Carter Bank Mobile
Finance

Carter Bank Mobile

Carter Bank & Trust

How much does Carter Bank Mobile cost?

Prices are current as of 12 Sept 2026.

Carter Bank Mobile has no in-app products on record in the United States.

10+ alternatives to Carter Bank Mobile

Carter Bank MobileXpress by FCBAtlantic Union Bank MobileCarterMobile24Freedom First MobileValleyStar Credit UnionNational Bank of BlacksburgSkyline National BankFirst Nat Mobile AppURW Community FCUBeacon Mobile Banking
Rating / 54.84.84.54.94.84.84.74.84.84.83.3
Reviews13K12K9.6K6.3K6.1K1.3K1.3K1.3K1.3K89326
Released20192021202420122017202320252017201420152016

Carter Bank Mobile reviews

4.8 out of 5, based on 13,046 reviews.

What people like

  • Feels like a friendly family
  • No lines or long waits
  • Staff is genuinely helpful

What they complain about

  • App is slow and glitchy
  • Frequently locks you out of account
  • Mobile deposit instructions are confusing
  • Charges fees for tiny overages
★★★★★ United States · v25.1.7 · 21 Aug 2026

Awesome Bank

Love this bank

— Kimberly6559

★☆☆☆☆ United States · v25.1.7 · 4 Jul 2026

Popups

Tired of your popup stop asking

— Popups too many

★★★★☆ United States · v23.2.2 · 25 Aug 2025

Thank you

I’m grateful you’re helping to watch our backs. Also, block any Amazon purchases!

— Just Beth Okay?

★★☆☆☆ United States · v25.1.7 · 5 Sept 2026

Laggy/Unreliable

I’ve have banked with Carter Bank for many years, have not had any issues. I use the mobile app to keep track of transactions, credit score, etc. I’ve noticed the app is laggy, like from the early 2000s and was never updated. I try to access my transactions under my debit card and it takes forever to load, and I notice the loading screen is glitchy. It is slow and hard to navigate. (Please don’t say it’s my phone- I have an iPhone 16 pro max) Imagine using a 3rd party app with malware. That’s how it feels to use Carter Bank Mobile. Also, I have had my account access restricted SO many times because I incorrectly entered my password or username ONCE. And calling the help desk takes forever. Other banking apps are quick and efficient. They aren’t laggy, they are easy to use. Carter Bank, do better.

— h.kate_b

★★★★★ United States · v25.1.7 · 18 Jul 2026

Customer Service

I received great service from the lady that helped me and my husband.

— Drm Weva

★☆☆☆☆ United States · v23.2.2 · 1 Oct 2025

Carters bank

Carters bank is unlike any other bank in the United States. When every other bank balances accounts at 1 pm. Carters waits until 12 midnight. They balance your withdrawal before they add your deposit. This is how they make so much money on overdraft fees.if you have a direct withdrawal coming out for that day. It will be taken out before any deposit is added. But it gets better. If you have a direct deposit going in on Friday, you will not see your money until Monday morning. But you will see overdraft fees for any purchases you make during the weekend. Carter will keep up with your purchases, they just won’t honor your deposit. They will tell you your company is at fault but this is a lie. But it gets better. Let’s say you pay a direct withdrawal bill and this slightly overdrafts your account. Carters may not pay the bill but they will charge you an overdraft fee and they will charge you as many times as the payment is trying to come out of your account. This is why every other banking system cuts off at 1 pm in the afternoon. It gives the consumer time to make a deposit or check their account, before midnight. But it gets better. Carters staff will ignore your calls or messages when you figure out their crooked schemes. I know because I have been through all of it. Carters preys on the individual who lives paycheck to paycheck. Consumer beware and if you are on a fixed income I suggest Capital One for your banking needs.

— Truthyeller

★★★★☆ United States · v23.2.2 · 23 Mar 2025

Love the convenience.

Enjoying the service.

— Sike out

★★★★★ United States · v25.1.7 · 17 Jul 2026

Mobile app

Love mobile app only thing is when u making a mobile deposit it need to be better at warning u that need to write on the back make it to Carter bank ! I got very frustrated I couldn’t make one , didn’t know that’s what u had to do , I don’t know why

— Pops-c

★☆☆☆☆ United States · v23.2.2 · 4 Feb 2025

Slow as can be

Each page loads dreadfully slow, some pages just give network error with no explanation. I'm on wifi with 5g+ ATT and it's ridiculously slow and glitchy.

