds with no overdraft protection on account bank is starting to suck been with yall for 26 yrs ridiculous

— imaraheart

★☆☆☆☆ United States · v2024.4.0.10 · 15 Oct 2024

SAFE

App doesn’t open. Needs serious updates. Won’t load info.

— MidnightDew

★★★★☆ United States · v2025.2.2.3 · 30 Jun 2025

To much ‏ complication

Like for example, transferring money from account to account it’s not doing it. I don’t know. Why is it the app? Is there any technical issues or something else and other things not an easy one

— adnanson

★★☆☆☆ United States · v6.5.5.33 · 7 Dec 2021

Missing important feature

The app seems to work well enough but doesn’t have an option for transferring funds from an external account. For that you have to go to the website where this feature hasn’t worked for the past 2 weeks. I opened the account a month ago, but if there is no way to transfer funds in the account does me no good.

— Rockgodtobe

★★★★★ United States · v2026.01 · 10 Jun 2026

Get a credit union

A great bank

— Shawnie080955555

★☆☆☆☆ United States · v2022.9.1.11 · 28 Dec 2022

My account

I haven’t been able to access my account in weeks

— dremanbird

★★★★☆ United States · v2024.4.0.10 · 1 Oct 2024

Updates

Needs updated

— Vvsjatkins

★★★★★ United States · v2026.01 · 3 Jun 2026

!!!

Great bank!

— GetSome803

★☆☆☆☆ United States · v2021.11.0.36 · 15 Sept 2022

Loss of simplicity

Why can’t it just show my account like it used to. Now when I click on my CC it loads a webpage. Not needed

— Ydixjcng

★★★★☆ United States · v2023.10.02 · 19 Mar 2024

Would be great but

The transaction timing is horrible it seems to delay the amount of payments given out to the vendors or what have you call them. And it just seems that you may a little extra charges even though the clerks over the phone claim you don’t. It’s very frustrating when it seems you have an amount of money that you don’t have and it’s very frustrating when you are trying hard to accumulate money for a time. You all would be better if you could work on that as well as the fees being explained better by the app. Thank you

— Twosense2

★★★★★ United States · v2026.01 · 1 Jun 2026

Amazing Bank

We absolutely love Safe Federal!

— Amber Lynn <3

★★★★☆ United States · v2023.3.0.1 · 20 Oct 2023

SAFE bill pay antiquated

I love SAFE credit union. Staff are always professional & courteous. The “new” updated Bill Pay system is antiquated. You cannot see pending payments in your checking account balance that are processing. More of my accounts have to get a credit union check sent (rather than electronic transfer) which takes up to 10 days. Poor choice!! Bill Pay function needs a serious upgrade.

— Healthcare Retiree

★★★★★ United States · v2026.01 · 25 May 2026

Excelente servicio

Carmen

— Raquel Alcántara

★★★★★ United States · v2026.01 · 14 May 2026

Easy App

I love this App for ease of use, No one needs to go to the bank. To transfer money.

— Cindybord

★★★★★ United States · v2026.01 · 6 May 2026

Lovely

Love the updates with updated balance & external transfers!

— ndudfbev

★★★★★ United States · v2026.01 · 22 Apr 2026

Great bank

I love banking with safe federal credit union tgey are awesome

— Cocky843

SAFE Federal Credit Union FAQ

Is SAFE Federal Credit Union free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does SAFE Federal Credit Union have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to SAFE Federal Credit Union?
SAFE Credit Union (4.8 from 23,157 reviews), SC Federal Credit Union (4.8 from 20,226 reviews) and Founders FCU – Mobile Banking (4.8 from 16,321 reviews).

SAFE Federal Credit Union download

Last updated 3 months ago.

SAFE Federal Credit Union sells in 175 countries. It was released 6 years and 8 months ago, on 11 Jan 2020. It holds a 4.8 rating from 9,173 reviews.

Supports 1 language: English.

How much does SAFE Federal Credit Union make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full SAFE Federal Credit Union analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend