Saving Money Challenge
FinanceLifestyle

Saving Money Challenge

Daily Envelope Tracker

Mihail Kuznecovs

How much does Saving Money Challenge cost?

Prices are current as of 6 Oct 2026.

3 subscriptions from $1.99

In the United States, Saving Money Challenge has 3 subscriptions priced $1.99 – 11.99. Free trials run 3 days or 7 days.

SubscriptionPeriodPrice
Weekly subscriptionWeeklyTrial: 3 days$2.99
Monthly subscriptionMonthlyTrial: 3 days$1.99 – 4.99
Yearly subscriptionAnnualTrial: 3, 7 days$5.99 – 11.99

2 one-time purchases from $3.99

In the United States, Saving Money Challenge has 2 one-time purchases priced $3.99 – 19.99.

ProductPrice
Design Bundle$3.99
Lifetime purchase$19.99

10+ alternatives to Saving Money Challenge

Saving Money Challenge52 Week Money Saving ChallengeMoney Goals: Savings BoxPiggy Bank - ManiEnvy: Envelope Budget PlannerFinance Tracker - Accountit52 Week ChallengeSavings GoalsPortfolio X - Stock TrackerSavings Challenge: Savvy GoalsStop Impulse Buying | Budget
Rating / 54.74.84.54.54.84.54.74.64.54.64.3
Reviews6118.3K4.2K1.7K1.1K644488481225156114
Released20212018201520242021202120202012202420252024
Monthly price$4.99——$1.99—$2.99——$4.99$9.99—
Annual price$11.99——$8.99—$9.99——$39.99$9.99—
One-time price$3.99$4.99$2.99$9.99$8.99$19.99—$0.99$89.99——

The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest. Plans fewer than four in ten of the priced apps sell are left out.

Saving Money Challenge reviews

4.7 out of 5, based on 611 reviews.

What people like

  • No bank account linking keeps you safe.
  • Daily surprises make saving feel like a game.
  • Support team fixes issues very quickly.

What they complain about

  • $20 price feels too high for this.
  • You cannot skip envelopes or catch up.
  • App glitches and loses your saved data.
★★★★★ United States · v2.1.4 · 18 Jun 2026

L❤️VE THIS APP!!!

Best app to help save money! The envelope system really works whether you’re saving up for something special or just wanting to pay off debt.

— Angelnapping

★☆☆☆☆ United States · v1.26 · 21 Apr 2024

Not very customizable

Please allow to skip and fill other envelopes before completing smaller amounts. Should be fully customizable.

— emymtz

★★★★☆ United States · v1.01 · 1 Feb 2022

Catching up on days

I like the idea of this, and that I can pick the amount of goal and envelopes. But, I would like to have option to ‘catch up’ on opening envelopes if I haven’t been able to do them every day. Or to pay them out on pay day. I currently need to open 6 that I’m behind on, and it limits me still to one per day.

— Cole Edam

★★☆☆☆ United States · v2.1.3 · 17 May 2026

Great app but glitches

Unique functions to have individual envelopes, update your total or days even once started but it glitches quite a bit.

— Lauren_Ashley124

★★★☆☆ United States · v1.36 · 23 Aug 2024

Cost

I really like this app and would actually purchase it if the cost was not so much. The one time charge of $20 is excessive specifically because the design is very minimal and the current features don’t warrant the price tag. There are fully dynamic gaming apps that should cost that price and are much less.

— chyniegal

★★★★★ United States · v2.1.4 · 22 May 2026

Updates

I love this app. Misha was great and very quick with responding to a concern I had. Misha had fixed the issue in a timely manner.

— 71456

★☆☆☆☆ United Kingdom · v1.19 · 20 Jan 2024

Can’t create my own challenge

I tried creating a challenge but it does it save after creating it? What’s the point of using this app if it doesn’t even work?

