Coconut: Tax for self-employed
Track your invoices & expenses








How much does Coconut: Tax for self-employed cost?
Prices are current as of 25 Oct 2026.
6 subscriptions from $12.99
In the United States, Coconut: Tax for self-employed has 6 subscriptions priced $12.99 – 149.99.
| Subscription | Period | Price |
|---|---|---|
| MTD Filing Monthly | Monthly | $12.99 |
| Bookkeeping Monthly | Monthly | $17.99 |
| Bookkeeping Annual | Annual | $99.99 |
| MTD Filing Annual | Annual | $129.99 |
| SA Annual | Annual | $129.99 |
| Full Annual | Annual | $149.99 |
See what Coconut: Tax for self-employed costs in all 5 countries →
10+ alternatives to Coconut: Tax for self-employed
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|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.7 | 4.7 | 4.3 | 4.7 | 4.7 | 4.4 | 4.8 |
| Reviews | 3K | 1.6K | 1.1K | 1K | 467 | 322 | 182 |
| Released | 2018 | 2022 | 2018 | 2011 | 2023 | 2022 | 2019 |
| Annual price | $129.99 | — | — | — | $199.00 | — | $129.99 |
| One-time price | — | — | — | $0.99 | $79.99 | — | — |
The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest. Plans fewer than four in ten of the priced apps sell are left out.
Coconut: Tax for self-employed reviews
4.7 out of 5, based on 3,010 reviews.
What people like
- Simple and intuitive design for invoicing
- Automated expense categorization
- Helpful tax estimation and tracking
- Responsive and friendly customer support
What they complain about
- Unreliable bank account connection issues
- Frequent login and session timeout problems
- High monthly subscription fees
- Frequent technical bugs and error messages
- Lack of transparency regarding trial and subscription costs
Dan
Simple and easy to use. Can do all my invoicing easily on the go on my phone.
Unpredictable
When it works, it’s easy and simple…until it glitches many times and then you can’t send invoices and nor can you look into the invoices historically. Very frustrating and I’m going to stop my DD.
Great app but pleaaaase make these changes
I love Coconut. It’s my favourite invoicing app so far and the most well designed one out there in my opinion. Makes invoicing from your phone so simple, and tracking when client has received/opened invoice/invoice is overdue etc is all helpful. Also great customer service - always quick and friendly. Would love to see the below changes implemented: - multi currency invoicing — this is the biggest one for me, I am having to use Coconut for my UK invoices and Xero for US/EUR clients. Yes, you can invoice the client in GBP and write an exchange rate in the note but that doesn’t work for me (also doesn’t work with the design of the invoice which emphasises the GBP total) - I want to be able to invoice the client in their currency at a consistent rate. I haven’t moved over entirely to Xero yet because I do prefer Coconut but I may do eventually, as I’d rather be able to invoice all my clients via one app and not be paying double fees for two apps when I could pay for one. - Xero offer the option of editing your invoice email template, would like to see this introduced as I am having to manually edit them each time. - would be really great to be able to choose others fonts or even upload a custom font to have more control over your branding. - I prefer Starling’s business toolkit for their tax estimate, it gives a more accurate breakdown. Coconut also doesn’t factor in the personal allowance deduction to the estimate.
Inappropriate name, what has a coconut to do with tax?
The app does work on a regular basis. Supposed to make book keeping simpler for a sole trader but it ends up more stressful as the app doesn’t save receipts to transactions. You then have to repeat the attempt time and time again until it actually works. I bought something at B&Q so it wanted to save the other 17 B&Q transactions to the same wrong section instead of aligning the one to the other 17? Frustrating to say the least!!
Used to be great
Used to absolutely love this app to organise my small business finances, but they’ve had an issue for at least 2 months so that you have to completely log in from scratch (4 step process including a code with a text message) EVERY single time you want to check. It used to be a code/finger ID which was great. It would be nice for them to offer a discount/offer for anyone that is actually sticking with them through this error. I’ll be looking to move my finances else where.
Ideal for Self Employed
Great app for invoicing and snapping receipts - connected to my bank seamlessly for all other transactions.
Unreliable cheap app.
It’s just been a constant headache since sign up. Firstly, it says Starling bank is supported but there was no option to add a starling account for open banking - so I had to open a support ticket. Resolved after a couple of days. Then try to integrate PayPal for invoicing, repeatedly get an error message, raise a ticket and I’m told it’s my iOS version that’s out of date - but I’m using the most current version, so it’s now been escalated. The app feels cheap and unresponsive and the desktop site is worse. I deleted an invoice on the website but it continues to show in the app, and won’t allow you to delete it from the app. It’s nowhere near as good as xero etc and I will be asking my accountant if I can change products.
