UFCU Mobile
Finance

UFCU Mobile

University Federal Credit Union

How much does UFCU Mobile cost?

Prices are current as of 12 Sept 2026.

UFCU Mobile has no in-app products on record in the United States.

10+ alternatives to UFCU Mobile

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Rating / 54.74.74.94.84.94.94.74.54.42.63.9
Reviews21K157K75K73K26K16K8.3K7.4K1.9K1.2K18
Released20232020201320202021202320132012201120212013

UFCU Mobile reviews

4.7 out of 5, based on 21,031 reviews.

What people like

  • Very easy to understand and use
  • Does all the basic banking tasks
  • Great customer service from the bank
  • Secure and reliable for retirement funds

What they complain about

  • Takes forever to load and crashes
  • Mobile deposit keeps failing with errors
  • Login glitches and asks for face ID
  • Transaction history often fails to show
★★★★★ United States · v3.3.2 · 4 Jul 2026

Simple and easy to use

This is a very simple and basic app. No frills. View balances, make transfers, track your credit history, find branches, make mobile deposits. Pretty much what’s needed to keep up with basic banking.

— cubby112

★☆☆☆☆ United States · v3.3.1 · 25 Jun 2026

Logging in

Last update whatever yall did, I physically have to login now every time! I removed the app reinstalled and same! Why do yall make things worse everyone you make an update!?!? Are you personally even using the app? Probably not!

— kizzmypeach

★★★★☆ United States · v3.4.0 · 4 Aug 2026

Glitches every 3-4 times I try to open

The app is often very good and helpful, but the sign-in page seems to glitch out every 3-4 times I try to open it. I use a pin, but every so often, I get either a time-out error or a biometrics access required error. The last thing I want is to be forced to add biometrics to my phone by my banking app. Please allow us to opt out of this in future updates. Thank you.

— noon22846

★★☆☆☆ United States · v3.5.0 · 14 Aug 2026

New issues

Same issues as many others years. Always a cropping error. Sometimes it works, sometimes not on mobile deposit. Worked in software for 30 years, I don’t require tech support or a response.

— Jsss 2019

★★★☆☆ United States · v3.4.0 · 29 Jul 2026

Seems to have glitches

I find every aspect of the app fine except for the fact I cannot cash checks as when it brings me to the screen to document the check the app becomes unresponsive.

— iiiver

★★★★★ United States · v3.3.1 · 23 Jun 2026

Great Improvement

A year ago the app had some bugs but I’ve seen great improvement and it’s easy to use.

— Reviewest777

★☆☆☆☆ United States · v1.5.3 · 19 Apr 2026

Why !!! End of day at 8 pm on a Saturday

This company doesn’t make sense… why are you running end of day ay 8 pm on a Saturday when people are out having dinner and doing things .. and instead of being able to use my card in a public place I’m humiliated because my card is not working but it’s because they running end of day at 8 pick a real time that works for the people that use your service not during a time when we are outside on a Saturday

— ttyttvvkidcehbodfvhn

★★★★☆ United States · v1.5.0 · 24 Feb 2026

Good app, a couple suggestions

Hello, the app overall runs pretty well. Can you please add a “remaining statement balance” option to the pay function for credit cards? This is a really handy feature that most other credit card apps have. Also, I have been unable to access my statement balance notices on the app. They load well on the website, but they won’t load at all on mobile.

— Alex San~

★★☆☆☆ United States · v1.5.1 · 26 Feb 2026

TAKES SOOO LONG TO LOAD ITS ALMOST IMPOSSIBLE TO CHECK MY BANK ACCT SOMETIMES

I’ve been with UFCU for about 10 years now… This app used to work well…idk what’s happened recently but it’s SO slow on their backend. Worst the app has ever been

— Hunter.lei.24

★★★☆☆ United States · v3.3.1 · 25 Jun 2026

stop kicking me out

this began out of the blue recently but this app has asked for my username & pw multiple times, without prompting my 5 digit pin as it usually does. it’s gone past annoying & needs to stop. otherwise this app has been fine.

— fco93

★★★★★ United States · v1.5.0 · 12 Jan 2026

Works perfectly!

Works perfectly! I don’t see why people are complaining, most likely they didn’t plan ahead! Everything it needs to do it does perfectly!

— Not worth your time 666

★☆☆☆☆ United States · v1.5.2 · 9 Apr 2026

Forced Closed

It keeps crashing. It won’t even let you get past the log in prompt.

— Vicksklelems

★★★★☆ United States · v1.5.0 · 11 Jan 2026

Moble

Basically I like the app. I wish the button to close the app was more readily accessible. I can’t really see it because on my phone it is covered by the description of the app version. If that were fixed I would love this app.

— Alibobca

★★☆☆☆ United States · v1.5.0 · 22 Jan 2026

Not the best

Idk how this app has a 4.7 rating bc it’s not very good. We STILL CANNOT SEE CREDITS MARKED GREEN!!! Why are only some deposits or credits marked green??? Also, the search feature sucks! When I search with a word that I’m looking at right there in the list of transactions it tells me nothing was found!! 🤯 Oh yeah, and, it takes forever to open once it takes my face ID! I don’t understand why an organization like UFCU cannot have a more put together app??!!

— Keeker06

★★★☆☆ United States · v1.4.0 · 17 Apr 2026

Unable to Update

I liked the app, used it often, and I especially appreciated being able to deposit checks remotely, but the new update requires a newer operating system than any of my devices are capable of supporting. Could you please make available a version that can be used on older devices, or make it possible to deposit checks by logging in via web browser, instead of the mobile app? Short of finding an ATM, or buying a new mobile device ($$$!) what are my options?

