PayLater: Split Your Payments
The Only Way to Split Pay





How much does PayLater: Split Your Payments cost?
Prices are current as of 10 Sept 2026.
PayLater: Split Your Payments has no in-app products on record in the United States.
10+ alternatives to PayLater: Split Your Payments
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| Rating / 5 | 3.6 | 4.8 | 4.6 | 4.7 | 4.7 | 4.8 | 3.5 | 2.7 | 3.5 | 3.3 |
| Reviews | 2.6K | 90K | 38K | 29K | 9.8K | 6.3K | 834 | 687 | 143 | 54 |
| Released | 2025 | 2014 | 2013 | 2015 | 2010 | 2024 | 2022 | 2014 | 2014 | 2023 |
PayLater: Split Your Payments reviews
3.6 out of 5, based on 2,563 reviews.
What people like
- App interface is simple and easy to use.
- Helps manage payments during tough financial times.
- Provides flexibility in how you buy things.
What they complain about
- Customer support ignores emails and calls.
- Bills remain unpaid even after you pay.
- Account limits drop without clear reasons.
- Stores charge extra fees for using it.
I love this app
This app is easy to use and has a great interface. Simple easy payments and they increase your payment gradually based on your purchases. They do a great job on everything. The app doesn’t stutter and pays smoothly.
برنامج غير مؤهل يكون برنامج
سيء ومايستاهل النجمه ٥ شهور عندي مشكله في الحساب والحين كملت خامس شهر وماخليت مكان اتواصل مع الدعم الفني ولا عطوني حل ويقولوا نظام آلي دام ماعندكم خبره لا تبلشونا معكم
م
فكره حلوه و تطبيق ممتاز بكن المشكله حسابي منذ اكثر من عشر ايام تحت الاجراء مع انه بحياتي لم اخذ قروض وليس علي ديون
الرصيد
قمت بالتسجيل منذ فترة طويلة ولكن إلى الآن لم يصلني الرصيد لأقوم بعملياتي الشرائية وهذا حقا مؤسف
اقتراح
صعوبة البحث عن محل باللغه العربيه، يعني لازم اروح لهم المحل واشوف اذا في باي ليتر علشان اخذ وبعض المحلات واضحه من الصوره
من أفضل الخدمات بصراحه
من افضل التطبيقات بصراحه خدمه ممتازه وسريعه ماتتوهق مع باي ليتر
It doesn’t work with US phone number
I tried to use it but the phone number space is only for numbers with a certain area code.
So disappointing
In July 30th, I registered, uploaded 2 important bills. paid close to $300.00 for the subscription fee, the first payment on the two bills and the processing fees and yet here we are August 14th and the payments have not yet been paid yet I have made my second scheduled payment to pay later. When I uploaded the bills and they were both approved before the 7 day period listed on your site and confirmation said they would both be paid by aug12th. Now my car insurance is canceled and no one from customer support answers the phone or responds to emails! The whole point of your service is to pay the bills upfront and then get paid back in installments so tell me why I am paying installments for bills that have not even been paid yet?! I am highly confused and extremely frustrated!