— Jeremy4911

★★☆☆☆ United States · v1.48 · 28 Dec 2025

My experience

I like the way it looks and the concept but I can’t figure out where the money is coming from because it didn’t ask me for any bank or card info and I can’t figure out how to withdraw if I need to. It says I saved but no record of it at all.

— Takovaslae

★★★☆☆ Canada · v1.0 · 30 Jan 2022

Good idea

Love the idea , but I can’t access the settings, they just won’t open so I can’t change the amount of the challenge :(

— Seahone87

★★★★★ United States · v1.43 · 10 Apr 2025

Really well done

This is a very well done simple app. I use it when I borrow from my savings to pay off credit cards or taxes. Splitting the amount in to 90 day envelopes makes getting the money back In to savings feel more organized.

— Rottenweiler

★☆☆☆☆ United States · v1.19 · 10 Jan 2024

App is buggy

I cannot press the back arrow on most screens. I am finding the app useless. I would like a refund please. Thank you.

— maggiemoneyeyes

★★☆☆☆ United States · v1.39 · 15 Jan 2025

New update is bad

Having to hold down the amount to get it to register is dumb

— Oscarboy74

★★★☆☆ United States · v1.0 · 9 Dec 2021

Random numbers

Would be more useful if you included an optional random number generator to go with the tracker.

— Cinn7mon

★★★★★ United States · v1.37 · 20 Dec 2024

Not bad app to save

Not bad

— ThatOneManWeb3

★☆☆☆☆ Australia · v1.09 · 4 Jan 2023

Total saved amount keeps changing and inaccurate

I love the concept and it would wonderful if it works. The total amount saved keeps changing and is incorrect.

— iwindowshop

★★☆☆☆ United States · v1.25 · 8 Apr 2024

Room for improvement

Got this app so my kids could keep track of their envelopes saving. There are days when they get $1.00 or $5.00 for helping around the house. Having only the option of saving a preselected amount in each envelope is not realistic for people who are using this method to save money from cash not spent at the end of each day. Also, I had the impression that we could set several “active” challenges at once, but this is not the case. Room for improvement,

— Super SallyP

★★★★★ United States · v1.36 · 18 Aug 2024

Love the simplicity!

I’ve been using this app for about 3 months and I love it. I was looking for something super simple that will help keep me motivated and I appreciate that this DOESN’T link to my bank account like so many budgeting apps. Having to participate and take action, rather than have an app that does everything for me, has been a helpful aspect. I’m also using it for a “30 day minimalism challenge” to purge some stuff from my apartment. I can see so many uses for this simple format.

— Bowmac2

★☆☆☆☆ United Kingdom · v1.09 · 2 Jan 2023

Could be better

Would have been good to change the currency to £

— princesslisa08

★★★★★ United States · v1.17 · 4 Mar 2024

Love love the app

But I wish there was a way to edit you challenges with out having to delete them… I wish that I could just pick a random envelope and Use that envelope… Like number 1 and number 10…

— w8losslady

★★★★★ United States · v1.20 · 9 Feb 2024

Save money

Love this app! I look forward to opening an envelope every day and it was easy to save the money in 100 days! Going to start another round of the challenge in a few weeks :)

— Savy saver76

★★★★★ United States · v1.19 · 10 Jan 2024

Just what I needed

This app is so helpful when trying to do the envelope challenge but digitally. I was looking for an app that would randomly give an amount to save every day but I do wish their was an option to skip an envelope or at least unclick it to move on.

— 101938377838836363684

★★★★★ United States · v1.09 · 31 Dec 2022

Love it

I’m a shopaholic and I’m not a consistent person especially when it’s easy to do like other money budget apps just let us put money into our budget whenever we want to which doesn’t help a person like me who really needs special help with stuff like saving this app to me gives me I said what I said and I mean it wait until TOMORROW lol love it and I also love how they make up the amount instead of me it’s a challenge I love I can’t wait until it be the next day just to open up a envelope to see what they will throw at me so fun I believe this app will help me save only thing I don’t know is what if you’re finish and you want to start over will they throw the same money prices at you again that’ll get boring because I will know how much it will tell me to save I hope not but so far I love it I’m on day 7 about to hit up day 8 in 45 mins lol please create $5s and 10s challenges and make them scratches letting us know we saved $5 and wait until tomorrow to scratch again

