My Lovćen
Finance

My Lovćen

Lovćen banka AD

How much does My Lovćen cost?

Prices are current as of 8 Oct 2026.

My Lovćen has no in-app products on record in the United States.

10+ alternatives to My Lovćen

My LovćenNLB Klik Crna Gora MEErste mBanking Crna GoraPostCashmHB klikPresto - Money made simpleAdriatic mBanking SerbiaAddiko Business Crna GoraZiraat SecuremCBCGPrva mToken
Rating / 52.32.73.01.82.54.74.44.01.0——
Reviews12112385717133942——
Released20222024201720212013202520242024202620242025

My Lovćen reviews

2.3 out of 5, based on 121 reviews.

What people like

  • Simple to use with needed features
  • Clean and attractive visual design
  • Support fixes issues quickly when contacted

What they complain about

  • mToken setup is broken and frustrating
  • App crashes often and hangs up
  • No Face ID or Touch ID login
★★★★★ Montenegro · v1.5.4 · 5 Oct 2025

Become great by the end of 2025!

mToken been fixed, login issue resolved and SEPA payments are available from now, what a beautiful ending of 2025 year, thank you, dear LOVĆEN! <3

— Odettxpw

★☆☆☆☆ Montenegro · v1.7.0 · 3 Sept 2026

App

Cesto baguje.

— Add20i

★★★★☆ Russia · v1.0.12 · 20 Jul 2023

Financial references

Could you make it possible to obtain a statement of financial balance. And also receive an electronic statement on the movement of finances for 6 months. Thank you .

— rabbogii

★★☆☆☆ Russia · v1.5.0 · 10 Jul 2025

Very poor

Tbh this is an incredibly poor application. QR code payments - never worked as expected. The app just hangs. Authentication is a nightmare. No FaceID, somehow you have to prove almost every significant payment with the additional PIN code. Who invented this approach? Why is this even considered useful?

— double_espresso

★★★☆☆ Russia · v1.3.5 · 16 Dec 2024

mToken not working

Can't log in. Activation of new mToken doesn't work. Update: the problem was quickly resolved by technical support.

— Frame_ps_

★★★★★ Montenegro · v1.5.0 · 29 Mar 2025

Good bank

Good bank

— ANシベリア

★☆☆☆☆ Montenegro · v1.6.5 · 20 Jul 2026

Aplikacija opet ne radi.

Prosto nevjerovatno, stalno neki problemi.

— phantomn454

★★★★☆ Belarus · v1.0.11 · 13 May 2023

FaceID

Nice app, but it will very useful to have touchID/faceID to login

— Splastunov

★★☆☆☆ Croatia · v1.5.0 · 2 Apr 2025

.

Aplikacija je jako losa, jer na iphone-u zabaguje par puta sedmicno…

— figra

★★★☆☆ Montenegro · v1.0.23 · 22 Jul 2024

Mtoken

I finally get the token after two month) but you have to write to tech support first, they will reset something and you can set the token Hope it will help someone

— Sonyakrank

★★★★★ Montenegro · v1.3.5 · 27 Mar 2025

Well done

After all the app is great.

— Try-review

★☆☆☆☆ Montenegro · v1.5.4 · 6 Oct 2025

Mtoken

Ne radit

— ArmenAvagian2

★★☆☆☆ Montenegro · v1.2.3 · 8 Oct 2024

System is slow

1. If you have several accounts (for example one for business and one personal) it’s a problem to set up different etoken passwords. And when you try to do it on one phone, the systems fails. So you cannot manage both business and private accounts form one device. 2. When creating templates for some payments, the template doesn’t save the name of the company. Every time I need to type it down. Templates are created to save your time, but when you need to retype company names again and again it’s irritating.

— anna_sh1705

★★★☆☆ Montenegro · v1.0.14 · 6 Mar 2024

Apple Pay?

Za potpunu funkcionalnost nedostaje Apple Pay opcija.

— Podgorica Dream

★★★★★ Croatia · v1.3.3 · 3 Dec 2024

Dobra aplikacija

Jednostavna za koriscenje sa svim potrebnim funkcionalnostima. Preporuka za koriscenje

— Mi&Xa

★☆☆☆☆ Montenegro · v1.5.4 · 6 Oct 2025

Ne radit

Za šta ?