Very bad
am extremely disappointed with the level of support I have received over the past several months. I have contacted your support team repeatedly regarding my account limit, yet every interaction has resulted in generic responses and no meaningful resolution. It is unacceptable that customers have to spend months following up on the same issue without any transparency or accountability. This experience reflects very poorly on your support process and quality standards. I deactivated the account and advised everyone to do the same until they solve the problem
باي ليتر
ياليت لو يكون فيه محلات ملابس مثل اتش اند او وبرشيكا وبريمارك اللي راح يفتح قريب وريفا بعد وحق شباب بعد نفس شي وملابس للأطفال مثل سنتربوينت وغيره رااح يكون وايد افضل وراح يفرق بشكل كبييير معانا وشكرا
Excellence
Paylater is one of the best company here in qatar offering smooth and excellent experience to their users. Highly recommended👌
خذو مبلغ لهم بالرغم من ان المنتج مسترجع
شارية جهاز من Pay later في قطر وبعدها صار استرجاع للجهاز بسبب خلل فيه وتم طلب استرجاع المبلغ كامل م والمحل نفسه إلا ان pay later رجعو لي المبلغ ناقص وشهور وانا اطرش لهم ايميلات واستفسارات ولاحياة لمن تنادي مافهمت على اي اساس ياخذون لهم مبلغ من منتجع تم استرجاعه رسمي بموافقة المحل!!! هذي اول تجربة معاهم وماعجبني بصراحة بسبب اخذ مبلغ مش على وجه حق
Too bad
Must be only for foreigners, wish it would say that before I waste my time on downloading and installing the app
Good app but need update
The only problem this app having is the way to pay is not with Apple Pay
Credit Limit Reduced Despite My Request
I am very disappointed with the service. Despite contacting your support team in advance and specifically requesting that my credit limit not be reduced because I would need it during July, my credit limit was still lowered. This was extremely frustrating, as I had informed you of my upcoming need and expected my request to be taken into consideration. Reducing my limit despite my prior communication has caused significant inconvenience and has affected my trust in your service. I hope you will review my case, restore my previous credit limit, and improve the way customer requests are handled in the future.
Paylater nice app
5 star
Scam
This app is officially an entirely a scam. They charge you a subscription fee on top of their virtual card fee now that they offer. I paid a bill with them July 15 and by July 28 they still haven’t paid my bill and my phone service has been shut off for over a week. You try to get in touch with them. Nobody answers, you try to call nobody answers I have to the BBB and I do not recommend anyone using this platform at all as it is more scamming than helpful In anyway
Why all are giving you one star only ?
I have too much questions to ask about this how will contact.
We are unable to use it !
no vendor accepts payments of less than 300 riyals , our limit is 200 riyals . How do we use ?
Needs better customer communication
I had a good experience with this app initially and always paid all my instalments on time…even before the due date. However, my account was suddenly placed on hold because my QID has less than 6 months validity remaining. The disappointing part is not only the policy itself, but also the customer service experience. I shared feedback explaining that many employees in Qatar depend on their companies for QID renewal, which is usually done close to the expiry date. This means responsible customers can lose access for months despite having a perfect repayment history. Instead of acknowledging the feedback, customer service simply replied with a generic explanation of the policy..something I already knew. After clarifying my concern again, there was no proper acknowledgement or response. Good customer service is not just about sending template replies. It is about understanding customer concerns and responding appropriately. I hope the company improves both its policy and customer support experience in the future.
الدوحه قطر
سوريا
Customer Service
Since signing up for the service I have yet to receive an email in regards to the next steps after I submitted the first payment. The dates keep changing with no explanation. Call and email numerous times no response
Nice idea but needs work
Too much effort required to get any useful amount of money. Very specific about the documents they need to increase the limit. Felt like a waste of my time.
KYC
As i see that kyc needs to be update which mandatory for everyone to do it and u guys say it should be valid more than 6 months my qid valid 6 months valid qid… as we are under company sponsorship not all companies renews qid in 6 month ahead… i still have valid until OCT 22 but can’t use the credit shows on hold due to kyc update when we check with supports says as per policy This rule should only to be applied on first time registration as we existing users we intend to use it and pay it back it shd either reduce the kyc to 3 months or alternate option I think u guys need to check on this Thank you
ممتاز
البرنامج جيد جداً اشكرهم على الخدمة .. فعلاً انقذوني في مواقف صعبة 😁😁😁
Not good customer service
My accounts limit is changed to 0 from 3000 without any reason even though i made full on time payments and not updating again from 6-7 months if i contact customer service they just say we will update.
