Fold Money
Banks, UPI, cards & net worth
How much does Fold Money cost?
Prices are current as of 29 Sept 2026.
Fold Money has no in-app products on record in the United States.
10+ alternatives to Fold Money
| Fold Money |   SaveSage®: Credit Card Points |   Vested: US Stocks Investing |   Splitkaro - Split bills fairly |   Tickertape: India & US Stocks |   Expense Tracker & Budgeting | |
|---|---|---|---|---|---|---|
| Rating / 5 | 4.5 | 4.1 | 4.7 | 4.7 | 4.5 | 4.7 |
| Reviews | 1.2K | 7.5K | 4.8K | 3.6K | 2.8K | 595 |
| Released | 2023 | 2024 | 2019 | 2021 | 2022 | 2021 |
| Monthly price | — | — | — | $2.00 | $2.99 | $5.99 |
| Annual price | — | — | — | — | $29.99 | $39.99 |
| One-time price | — | — | — | $12.00 | $29.99 | $71.99 |
The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest. Plans fewer than four in ten of the priced apps sell are left out.
Fold Money reviews
4.5 out of 5, based on 1,203 reviews.
What people like
- Clean, simple, and intuitive user interface.
- Automatically syncs bank transactions in real time.
- Free version is surprisingly useful and complete.
- Customer support team is very responsive.
What they complain about
- Bank syncing often breaks or stops working.
- No built-in budget tracking or planning tools.
- Many popular banks are not supported yet.
- App updates arrive way too frequently.
Most beautifully designed and built app - including all features
Excellent application, it’s made the entire concept of tracking money super easy. Kudos to the entire team and absolutely enjoy watching the core fold money team building such a great application.
Please be transparent
while the trial was on, none of the things ever failed once the trial was over, even normal things are feeling, so if you want me to pay for that upgraded plan, just directly tell us okay, don’t play games. and the app looks good, but the options are really hidden and very difficult to navigate. Make it easy. they completely depend on account aggregated to update info, which will never be a successful path because there are a new company, and they don’t have a stable data pipe matured vendor like IND money can handle this very easily. They have good API in place, and they also have a fallback mechanism to handle this.
Wonderful App
Thanks for providing the great finance tracking App, I have been using this App from years and I really Like it. Bu main missing feature I noticed that there is no any Budget making and budget tracking feature in this App. Please add this feature into the App it would really help me. And then I will think about to purchase plus membership of this App.
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How many updates in a week … every other day there’s an update
Exceptional UI but…..
Having continuous update issues, daily bank updates are being treated as ad hoc ones, and now not updating at all,even tried removing bank account and re-registration but in vain, also not able to connect mutual funds, each time I try, it says to wait another 13 days. Apart from these, a truly beautiful app, the UI is something world class and never seen before!
India’s Best Money App
This is what I’d been looking for, for years. Does an amazing job of keeping you aware of where your money is coming from and where it is going. If you care about building wealth or even getting hold of your finances, you need this. The support team is super responsive and helpful. :)
Updates every 2 days
Be ready for app updates every 2 days 😅
Needs UPI CC transaction support
Love this app. The only major feature I feel missing is the support for UPI transactions on Rupay Credit Cards.
Where is AI
This is app is so close to perfect. Devs please add an ai button on home screen which can give advices based on daily spending and overall net worth. It will be much better! It’s just missing.
Amex Credit Card
The app is amazing and seamless but it does not sync my Amex credit card statement even thought I have paid membership. I tried to report syncing error in the app but the app stucks at that point. I have to close and reopen the app.