— ArmenAvagian

★★☆☆☆ Poland · v1.0.19 · 22 May 2024

Can’t transfer money

After adding token I can’t transfer my money between my accounts

— Thestarrover

★★★☆☆ Croatia · v1.0.1 · 30 Jul 2022

Sugestije

Aplikacija je dobra i pregledna , ali; 1) bzv mi je da svaki put dobijam sms poruke 2) iphone ima opciju da otkljucava opcije putem skeniranja ociju , ne vidim zasto i ova ne bi mogla isto.

— djokana

★★★★★ Montenegro · v1.0.23 · 14 Aug 2024

Odlicno

Ali molim vas dodajte apple pay support

— Stefan490

★☆☆☆☆ Montenegro · v1.5.0 · 9 Apr 2025

Nepotpisano

Bilo kakav prenos novca putem aplikacije je nemoguc.. evo godinu dana vec

— nepotpisani

★★☆☆☆ Montenegro · v1.0.19 · 20 Apr 2024

mToken

Ne mogu aktivirati mtoken, aplikaciju je nemoguće koristiti, popravite ovo

— evgeny-vn

★★★★★ Montenegro · v1.0.11 · 3 May 2023

Brilliant but

Please add Apple Pay support 🙏

— Huemae228

★☆☆☆☆ Montenegro · v1.3.5 · 4 Feb 2025

mToken don’t work

It is impossible to activate mToken, it is impossible to pay for anything via the Internet... it is better to look for another bank! Disgusting!

— Таравкова Юлия

★★★★★ Russia · v1.0.10 · 11 Dec 2022

Nice app!

Could you make an authorization with Face ID? It’s really annoying to re-enter password every time I want to open an app and check my accounts.

— Shrimp BaoBun

★☆☆☆☆ Montenegro · v1.2.3 · 29 Oct 2024

It is pain to use it

So Mtoken block me to use my online payment. I tried your app, and that garbage doesn’t even give me an opportunity to add, so Thank you, hope both: developers and bank employees will struggle all their lives with banks. I personally will move to another bank.

— shyjary

★★★★★ Croatia · v1.0.8 · 19 Oct 2022

Jednostavna navigacija

Vizuelno atraktivno, lako i sveobuhvatno rjesenje.

— Jocka122

★☆☆☆☆ Montenegro · v1.2.3 · 27 Oct 2024

mToken bug

fix the mToken bug !!!!!!!!!!

— исправляйте

★★★★★ Montenegro · v1.0.8 · 18 Oct 2022

User

The best app ever😀

— User lovcen bank

★☆☆☆☆ Montenegro · v1.0.23 · 11 Aug 2024

Mtoken magic

It is the worst banking application) any updates broke the application more and more, especially, with Mtoken. I have written a lot of letters to support with different problems. The most common answer is “remove and download the application again “

— PaulEnfield

★☆☆☆☆ Montenegro · v1.0.19 · 18 Jun 2024

mToken

We added function mToken, but it doesn’t work in iPhone during several months! I can’t make transfers between my accounts and use personal money. This is terrible! Fix this problem please!

— Max_Max_2

My Lovćen FAQ

Is My Lovćen free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does My Lovćen have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to My Lovćen?
NLB Klik Crna Gora ME (2.7 from 123 reviews), Erste mBanking Crna Gora (3.0 from 85 reviews) and PostCash (1.8 from 71 reviews).

My Lovćen download

Last updated 3 days ago.

My Lovćen sells in 175 countries. It was released 4 years and 2 months ago, on 24 Jul 2022. It holds a 2.3 rating from 121 reviews.

Supports 26 languages: English, Arabic, Bulgarian, Khmer, Czech, Danish, Dutch, French, German, Indonesian, Italian, Japanese, Korean, Norwegian Bokmål, Persian, Polish, Portuguese, Romanian, Russian, Serbian, Chinese, Spanish, Swedish, Thai, Turkish, Vietnamese.