— vg519

★★★★★ United States · v1.4.13 · 9 Jan 2026

app works as expected

no issues. it works like a mobile baking app should

— Katie_857

★☆☆☆☆ United States · v1.5.2 · 25 Mar 2026

Worst banking app

Nothing but bugs and sloooooooow loading times. Face ID hasn’t worked in months on this app. This app deserves 0 stars.

— Lazyjuan666

★★☆☆☆ United States · v1.5.0 · 21 Jan 2026

Slow and unreliable!!

This rating is for the app only, not the institution as a whole! This app stresses me out. Every time I open it, I expect that I’ll either spend the next 2-3 minutes just waiting and hoping for it to load, or I will get frustrated and exit the app without getting done what I needed to. I really like UFCU but as someone who is making constant transactions and uses my phone a lot of for work, I am considering a switch to another bank just for peace of mind. It is so embarrassing to sit in front of a client with a blank phone screen while I awkwardly try to entertain them during the minutes it takes for the app to load just so I can confirm that a transaction went through. I love you so much UFCU! You’ve been great to me, but this app is not it! Update: App has gotten so much better :) Thanks UFCU!

— realrealcoolycool

★★★☆☆ United States · v1.5.1 · 1 Mar 2026

New trouble with mobile deposit

Generally, app has worked fine - now I’m having trouble with mobile deposit, in particular the back side of check. It keeps saying the edges of the checks are not located and take another photo. Tried many different surfaces, lighting. There is nothing unique about this check (payroll) check). This is main function why I use the app.

— Howintex

★★★★★ United States · v1.4.13 · 6 Jan 2026

Lifetime of Security

My dad signed me up for my first credit union account & for about 70 years I have enjoyed the security & financial freedom because of that guidance. When I moved to Austin, UFCU was my second credit union because I had been hired by COA. I was encouraged to transfer my small savings & was given access to it. I was then referred to UFCU & I have managed my account with excellent guidance every step of the way managing my retirement. You’re an exemplary organization & I am grateful for the support you provide to me.

— CKITNICHOLS

★☆☆☆☆ United States · v1.5.2 · 13 Mar 2026

FIX IT

Worst banking up by far!!!! Always app maintenance when you need it most. Slow, unresponsive, inefficient and pathetic. Can never un lock or lock my card without it taking forever. Horrible banking app. I’d give it 0 stars if possible!!!

— Jacobbb D

★★☆☆☆ United States · v1.5.0 · 12 Jan 2026

Inconvenient

Terrible old fashioned app. They constantly make you update it and it’s still the same. Not on the same league as other banking apps.

— Velafery

★★★☆☆ United States · v1.5.0 · 12 Feb 2026

Constant bugs

I don’t know how many times I’ve gotten errors just trying to log in.

— Magermeisje

★★★★★ United States · v1.4.13 · 20 Dec 2025

Práctica

Es práctica, fácil usar y

— Yainel2099

★☆☆☆☆ United States · v1.5.1 · 6 Mar 2026

Terrible app (and website)

This app is terrible. Both the app and the UFCU website continually fail to load my transactions. I have to refresh multiple times or quit altogether to get them to work.

— bspenrath

★★☆☆☆ United States · v1.4.13 · 23 Dec 2025

Wish we still were using the old app

I’ve had issues ever since we had to switch to this app. From logging me out to showing I have money on my account with no pending transactions and making a transaction to see that I’m on the negative (I never had issue with the last app)slow logging in and slow moving money over from account to account.

— guz!522

★★★☆☆ United States · v1.5.0 · 12 Jan 2026

I love this bank but the app sucks

Customer service is amazing but the app literally doesnt work when you need it to.

— melritter425

★★★★★ United States · v1.4.13 · 14 Dec 2025

Recomendado

Súper,súper satisfecha con el servicio de Credit Union son lo máximo,gracias ,recomendado ampliamente

— mary66texas

★☆☆☆☆ United States · v1.5.1 · 26 Feb 2026

Worst app that I have ever used

This is the worst app that I have ever used in my life. If I could give it zero stars I would. It crashes constantly, has limited features, poor UI and the app is slow. The app is so bad that I’m seriously considering switching banks because I do 99% of my banking online.

— Narsiuss

★★★☆☆ United States · v1.4.13 · 3 Jan 2026

Zelle

Deben dejar enviar más cantidad por Zelle, 700 o 750 es muy poco

— kfeoeofng

★★★★★ United States · v1.4.13 · 26 Nov 2025

Too easy!

Getting up in age and technology eludes me sometimes. But not this app. So easy to understand and navigate.

— ivlyga70

★☆☆☆☆ United States · v1.5.1 · 26 Feb 2026

Never wants to load

The app sucks never wants to load

— Mrs Toles

★☆☆☆☆ United States · v1.5.1 · 26 Feb 2026

Downgraded their app

I can’t even look at my balance, keeps saying loading

— TheTexasTrill

★☆☆☆☆ United States · v1.5.1 · 26 Feb 2026

Worst Banking App

Perhaps the crappiest banking app ever developed. Takes forever to load. Just a horrible. Is the budget for app developers just not there because I don’t understand.

— Tuffenauf

UFCU Mobile FAQ

Is UFCU Mobile free?
Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
Does UFCU Mobile have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to UFCU Mobile?
FNBT & FCB Mobile (4.7 from 157,408 reviews), Frost Bank (4.9 from 75,168 reviews) and RBFCU (4.8 from 72,691 reviews).

UFCU Mobile download

Last updated 1 month ago.

UFCU Mobile sells in 1 country. It was released 3 years and 3 months ago, on 26 Jun 2023. It holds a 4.7 rating from 21,031 reviews.

Supports 1 language: English.

How much does UFCU Mobile make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full UFCU Mobile analytics Revenue and downloads month by month, all 1 countries split out, and every product's share and trend