Clean UI, Most Functional
Love the UI & UX- only reason I have been using it for the longest time
Bank stops syncing for days
The app overall is amazing although the bank stops syncing for days suddenly and I wish there was an option to toggle down in groups if we click on a category as mostly through groups is now families track their common finances
Almost there
IndMoney US stocks and Stable Money bonds are the only things I am not able to track now. RDs are also cumbersome but doable
Great app, but needs reimbursement-aware spending
Fold is one of the best finance apps I’ve used in India for automatic bank syncing and clean analytics. However, one major feature missing is proper handling of shared/group expenses. If I pay for friends and they later reimburse me, Fold still counts the full transaction as my personal spending. This makes spending insights inaccurate for people who frequently split bills, trips, fuel, food, etc. It would be amazing to have: * reimbursement/group expense tagging * Splitwise-style settlements * automatic net spending adjustment after incoming repayments That would make Fold nearly perfect as an all-in-one finance app.
Fantastic tracking, but needs true envelope budgeting
Fold is easily the cleanest and most seamless automated expense tracker available right now. The account aggregation works flawlessly and the UI is incredibly refreshing. However, coming from YNAB, I really miss zero-based / envelope budgeting features. Fold is amazing at telling me where my money went, but it lacks the tools to help me proactively plan where it should go. If the team can bridge this gap and introduce robust budgeting mechanics, this app will be completely unbeatable.
Definitely download
this is the only app i found that actually makes it genuinely easy to track your finances. the free tier on this doesn’t even feel limiting. it’s so good, so easy, so intuitive. the bank aggregator feature is the best thing i’ve used. only good things about this app.
Iphone 14 download issue
I am not able to download app on iphone 14
Nice One
Its a really nice app but it needs to support joint account transactions entry as well as some kind of account creations with ability to pass journal entry
Credit card refunds are not tracked yet
I love this app and would have given it 5 stars, but credit card refunds are not being tracked by the app like when someone pays through a credit card and cancels the order. Please resolve this issue.
Best finance tracker out there
UI is clean and detailed. The tags are accurate. Secure
App not maintained
App doesn’t open with WiFi. Apart from this Either the otp doesn’t work or sync issues or some other issues..
Best personal finance super app on iOS
I don't usually leave reviews, but Fold Money has left me in awe. The UI is clean, UX is intuitive and the app solves a genuine personal finance problem. I had to subscribe to Plus, even though one of the reasons I downloaded this app was to control and manage my digital subscription. But this is a subscription I will not regret.
Please bring it to CUB
I heard it was very good app but so sad my bank is not there please bring it to CUB as soon as possible. I’m just giving one star so that the team respond
Cash withdrawal to Cash in Hand
I have a question. Do you have a feature such that cash withdrawal from bank account is automatically shown as Cash i hand?
SBI FIX
it’s been almost a year since i’m trying to use this app but the drawback is this doesn’t support sbi bank. i keep checking on this every now and then but still there iats no fixes on this from past one year. I hope after this review the fixes will happen. looking forward to using the app.
I don’t usually comment
I really really love the app, too good UI/UX
Be careful
Someone tried to access my internet banking after I inserted my details
No more tracking on excel sheets
Fold app completely transformed my personal finance management. over reliance on excel sheets for daily expenses is cumbers. Subham Fold app help me in managing the daily expenses, subscriptions, investments under a single platform
Without Debt Management its useless
Debt Management is key part of finance , than a fancy UI to log expense and check balances
Wow one place for all your finance tracking
I have never come across any app, which updates our financial details as and when the transaction happened. this is back by RBI as well, which is great.
Fold Money FAQ
- Is Fold Money free?
- Yes. The app is free, in all 15 countries it sells in, and it sells nothing inside it.
- Does Fold Money have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Fold Money?
- SaveSage®: Credit Card Points (4.1 from 7,472 reviews), Vested: US Stocks Investing (4.7 from 4,808 reviews) and Splitkaro - Split bills fairly (4.7 from 3,649 reviews, premium from $2.00).
Fold Money download
Last updated 10 days ago.
Fold Money sells in 15 countries. It was released 3 years and 9 months ago, on 3 Jan 2023. It holds a 4.5 rating from 1,203 reviews.
Supports 1 language: English.
How much does Fold Money make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.
Revenue by plan
- Annual 59%
- Monthly 29%
- 3 months 10%
- One-time 2%
Revenue by country
- India 100%