Very handy app
Really simple to set up and use and a much easier option compared to the alternatives. Categorising transactions is quick and very useful since coconut sends this data directly to my accountant. I’m sure the software will become even more intelligent over time, as to start automatically flagging more transaction types based on historical data. My only gripe (and it’s a small one) is that recent versions appear to keep timing out my session, rather than let me login quickly with Face ID.
Price is ridiculous now…
Just cancelled after using this for many years, when it was free and an actual bank account. It’s just a headache now. Just gone up yet another £2 a month and I STILL can’t get regular transactions in my linked personal account to auto-categorise when they’re the same ones every month. Still have to do them manually! Well I’ve had enough, the price doesn’t warrant the usage so I’m out…
Incredible
So far so phenomenal. Actually can’t believe how easy to use it is. I’ve messed up an invoice and it was so simple to amend. Linking to bank accounts is a dream. Woweee
Impossible to cancel subscription
They make you jump through so many hoops and then you get a notification saying 'direct debit will be cancelled later today' but you still get charged. This is the first time I've ever felt compelled to take the time to review and app because it's such a total scam
Great, but beware of bugs.
Has been extremely useful to me as a self employed designer. However, recently I’m being logged out of my app daily and have to re-login with a code sent to me via text (not useful if you have appalling signal). Very frustrating, not to mention the period in which the app would *constantly* disconnect from my bank feed. Hopefully these issues can be fixed, I’m on the latest OS on a iPhone 11 so it’s not old tech.
Glitches soon as log in
Very good and easy to use but soon as i log on i get error messages stating there been a problem with me request and to contact chat. You. Do this and go round in circles. Hopefully this can be sorted otherwise will be force to cancel my subscription Will change review if it gets sorted
Fine so far
Seams to work
Insane marketing spam
An incredible amount of marketing emails since creating an account.
Multiple glitches in bank connections
I really really wish this app didn’t have issues with bank connections. I’m trying to resolve them. Started with just one bank and now several banks will not reconnect. I do ask on the help but just feel it’s going round in circles. If I can get this sorted in next few weeks I will raise my review as if the connections worked for me then this would be the absolute perfect app.
Amazing! I feel so organised!
Thank you Coconut! 🥥
Bank won’t connect, support won’t help
App worked fine until I tried to connect my Monzo bank account. I reached out to their support they were very unresponsive. Have been unable to use the app for a couple of weeks now and looking at alternatives.
Nice idea but unusable
Nice idea, could definitely see the benefit in using this app. The countless bugs make it basically unusable though. Impossible to change categories, constantly hit with “contact tech support” pop up. Kinda dated/ugly UI also.
Fantastic tool
Revolutionising my ability to do my own bookkeeping. Love it!
Missing money
Hi all, In written this as a 5 star review but when on reality is not , money when missing whiles doing a withdrawal, they asking 45 days to get you the money back , this is not good. Very poor performance from them and staff as they keep sending you messages saying your founds are available and once you login into your account there is nothing, If you need a bank account or any other services, i will advise you to find other company because this on dont really care about they costumers/clients. Now im over here struggling with no money and a kid to feed , if you guys looking for a trusted company do you not choose them . Im already waiting for almost 15days , and all they keep saying to me is that they waiting on PPS, when asked to passe me to they mangers, straight away it got refused and my chats unable to text them after 4/5 hours thats when they allowed me to text them back This situation still on going , and they now saying they will close my account in 2days If you looking for a trust account, I personally don’t advise you, to choose them very bad
Constant errors on trying to organise expenses and incomes
Constant errors on trying to organise expenses and incomes. The message is always the same ‘there was an error completing your request, please chat to our support tream…’ I did and nothing…
A must have for freelance artists!
I’ve been using Coconut for three years now to keep track of my business finances and tax. The app has allowed me to link my business account and keep a running check on how much tax I owe in the following years Self Assessment. Love that it automatically categorises your expenses, but also has the option to manually select the correct category should it be something oddly specific to you. It’s made the finance / admin side of running my freelance business so much easier. Plus takes the stress off not knowing if you’ve put enough aside for the tax man or not! Really impressed with it and will be continuing to use it for the rest of my career. 10/10
Monthly subscription…
Very disappointed to find out after entering all my details that this app is only a 30 day free trail. This info should be in the description, especially if you're claiming the app is free. A big turn off for me, I do not agree with the under hand tactics that draw people into downloading an app in this way. I will be looking more carefully at reviews in the future, there were a couple here waving the red flag but I didn’t spot them until writing this review. Time to delete and search for another…
No Chase Bank
I still don’t know why many UK organisations still haven’t incorporated Chase Bank into their system. They are fully registered and regulated by the UK. Please can you add Chase bank to your system please? Thanks.