— prettyistakingbyme

★★★★★ United States · v1.09 · 23 Nov 2022

Savelope

Great app. Makes saving fun

— Queen Savings

Saving Money Challenge price by country

A weekly subscription costs $2.06 in Turkey and $4.76 in Colombia — 2× more for the same thing. Below is the going rate for each plan in every country that sells it — the middle price of what the app charges there, in the country's own currency with the dollar equivalent beneath it.

Country WeeklyMonthlyAnnualOne-time
Afghanistan $2.99 $4.99 $11.99 $3.99
Albania $3.99 $5.99 $14.99 $22.99
Algeria $2.99 $4.99 $11.99 $19.99
Angola $2.99 $4.99 $11.99 $3.99
Anguilla $2.99 $4.99 $11.99 $3.99
Antigua And Barbuda $2.99 $4.99 $11.99 $3.99
Argentina $2.99 $4.99 $11.99 $19.99
Armenia $3.99 $5.99 $14.99 $4.99
Australia A$4.99$3.47 A$7.99$5.55 A$19.99$13.88 A$29.99$20.83
Austria €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Azerbaijan $2.99 $4.99 $11.99 $4.99
Bahamas $2.99 $4.99 $12.99 $3.99
Bahrain $2.99 $4.99 $12.99 $19.99
Barbados $3.99 $5.99 $14.99 $4.99
Belarus $3.99 $5.99 $14.99 $4.99
Belgium €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Belize $2.99 $4.99 $11.99 $3.99
Benin $3.99 $4.99 $11.99 $4.99
Bermuda $2.99 $4.99 $11.99 $3.99
Bhutan $2.99 $4.99 $11.99 $3.99
Bolivia $2.99 $4.99 $11.99 $3.99
Bosnia & Herzegovina €2.99$3.48 €5.99$6.97 €12.99$15.10 €3.99$4.64
Botswana $2.99 $4.99 $11.99 $3.99
Brazil R$14.90$2.92 R$24.90$4.88 R$59.90$11.75 R$24.90$4.88
British Virgin Islands $2.99 $4.99 $11.99 $3.99
Brunei Darussalam $2.99 $4.99 $11.99 $3.99
Bulgaria €3.49$4.06 €4.99$5.80 €12.49$14.52 €3.99$4.64
Burkina Faso $2.99 $4.99 $11.99 $3.99
Cambodia $2.99 $4.99 $12.99 $19.99
Cameroon $3.99 $5.99 $14.99 $4.99
Canada CA$3.99$2.81 CA$6.99$4.92 CA$14.99$10.56 CA$24.99$17.60
Cape Verde $2.99 $4.99 $11.99 $3.99
Cayman Islands $2.99 $4.99 $11.99 $3.99
Chad $2.99 $4.99 $11.99 $3.99
Chile CLP 2,990$3.20 CLP 4,990$5.34 CLP 9,990$10.69 CLP 22,990$24.61
China CN¥22.00$3.27 CN¥38.00$5.65 CN¥88.00$13.08 CN¥148.00$21.99
Colombia COP 14,900$4.76 COP 24,900$7.96 COP 59,900$19.15 COP 99,900$31.94
Congo $2.99 $4.99 $11.99 $3.99
Congo, Democratic Republic $2.99 $4.99 $11.99 $3.99
Costa Rica $2.99 $4.99 $11.99 $19.99
Cote Divoire $3.99 $4.99 $11.99 $4.99
Croatia €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Cyprus €2.99$3.48 €5.99$6.97 €12.99$15.10 €3.99$4.64
Czech Republic CZK 79.00$3.79 CZK 129.00$6.20 CZK 299.00$14.36 CZK 499.00$23.97
Denmark DKK 29.00$4.51 DKK 39.00$6.07 DKK 99.00$15.40 DKK 179.00$27.84
Dominica $2.99 $4.99 $11.99 $3.99
Dominican Republic $2.99 $4.99 $11.99 $19.99
Ecuador $2.99 $4.99 $11.99 $3.99
Egypt EGP 149.99$2.94 EGP 179.99$3.53 EGP 399.99$7.84 EGP 999.99$19.60
El Salvador $2.99 $4.99 $11.99 $19.99
Estonia €2.99$3.48 €5.99$6.97 €12.99$15.10 €3.99$4.64
Fiji $2.99 $4.99 $11.99 $3.99
Finland €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