— 1984isThePlaybook

★★★★☆ United States · v22.2.2 · 26 Jun 2024

Terrible business

Bank is behind time. Debit card constantly gets declined for no reason. 800 number help can never solve the problem. On line account access constantly cannot verify user name and or password!!! Unbelievable!!!

— Chop master

★★★★★ United States · v25.1.7 · 10 Jul 2026

Best Local Bank

We love Carter Bank Mobile!

— Pastor WKC

★☆☆☆☆ United States · v23.2.1 · 28 Aug 2024

Lack of Quality

Consistently locked out of my account, I am probably going to move my money to a new bank. Open the app to log in and when I type my password in I get the message that an error has occurred. Definitely not impressed. There is no point in having a mobile app if it’s not going to work.

— Jr2001Ace

★★★★☆ United States · v22.2.2 · 29 Jan 2024

Carter needs a branch

Presently CB&T patrons who live in Siler Coty NC must travel to Sanford (30 minute drive) to deposit cash or do other bank business. Please give us a branch in Siler City! Sincerely, Gwen Overturf

— USPSsupporter

★★★★★ United States · v25.1.7 · 7 Jul 2026

Love ❤️ Carter Bank

It is small bank. No lines. Feels like family. No waiting or answering machine when calling Carter Bank! Excellent Bank!

— NelsonJesus

★☆☆☆☆ United States · v22.2.2 · 2 Jul 2024

Not business user friendly

This is a good app if you only items to check balances or transfer between Carter accounts. Trying to set up payments to anything external, whether to other banks or use of Zelle, only gets you frustration because the app won’t let you do those things. This is the most inconvenient bank and app for a business. Definitely don’t recommend it.

— angelsdreams313

★★★★☆ United States · v22.2.1 · 16 Aug 2023

Glitching

First the Face ID doesn’t work I have to call a 866 number now I can’t even access my account at all. Keeps saying try again later or call. The app was great at the beginning but y’all keep making changes which is screwing up the app smh! I have to go online on the actual website to check my accounts. Shouldn’t have to do that since I have the app!

— Ashley is the ߀št

★★★★★ United States · v25.1.7 · 30 Jun 2026

ALWAYS!

I’ve always loved Carter Bank trust I am sad that it is no longer on ninth Street because that was very convenient here in Roanoke, and I miss the people they were genuinely friendly every time! Dana Lori all of them even Jennifer when she was there, ! Always very helpful! So you guys do pretty good as far as I concerned

— kimagen

★☆☆☆☆ United States · v22.2.1 · 26 Sept 2023

0 stars if I could!!!!!!!

There bank never shows the actually amount that’s in my account, late fees from even 1 cent! Scamming ppl is how I see it! This company lost my business, cause for yrs I been losing my money to them when I hardly got money from my health issues not be able to make as much as I would like to pay bills to began with! Highly upset! I won’t recommend ever!

— Liecheatstealistheirgame

★★★★★ United States · v25.1.7 · 23 Jun 2026

MY

First

— Elco 87

★☆☆☆☆ United States · v22.2.1 · 20 Sept 2023

Lots of challenges

Terrible interface and numerous phone calls to get set up

— JimLAPI

★★★★★ United States · v25.1.7 · 8 Jun 2026

Hi

Great bank love y’all

— Petite lady 24

★★★★★ United States · v25.1.7 · 27 May 2026

Mobile Deposit

Five Stars

— Bernay in BeastMode

★★★★★ United States · v25.1.7 · 16 Apr 2026

Love it

Love it

— monsherree

Carter Bank Mobile FAQ

Is Carter Bank Mobile free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does Carter Bank Mobile have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Carter Bank Mobile?
Xpress by FCB (4.8 from 11,718 reviews), Atlantic Union Bank Mobile (4.5 from 9,602 reviews) and CarterMobile24 (4.9 from 6,322 reviews).

Carter Bank Mobile download

Last updated 11 months ago.

Carter Bank Mobile sells in 175 countries. It was released 7 years and 7 months ago, on 13 Feb 2019. It holds a 4.8 rating from 13,046 reviews.

Supports 1 language: English.

How much does Carter Bank Mobile make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Carter Bank Mobile analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend