Synergy FCU
How much does Synergy FCU cost?
Prices are current as of 12 Sept 2026.
Synergy FCU has no in-app products on record in the United States.
10+ alternatives to Synergy FCU
| Synergy FCU |   Rally Credit Union |   CoastLife Credit Union |   SFCU Mobile Banking |   myfcbot |   Gulf Coast FCU |   SouthTrust_Bank |   First State Bank of Texas |   Generations FCU Mobile Banking |   Journey Federal Credit Union |   Synergy Bank | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.5 | 4.7 | 4.8 | 4.8 | 4.9 | 4.9 | 4.7 | 4.9 | 2.5 | 3.2 | 2.7 |
| Reviews | 557 | 8.6K | 2.5K | 2.2K | 1.7K | 547 | 366 | 176 | 140 | 49 | 29 |
| Released | 2023 | 2018 | 2015 | 2020 | 2020 | 2023 | 2025 | 2017 | 2012 | 2012 | 2014 |
Synergy FCU reviews
4.5 out of 5, based on 557 reviews.
What people like
- It works almost like it used to
- The app runs on iPads
What they complain about
- Zelle payments are completely gone
- You cannot transfer funds to other banks
- Customer support is impossible to reach
- App crashes when viewing card details
Bad
Although the app works on an iPad , the screen size stays the same as if you are on a phone. Terrible unless I’m missing information to adjust th screen size.
Trash
What happened to synergy! This thing is bad straight garbage!!!!
Hard to take pictures
Not easy to make a deposit due to unstable camera.
Please fix!
When you open to review your “cards” at the bottom it closes the app. When I try to review my purchases in the “card” section at the top where my accounts are listed it doesn’t show my transactions. How are we supposed to review this section to ensure there is no fraudulent activity?
Not like it w.
Almost back to useable like it was before.
Terrible App
App never maintains login credentials. Users also can’t make a payment to an account using an external bank account. Please fix these issues.
HORRIBLE!!!
This app is HORRIBLE, it never works I’m getting ready to close this account because I can never use this app
Garbage
Got in with Synergy FCU about 3 months before this major overhaul in the mobile app and it has been horrendous. There was no longer the ability to schedule auto payments for my loan. Yes the auto payments I had setup came to a stop. I had to walk into the bank monthly to make a payment for nearly 6 months. Then they had to send me a link to setup auto payment. There is still no way to edit or cancel this via the mobile app. It's been over a year. I can't add an external institution to transfer funds. I can't send Zelle payments to my other banks. Once I'm done with my loan here I will never return. In this day and age, mobile banking is important and they blew it The old interface was so much better.
Do Better
With the old app I was able to transfer funds to a different account. I am unable to transfer with this app. As a result I have to drive 20 miles to my bank. 6/22/24 updated my app and it stopped working-again
AWFUL
This app is the worst. Here it is the weekend and can’t get into the app. Changed my password and nothing still can’t get in. Oh and did I forget CANT CALL ANYONE FOR HELP BECAUSE ITS CLOSED SAT AND SUN. This is ridiculous. Bring the old app back. Security Service FCU here I come
Terrible!
Destroyed the perfectly good user interface with this. You need to fire the devs and the management that pushed this through. Major downgrade. A CU with no branches CANNOT limit its users by the app in any manner. You owe it to your members to provide a substantive app with great flexibility. Get it!? You don’t have branches therefore you MUST have a working app.
WHAT?!
Why release a new app that’s worse in literally every way? Who wins here?
Garbage App
Fire your app developer. This app is impossible to use and doesn’t even work
WHAT HAPPENED!
This new app roll out has absolutely taken all trust I have with this bank. I cannot get a hold of them for my financial needs. What if I have an emergency where I need to pull some money but can’t because they are IMPOSSIBLE to get a hold of. Zelle is no longer available with the new app and it’s literally useless. I have left many voicemails for me to Receive a call back and it’s been DAYS! What if there was fraud on my account and it wiped everything I got? Can’t get a hold of these people and it’s extremely disturbing and frustrating. Overall, I’m very unsatisfied with this institution.
Synergy FCU FAQ
- Is Synergy FCU free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does Synergy FCU have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Synergy FCU?
- Rally Credit Union (4.7 from 8,610 reviews), CoastLife Credit Union (4.8 from 2,496 reviews) and SFCU Mobile Banking (4.8 from 2,192 reviews).
Synergy FCU download
Last updated 3 months ago.
Synergy FCU sells in 1 country. It was released 3 years and 2 months ago, on 20 Jul 2023. It holds a 4.5 rating from 557 reviews.
Supports 1 language: English.
How much does Synergy FCU make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.