FNBCT Mobile
Finance

FNBCT Mobile

The First National Bank of Central Texas

How much does FNBCT Mobile cost?

Prices are current as of 12 Sept 2026.

FNBCT Mobile has no in-app products on record in the United States.

10+ alternatives to FNBCT Mobile

FNBCT Mobile reviews

4.8 out of 5, based on 1,995 reviews.

What people like

  • Interface is simple and easy to use.
  • Staff provides excellent personal customer service.
  • Managing multiple accounts works well.

What they complain about

  • Mobile check deposits are unreliable and frustrating.
  • Text notifications are confusing and annoying.
  • App is slow and fails to refresh.
★★★★★ United States · v3.36.0 · 8 Aug 2026

Best bank ever

Luv their app!

— Ted n Leah

★☆☆☆☆ United States · v3.16.0 · 20 Sept 2024

Deposit Limit

The Mobile Deposit Limit should be MUCH higher than $2500. Makes it really hard for someone who travels a lot and for someone who works remotely with NO local branch in the town where they are currently working to make deposits. Have to call an officer every time I want my deposit limit raised to more than $2500.

— TexPoliticalChic

★★☆☆☆ United States · v3.6.1 · 29 Sept 2023

New app is not as good

I liked the old app so much better. I got a text message every morning with my account balance as well as a message each time I used my debit card or if there was any activity. The messages are not sent anymore and I don’t like that I have to set up alerts just to get them. I don’t even know how to get the daily balance message and it was so helpful.

— Te4261

★★★☆☆ United States · v3.26.2 · 2 Sept 2025

Sketchy

This app has trouble doing mobile deposits. Many times I need to bring the check in to complete my deposit.

— Texflix

★★★★★ United States · v3.36.0 · 28 Jul 2026

Best Bank Ever!!

We love FNBCT! We have banked with them for 20+ years and they have been beyond excellent! John Low and the staff are wonderful!

— FNBCT is the BEST

★☆☆☆☆ United States · v3.6.1 · 27 Mar 2024

New upgrade of app

Not able to update app due to my phone is in a different lower ISO rating. Not able to deposit checks or anything now without having to drive to bank across town at lunch time if I have an hour time frame. Not happy about this change To leave this review I need a nickname…. Finding something not taken is crazy

— mjleazarann

★★☆☆☆ United States · v3.6.1 · 27 Sept 2023

Text notifications

The app itself isn’t too bad but the new text notifications are absolutely horrible and annoying 🤦‍♀️ I wish it were still the simple “card #•••• was used for $… at (place) balance $…” These new text notifications are ridiculous. Idk what card was used or where. I don’t get the balance and it sends the same transaction more than once. It also doesn’t say if it is credit or debit.

— Ajsolady

★★★☆☆ United States · v3.19.0 · 15 Jan 2025

Alerts

The alerts on the update are not very user friendly like they were before the update

— imatellinya

★★★★★ United States · v3.36.0 · 17 Jul 2026

App Won’t Open Now

app stopped working because it needed an update. I ran the update and now the app won’t even open.

— Haleycash

★☆☆☆☆ United States · v3.8.0 · 17 Nov 2023

Balance

I like the newest version of the app. I would like to see the balance displayed after each transaction, I have other accounts that do this an it’s easier for me to ensure my account is in good standing.

— *_Aimeey

★★★★★ United States · v3.35.0 · 2 Jul 2026

Great banking app

This app really helps navigate online banking processes without being a hassle, it’s easy to exchange money and manage multiple accounts which isn’t something I’ve seen with much larger banks

— TheWalrusBoss

★☆☆☆☆ United States · v3.7.0 · 25 Oct 2023

Awful

The check deposit system is awful now.

— WLDBILL01

★★★★★ United States · v3.35.0 · 12 Jun 2026

fnbct

fnbct app is terrific i was in florida and with Edith Garcia’s help was able to make a mobile deposit saving time and $$$. John Low Edith Garcia and the Entire fnbct staff is 5 star performers everyday!!!

— Gayle Kiger

★☆☆☆☆ United States · v3.7.0 · 10 Oct 2023

Visually appealing absolutely buggy and slow.

App looks million times better than the previous app, but it’s a million times less reliable. Always failing to refresh on the first time and takes ages to load other pages.

— pmarensman

★★★★★ United States · v3.30.0 · 20 Jan 2026

Awesomeness

Awesome

— Chasebears

★☆☆☆☆ United States · v3.6.1 · 2 Oct 2023

Not happy with the new system

So far every time I’ve tried to do a deposit a check i have to take 25 pics of the same check before it will accept it. Yes all information was there and I did nothing different. No change between pics. The last time I used it I had to call the bank to get the money to actually get deposited into my account. The old system worked for me and I never had an issue with my money not being in the account or having to take lots of pics before it would accept it.

— Failed banking system

★★★★★ United States · v3.24.0 · 9 Jul 2025

Love this Bank

Love how easy this app is to use

— Julie Arensman

★★★★★ United States · v3.22.0 · 7 May 2025

Love our bank

We are so pleased with the Gatesville location! The people are so knowledgeable and welcoming. It’s rather comforting knowing that one of the officials used to come to our house when he was a kid and hang out with our son! Whatever you need they can assist. This is certainly where everyone should bank..at least we think so!

— Old farm gal forever

★★★★★ United States · v3.22.0 · 16 Apr 2025

Beth Holiman

Easy to use. Works as intended. Love it!

— Bholiman

★★★★★ United States · v3.21.0 · 3 Apr 2025

Mobile banking

I love this bank! Jordan’s had great service!

— Crispin l

FNBCT Mobile FAQ

Is FNBCT Mobile free?
Yes. The app is free, in all 2 countries it sells in, and it sells nothing inside it.
Does FNBCT Mobile have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to FNBCT Mobile?
Extraco eBank (4.4 from 1,838 reviews), Educators Credit Union (4.8 from 1,150 reviews) and AmbankWaco (4.8 from 645 reviews).

FNBCT Mobile download

Last updated 1 month ago.

FNBCT Mobile sells in 2 countries. It was released 3 years ago, on 17 Sept 2023. It holds a 4.8 rating from 1,995 reviews.

Supports 2 languages: English, Spanish.

How much does FNBCT Mobile make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full FNBCT Mobile analytics Revenue and downloads month by month, all 2 countries split out, and every product's share and trend