France €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Gabon $2.99 $4.99 $11.99 $3.99
Gambia $2.99 $4.99 $11.99 $3.99
Georgia $3.99 $5.99 $14.99 $4.99
Germany €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Ghana $3.99 $5.99 $14.99 $4.99
Greece €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Grenada $2.99 $4.99 $11.99 $3.99
Guatemala $2.99 $4.99 $11.99 $19.99
Guinea-bissau $2.99 $4.99 $11.99 $3.99
Guyana $2.99 $4.99 $11.99 $3.99
Honduras $2.99 $4.99 $11.99 $3.99
Hong Kong HK$22.00$2.81 HK$38.00$4.85 HK$88.00$11.22 HK$148.00$18.88
Hungary HUF 1,490$4.76 HUF 1,990$6.36 HUF 4,990$15.95 HUF 8,990$28.74
Iceland $3.99 $5.99 $14.99 $4.99
India ₹299.00$3.15 ₹499.00$5.26 ₹1,199.00$12.64 ₹1,999.00$21.08
Indonesia IDR 49,000$2.78 IDR 89,000$5.05 IDR 199,000$11.29 IDR 349,000$19.80
Iraq $2.99 $4.99 $11.99 $3.99
Ireland €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Israel ₪9.90$3.28 ₪17.90$5.93 ₪39.90$13.21 ₪69.90$23.15
Italy €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Jamaica $2.99 $4.99 $11.99 $3.99
Japan ¥400$2.60 ¥700$4.55 ¥1,800$11.70 ¥3,000$19.50
Jordan $2.99 $4.99 $11.99 $3.99
Kazakhstan KZT 1,490.00$3.28 KZT 2,490.00$5.48 KZT 5,990.00$13.19 KZT 2,490.00$5.48
Kenya $3.99 $5.99 $14.99 $22.99
Kosovo €2.99$3.48 €5.99$6.97 €12.99$15.10 €3.99$4.64
Kuwait $2.99 $4.99 $11.99 $19.99
Kyrgyzstan $2.99 $4.99 $12.99 $3.99
Lao Peoples Democratic Republic $2.99 $4.99 $11.99 $3.99
Latvia €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Lebanon $2.99 $4.99 $11.99 $3.99
Liberia $2.99 $4.99 $11.99 $3.99
Libya $2.99 $4.99 $11.99 $3.99
Lithuania €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Luxembourg €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Macao $2.99 $4.99 $11.99 $19.99
Macedonia $2.99 $4.99 $11.99 $3.99
Madagascar $2.99 $4.99 $11.99 $3.99
Malawi $2.99 $4.99 $11.99 $3.99
Malaysia MYR 14.90$3.67 MYR 22.90$5.64 MYR 59.90$14.75 MYR 99.90$24.61
Maldives $2.99 $4.99 $11.99 $3.99
Mali $2.99 $4.99 $11.99 $3.99
Malta €2.99$3.48 €5.99$6.97 €12.99$15.10 €3.99$4.64
Mauritania $2.99 $4.99 $11.99 $3.99
Mauritius $2.99 $4.99 $11.99 $4.99
Mexico MX$69.00$4.08 MX$99.00$5.85 MX$249.00$14.71 MX$399.00$23.57
Micronesia $2.99 $4.99 $11.99 $3.99
Moldova $3.99 $5.99 $14.99 $4.99
Mongolia $2.99 $4.99 $11.99 $3.99
Montenegro €1.99$2.31 €4.99$5.80 €9.99$11.62 €3.99$4.64
Montserrat $2.99 $4.99 $11.99 $3.99
Morocco $2.99 $4.99 $11.99 $3.99
Mozambique $2.99 $4.99 $11.99 $3.99
Myanmar $2.99 $4.99 $11.99 $3.99
Namibia $2.99 $4.99 $11.99 $3.99
Nauru $2.99 $4.99 $11.99 $3.99
Nepal $3.99 $4.99 $11.99 $4.99
Netherlands €2.99$3.48 €5.99$6.97 €12.99$15.10 €3.99$4.64
New Zealand NZ$4.99$2.92 NZ$9.99$5.84 NZ$19.99$11.69 NZ$39.99$23.39
Nicaragua $2.99 $4.99 $11.99 $3.99
Niger $2.99 $4.99 $11.99 $3.99
Nigeria NGN 4,900.00$3.71 NGN 3,900.00$2.95 NGN 9,900.00$7.49 NGN 6,900.00$5.22
Norway NOK 39.00$4.22 NOK 59.00$6.39 NOK 149.00$16.13 NOK 249.00$26.95
Oman $2.99 $4.99 $11.99 $19.99
