Lenditt: Instant Personal Loan
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Description
Lenditt – Fast Payday & Installment Loans for Eligible Canadians
Lenditt is a secure digital lending platform that provides eligible Canadians with convenient access to short-term and installment financing through a simple online application process. We offer two lending products based on your province of residence.
Product Availability: Payday Loans – Ontario Only | Installment Loans – Available Across Canada (Excluding Quebec).
Payday Loans
Lenditt Technologies Inc. is a licensed payday lender operating in the Province of Ontario.
Licence Number: 4741394
Payday Loans are available only to eligible residents of Ontario. If you need short-term financial assistance for unexpected expenses such as emergency bills, vehicle repairs, medical costs, or other urgent needs, you can apply through our fast and paperless application process.
Why Choose Lenditt Payday Loans?
Loans up to $1,500
Simple online application
Secure identity verification
Direct deposit to your verified bank account
Transparent loan terms with no hidden fees
Flexible repayment options
Dedicated customer support
Representative Example
Borrow $250 for 70 days.
Cost of borrowing: $12.50 ($5 per $100 borrowed)
APR: 26.07%
Total repayment: $250
You may also repay through 10 weekly payments of $25 at no additional cost if payments are made on time.
If one payment is missed, a one-time NSF fee of $25 may apply together with default interest of $0.02 per day. If payment is made 30 days later, the total amount owing would be $50.60.
APR Range: 25%–88.30%
Repayment Period: 62–72 days
Installment Loans
Lenditt also provides Installment Loans to eligible residents across Canada, excluding Quebec. Installment Loans are designed for larger borrowing needs and offer scheduled repayments over a fixed term.
Whether you're planning home improvements, managing unexpected expenses, consolidating bills, or covering other personal financial needs, Lenditt offers a transparent and convenient borrowing experience.
Why Choose Lenditt Installment Loans?
Loan amounts from $900 to $10,000
Repayment terms from 2 to 6 months
Fully digital application process
Secure verification and electronic agreements
Direct deposit after approval
Transparent repayment schedule
Dedicated customer support
Representative Example
Loan Amount: $5,000
Repayment Term: 6 months
APR: 30%
Processing Fee: 1.99%
Cost of Borrowing: $739.72
Total Repayment: $5,739.72
Monthly Payments: 6 installments of $956.62
Actual loan amounts, interest rates, repayment terms, and approval decisions depend on eligibility and underwriting criteria.
How It Works
1. Complete your application.
2. Verify your identity and banking information.
3. Review your personalized loan offer.
4. Sign electronically.
5. Receive approved funds directly into your verified bank account.
Eligibility
Applicants generally require:
An active personal chequing account in their name
Proof of recurring income
A valid email address and mobile phone number
Government-issued identification
Meeting these requirements does not guarantee loan approval.
Privacy & Security
Your personal information is collected to verify identity, assess applications, process payments, prevent fraud, maintain credit history, recover outstanding debts, and comply with applicable legal requirements. Information may be shared with financial institutions, payment processors, credit bureaus, credit reporting agencies, verification providers, and collection agencies where permitted by law.
Responsible Borrowing
Borrow only what you can comfortably repay. Carefully review the APR, fees, repayment schedule, and total repayment amount before accepting any loan. Missed payments may result in additional charges, default interest, NSF fees, collection activity, or credit reporting consequences where permitted by law.
Lenditt is committed to providing a secure, transparent, and responsible borrowing experience for eligible Canadians.