H
Literally had no idea about how to do this until I got coconut. Hands down one of the most underrated apps.
Not actually a free app.
It’s a bit if a scan this is a subscription service and they lied about this on the App Store
Incompatible with HSBC
I was really excited about this app but when I came to connect my accounts I was unable to connect my HSBC account further back than a couple of months which meant it wasn’t usable for me. The online chat advisors were unable to fix it. Very disappointing.
Incredible!
I don’t normally do reviews but this one seriously impressed me! So simple, great design and easy to use. Going to recommend this to anyone that’s going self employed
Useful features removed
The only useful feature of the app has been removed. The tax calculator was the only thing keeping me a customer, they charge for this account now as week. Best to move to Stirling
Very expensive for what it is
This app works well as a single place to organise finances and keep receipts, but the monthly fee is a bit steep for what is actually very limited functionality. My business bank account provides a similar service for no charge at all. Extra functionality that would be useful includes cash transactions, accounts that can’t link via open banking, mileage logging, and completion of self assessment tax return. Make it half the price and add the missing functions and I may return, otherwise it isn’t worth it.
NOT FEE FREE BANKING. VERY EXPENSIVE
There is no fee free banking. This is a very expensive way to bank. They charge you per month plus they charge you per transaction (incoming and outgoing transactions, both have transaction fees). Way too expensive than any other high street banking. Not even worth it
It’s not free
7 day trial then it’s not free You should make this clear before people download the app
Nice but very buggy
I signed up to Coconut to support my small business. One thing that i would say is that the support personnel are excellent and very responsive. There is a neat chat feature in the app too. My issues though are numerous and frustrating. I will stick with them for a bit to see if I can operate better soon. First issue was with bank account verification on IOS devise. It kept timing out when it would jump between apps to verify. To fix that I had to use two devices to do this. The 2nd issue was that a lot of my bank transactions were being duplicated in the Coconut statement and the 3rd issue is that I cannot upgrade my account due to some payment related issue even though I am using the same account for the basic version. I can’t see any issues from the bank side which would cause this. The first issue i got round but the other two have recently been reported. I have confidence the support team will solve the, but a bit of a pain to be perfectly honest. So far I would be quicker managing all this the old fashioned way by using excel and sending my own invoices.
Coconut: Tax for self-employed price by country
A monthly subscription costs $12.99 in the United States and $17.37 in the United Kingdom — 1.3× more for the same thing. Below is the going rate for each plan in every country that sells it — the middle price of what the app charges there, in the country's own currency with the dollar equivalent beneath it.
| Country | Monthly | Annual |
|---|---|---|
| France | €14.99$17.07 | €149.99$170.83 |
| Singapore | SGD 19.98$15.61 | SGD 199.98$156.23 |
| Spain | €14.99$17.07 | €149.99$170.83 |
| United Kingdom | £12.99$17.37 | £129.99$173.78 |
| United States | $12.99 | $129.99 |
Coconut: Tax for self-employed FAQ
- Is Coconut: Tax for self-employed free?
- Yes. The app and its basic features are free, in all 5 countries it sells in. Premium features are paid: they start from $12.99 (US), across 6 subscriptions.
- How much does Coconut: Tax for self-employed cost per month?
- Bookkeeping Monthly is $12.99 – 17.99 (US). The annual plan works out cheaper per month: $99.99 – 149.99 a year.
- Does Coconut: Tax for self-employed have a free trial?
- No. None of its offers (US) come with a free trial.
- Where is Coconut: Tax for self-employed cheapest?
- A monthly subscription costs $12.99 in the United States and £12.99 (≈$17.37) in the United Kingdom, its cheapest and dearest countries.
- What are the best alternatives to Coconut: Tax for self-employed?
- Algbra (4.7 from 1,612 reviews), ANNA Business Account & Tax (4.3 from 1,136 reviews) and UK Tax Calculators 2024-2025 (4.7 from 1,040 reviews, premium from $0.99).
Coconut: Tax for self-employed download
Last updated 1 month ago.
Coconut: Tax for self-employed sells in 5 countries. It was released 8 years and 8 months ago, on 31 Jan 2018. It holds a 4.7 rating from 3,010 reviews.
Supports 1 language: English.
How much does Coconut: Tax for self-employed make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.
Revenue by plan
- Monthly 73%
- Annual 27%
Revenue by country
- United Kingdom 100%
- France 0%
- United States 0%