Pakistan PKR 900$3.24 PKR 1,300$4.68 PKR 3,500$12.61 PKR 4,900$17.66
Palau $2.99 $4.99 $11.99 $3.99
Panama $2.99 $4.99 $11.99 $3.99
Papua New Guinea $2.99 $4.99 $11.99 $3.99
Paraguay $2.99 $4.99 $11.99 $3.99
Peru PEN 12.90$3.85 PEN 19.90$5.94 PEN 49.90$14.90 PEN 89.90$26.84
Philippines ₱179.00$2.86 ₱299.00$4.78 ₱699.00$11.18 ₱1,290.00$20.63
Poland PLN 14.99$4.04 PLN 29.99$8.08 PLN 49.99$13.47 PLN 99.99$26.95
Portugal €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Qatar QAR 9.99$2.74 QAR 19.99$5.49 QAR 39.99$10.99 QAR 14.99$4.12
Romania RON 14.99$3.32 RON 29.99$6.63 RON 69.99$15.48 RON 99.99$22.12
Russia RUB 249.00$2.88 RUB 449.00$5.20 RUB 999.00$11.56 RUB 1,790.00$20.71
Rwanda $2.99 $4.99 $11.99 $3.99
Sao Tome & Principe $2.99 $4.99 $11.99 $3.99
Saudi Arabia SAR 12.99$3.46 SAR 19.99$5.33 SAR 49.99$13.33 SAR 89.99$24.00
Senegal $3.99 $4.99 $11.99 $4.99
Serbia €2.99$3.48 €5.99$6.97 €12.99$15.10 €3.99$4.64
Seychelles $2.99 $4.99 $11.99 $3.99
Sierra Leone $2.99 $4.99 $11.99 $3.99
Singapore SGD 3.98$3.16 SGD 6.98$5.54 SGD 17.98$14.27 SGD 29.98$23.79
Slovakia €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Slovenia €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Solomon Islands $2.99 $4.99 $11.99 $3.99
South Africa ZAR 59.99$3.75 ZAR 99.99$6.25 ZAR 249.99$15.62 ZAR 399.99$25.00
South Korea ₩4,400$3.28 ₩6,600$4.92 ₩17,000$12.68 ₩33,000$24.61
Spain €2.99$3.48 €5.99$6.97 €12.99$15.10 €22.99$26.73
Sri Lanka $2.99 $4.99 $11.99 $19.99
St. Kitts and Nevis $2.99 $4.99 $11.99 $3.99
St. Lucia $2.99 $4.99 $11.99 $3.99
St. Vincent & The Grenadines $2.99 $4.99 $11.99 $3.99
Suriname $2.99 $4.99 $11.99 $3.99
Swaziland $2.99 $4.99 $11.99 $3.99
Sweden SEK 39.00$4.07 SEK 69.00$7.19 SEK 149.00$15.54 SEK 249.00$25.96
Switzerland CHF 3.00$3.70 CHF 5.00$6.17 CHF 10.00$12.35 CHF 18.00$22.22
Taiwan NT$90.00$2.86 NT$150.00$4.76 NT$390.00$12.38 NT$690.00$21.90
Tajikistan $2.99 $4.99 $12.99 $3.99
Tanzania TZS 9,900.00$3.74 TZS 14,900.00$5.63 TZS 34,900.00$13.19 TZS 11,900.00$4.50
Thailand THB 99.00$3.01 THB 199.00$6.05 THB 399.00$12.13 THB 699.00$21.25
Tonga $2.99 $4.99 $11.99 $3.99
Trinidad and Tobago $2.99 $4.99 $11.99 $19.99
Tunisia $2.99 $4.99 $11.99 $3.99
Turkey TRY 99.99$2.06 TRY 149.99$3.09 TRY 399.99$8.25 TRY 999.99$20.63
Turkmenistan $2.99 $4.99 $11.99 $3.99
Turks and Caicos $2.99 $4.99 $11.99 $3.99
Uganda $3.99 $5.99 $14.99 $4.99
Ukraine $3.99 $5.99 $14.99 $22.99
United Arab Emirates AED 12.99$3.54 AED 19.99$5.45 AED 49.99$13.62 AED 79.99$21.80
United Kingdom £2.99$4.05 £4.99$6.76 £9.99$13.54 £19.99$27.09
United States $2.99 $4.99 $11.99 $3.99
Uruguay $2.99 $4.99 $11.99 $3.99
Uzbekistan $2.99 $4.99 $12.99 $3.99
Vanuatu $2.99 $4.99 $11.99 $3.99
Venezuela $2.99 $4.99 $11.99 $3.99
Vietnam ₫79,000$3.05 ₫129,000$4.97 ₫299,000$11.53 ₫599,000$23.10
Yemen $2.99 $4.99 $11.99 $3.99
Zambia $3.99 $4.99 $11.99 $4.99
Zimbabwe $3.99 $5.99 $14.99 $4.99