Poor customer support
I made two transactions by pay later.. and when make my third transaction it tells, need at least 4 months valid ID. Mine will expire on November.. contact customer support no response.. press 1 press 2 after line dead
المشكلة مع المحلات
عند شراء اي منتج من محل عن طريق Paylater تقوم المحلات برفع سعر المنتج بنسبة 7% وعند السوال لماذا رفعت السعر يبرر المحل ان Paylater تقوم بأخذ نسبة 7% منهم وهذي هي طريقة التعويض !! والحل ؟! المفترض ان يكون الدفع متوافق مع الشريعة الإسلامية لان بهذه الطريقة دخلنا في الربا. الرجاء من القائمين على التطبيق وضع ميزة في التطبيق موضحة للإبلاغ عن المحلات التي تجبر المستهلك بدفع الفائدة وإشعار المحلات بذلك حتى يكون رادع لهم. إذا لم يقم التطبيق بحماية المستهلك من هذا التلاعب وصارم مع هذا التحايل فسيكون خيار حذف التطبيق هو الأسلم فالبعد عن الربا نجاة من سخط الله.
محمود ال هامين
خدمات متميزة واستجابة مشرفة
غير منصف
في توزيع الدفعات بعض الاعضاء مبالغ والمجموعه الاخرى اقل منهم لايوجد سقف موحد للكل
Disappointed
Just before five days, I installed the app, but it’s still in the verification phase. I’ve also contacted the support team, but they haven’t responded yet. This app is the worst I’ve ever used.
Testing stage
When app not ready for use should not be go online I face a issue old app already deducted my last installment and when downloaded new app again deducted my installment its duplicate payment And I try to book a ticket through payment link payment for 1 st installment deducted but loan not not successful If I have money I should I use the PayLater no chat response or email response for refund I want to book my ticket back to Qatar on 8 March PayLater hold my money 265+185=450
باي ليتر
اشكر صاحب فكره البرنامج من الاساس..
برنامج فاشل وسيء
برنامج فاشل وسيء جدا وخدمه العملاء سيئه
Confused
Just before 2 days I installed app but took so long to verify my account
A proud qatari customer
this is one of the best apps in doha gives everyone the flexibility in paying and buying what ever they want and the team is always supportive and glad to help and i’m just proud that we have qatari businesses successful like paylater
معاملة محرمة
للاسف مجرد اضافة شرط غرامة 50 ريال عند التأخر عن السداد اصبح العقد (((ربوي)))
Doha
A wonderful experience, and I wish you continued success and good fortune.
تطبيق شكلي فقط وعنصري
"تطبيق عنصري وسيء" لايحق لكم استخدام عروض التسديد الا على مزاج وكيف صاحب المحل يعني إذا صاحب المحل حب ان يخليك تقسط المبلغ انت فايز واذا ما حب يعطيك فأنت مجبور تدفع المبلغ كامل وحتى فريق التطبيق ما يقدرون يتدخلون.. فريق التطبيق شاطرين يوقعون قعود ويزيدون عدد المحلات في التطبيق لكن فعليا ليس كل المحلات الموجوده في التطبيق تقبل تقسيط المبالغ. بالمختصر تطبيق ضعيف ولا انصح حد ينزله لان الموضوع مزاجي وعنصري علي كيف الموظف اللي في المحل.
PayLater: Split Your Payments FAQ
- Is PayLater: Split Your Payments free?
- Yes. The app is free, in all 174 countries it sells in, and it sells nothing inside it.
- Does PayLater: Split Your Payments have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to PayLater: Split Your Payments?
- Ooredoo Money (4.8 from 89,996 reviews), QIB MOBILE (4.6 from 38,157 reviews) and Doha Bank Mobile Banking (4.7 from 29,430 reviews).
PayLater: Split Your Payments download
Last updated 1 month ago.
PayLater: Split Your Payments sells in 174 countries. It was released 1 year and 7 months ago, on 16 Feb 2025. It holds a 3.6 rating from 2,563 reviews.
Supports 2 languages: English, Arabic.
How much does PayLater: Split Your Payments make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.
