Payy
Finance

Payy

Payy anyone, anywhere

Polybase Labs

How much does Payy cost?

Prices are current as of 8 Sept 2026.

Payy has no in-app products on record in the United States.

10+ alternatives to Payy

Payy reviews

4.3 out of 5, based on 150 reviews.

What people like

  • Setup is incredibly fast and simple.
  • Interface is clean and easy to use.
  • Sending money privately is very straightforward.
  • Developers fix bugs quickly when asked.

What they complain about

  • Deposits often fail to process correctly.
  • Support refuses to help with account issues.
  • Users report lost funds and identity theft.
  • Ethereum transaction fees are too high.
★★★★★ Italy · v3.0.6 · 13 Feb 2026

Procedura di verifica

Dopo vari tentativi con scambio di informazioni l’assistenza ed il team di sviluppatori hanno rimediato al BUG ed hanno inserito nell’app la procedura di restart per il kyc errato…! Bravi..! 👍👍👍

— Janfo1608

★☆☆☆☆ Italy · v3.0.134 · 4 Sept 2026

Non funziona più

Era comodissima come carta cripto ma dal 31 agosto 2026 non funziona più che peccato !

— jimmi1962

★★★★☆ United States · v3.0.81 · 19 May 2026

Add networks options

I actually like your app so much useful , but Etherium network is expensive , add other options like BNb

— Tamo7i

★★☆☆☆ United Kingdom · v2.0.19 · 10 Nov 2025

No Qrcode support

Hard to make deposits

— Licn2

★★★★★ United States · v1.9.17 · 6 Aug 2025

World-class Product

Payy is a brilliant vision of the future. The idea and execution has been flawless — I can finally pay people with stablecoins privately and this has genuinely made my life better. Definitely worth trying out.

— Flavius_Belisarius

★☆☆☆☆ Argentina · v3.0.134 · 2 Sept 2026

Estafa

Depositas y nunca se acredita el saldo, además soporte no contesta estafa estafa

— Gonz.3

★★★★☆ United Kingdom · v3.0.78 · 17 Mar 2026

Good app

but now its geting terifying

— TakashiCripto

★★★★★ United States · v1.9.5 · 13 May 2025

Lightning fast, accurate and always works. Get your Payy credit card to spend anywhere.

Just awesome, fast and worldwide in any currency. Secure, private and efficient.

— Dave Gnd

★☆☆☆☆ Germany · v3.0.81 · 7 Jul 2026

Watch out—Payy is stealing identities

Watch out—Payy is stealing identities. I created a Payy account, but their system entered incorrect details during the setup process. Now I can't access my account, even though I can prove the ID card belongs to me. Support refuses to help because they claim I need access to the email address and mobile number—but those don't actually exist. So, my identity is linked to an account belonging to someone else. That is illegal.

— Steffi graff

★★★★★ United States · v1.5.2 · 9 Oct 2024

Really awesome

Payy is crypto-native, allows easy and private payments and is decentralizing! Seriously, you should check this app out

— Appreciative Long-Time Used

★☆☆☆☆ United States · v3.0.81 · 14 May 2026

Maliciously collecting personal information

The card application portal disappeared immediately after I submitted my application.

— yyhhdy

★★★★★ United States · v1.4.0 · 15 Aug 2024

Easy to use and fast

Great app all around

— Artem Wright

★☆☆☆☆ United States · v3.0.81 · 10 Apr 2026

This is a scam! Do not use

This is a scam I sent crypto to it and over a day now and nothing! Do not use!!!

— Inkhardy5

★★★★★ United States · v1.4.0 · 14 Aug 2024

Great and easy to use wallet

Payy is setting the standard for crypto wallets. It’s clean and easy to use. Sending and receiving is very fast. Would recommend

— Josh12567323

★☆☆☆☆ Germany · v3.0.81 · 22 Mar 2026

scam

scam

— AntonyUser

★★★★★ United States · v1.4.0 · 14 Aug 2024

Easy, private payments

Payy is the easiest method to pay people directly and privately!

— CV____

★☆☆☆☆ United States · v3.0.3 · 19 Dec 2025

Unreliable fintech product

Critical issues related to user balance, that they somehow didn’t notice during audit Even though, now they aren’t rushing to solve them Never trust your money to junks not paying attention to basic of basics

— Huba14

★★★★★ United States · v1.3.1 · 10 Jul 2024

Clean wallet, easy to use

Smooth UI, good security too

— Spencejj

★☆☆☆☆ Switzerland · v3.0.2 · 2 Dec 2025

Can’t verify card for Apple Pay

Been months still can’t verify the card…

— Nickolas2368

★★★★★ United States · v1.1.13 · 20 Jun 2024

Clean and easy

Easiest wallet to setup. No login or signup 👌

— cstoneham

★☆☆☆☆ Austria · v3.0.0 · 21 Nov 2025

Withdraw not receive

Scam card

— Fazlum

★★★★★ United Kingdom · v1.1.13 · 15 Jun 2024

Nice

Looks great. Really easy to use.

— CalMoore123

★☆☆☆☆ United States · v2.0.11 · 7 Oct 2025

Strange problems, not useful at all

Stuck on “Account update in progress, may take 1-2 mins”. Also, an option to order Visa card doesn’t appear on Android. I have tried to import wallet phrase on iPhone, but I can’t. I want to give a chance, but how!?

— pojedohsarmu

Payy FAQ

Is Payy free?
Yes. The app is free, in all 174 countries it sells in, and it sells nothing inside it.
Does Payy have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Payy?
Neverless: Stocks & Crypto (4.8 from 983 reviews), Tuyo: Buy Now, Pay Maybe (4.6 from 564 reviews) and SAVO: All-In-One Wallet (4.8 from 474 reviews).

Payy download

Last updated 1 month ago.

Payy sells in 174 countries. It was released 2 years and 4 months ago, on 21 May 2024. It holds a 4.3 rating from 150 reviews.

Supports 3 languages: English, French, Spanish.

How much does Payy make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Payy analytics Revenue and downloads month by month, all 174 countries split out, and every product's share and trend