Saving Money Challenge FAQ

Is Saving Money Challenge free?
Yes. The app and its basic features are free, in all 175 countries it sells in. Premium features are paid: they start from $1.99 (US), across 3 subscriptions and 2 one-time purchases.
How much does Saving Money Challenge cost per month?
Monthly subscription is $1.99 – 4.99 (US). The annual plan works out cheaper per month: $5.99 – 11.99 a year.
Does Saving Money Challenge have a free trial?
Yes — free trials of 3 days or 7 days (US), depending on the plan.
Where is Saving Money Challenge cheapest?
A weekly subscription costs TRY 99.99 (≈$2.06) in Turkey and COP 14,900 (≈$4.76) in Colombia, its cheapest and dearest countries.
What are the best alternatives to Saving Money Challenge?
52 Week Money Saving Challenge (4.8 from 8,317 reviews, premium from $2.99), Money Goals: Savings Box (4.5 from 4,247 reviews, premium from $2.99) and Piggy Bank - Mani (4.5 from 1,733 reviews, premium from $1.99).

Saving Money Challenge download

Last updated 24 days ago.

Saving Money Challenge sells in 175 countries. It was released 5 years ago, on 17 Sept 2021. It holds a 4.7 rating from 611 reviews.

Supports 1 language: English.

How much does Saving Money Challenge make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Products on sale 12

Revenue by plan

  • Annual
  • One-time
  • Monthly
  • Weekly

Revenue by country

  • United States
  • Canada
  • United Kingdom
  • Australia
Open the full Saving Money Challenge analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend