F&M Bank - VA
Finance

F&M Bank - VA

Farmers & Merchants Bank

How much does F&M Bank - VA cost?

Prices are current as of 12 Sept 2026.

F&M Bank - VA has no in-app products on record in the United States.

10+ alternatives to F&M Bank - VA

F&M Bank - VAMyDCCU MobileF&M Bank EZ BankingFirst Bank OnlineF&M Bank-NCFMB-Mobile 2.0PCB DigitalUVA Community CU Mobile AppPioneer Mobile AppPark View Federal Credit UnionFarmers-Merchants Bank & Trust
Rating / 54.84.94.84.74.94.74.84.54.84.84.6
Reviews2.5K18K3.9K2.3K2.2K2K1.5K1.3K814474177
Released20212015202320242021201920232012201820172014

F&M Bank - VA reviews

4.8 out of 5, based on 2,508 reviews.

What people like

  • Friendly staff and great service
  • Easy mobile deposits and transfers
  • Simple bill pay interface

What they complain about

  • Hard to find person-to-person feature
  • Login issues and two-factor problems
  • Can't turn off marketing messages
★★★★★ United States · v3.32.0 · 19 Mar 2026

Excellent bank!

Great customer service! I’ve banked at F&M for 15+ years and they never let me down!

— qwertyyyuiooo

★☆☆☆☆ United States · v3.18.0 · 12 Dec 2024

Black Bart is a failure

Such a terribly managed bank. I wish PCB would open a branch in the broadway/timberville area. Those folks know how to bank locally. Maybe it’s because their management is from the area. Not a lot of castoff failures from larger banks.

— Unhappy in timberville

★★★★☆ United States · v2.48.0 · 17 Jan 2023

App okay but….

The app works okay for most banking related activities but its like some things arent thought out or the bank just feels like people will deal with. Prime example is the messaging part of the app. This should be used for messaging customer service but instead it has turned in to another marketing arm for the bank with no way to turn off said messaging. Another issue i have is MFA/2FA support. Texting is the only option. Im sorry but in the modern era when have way better options. On the positive side at least this app doesnt have one of those terrible virtual assistants.

— Laymandj

★★☆☆☆ United States · v2.25.0 · 20 Jan 2021

View

I don’t like that I can’t see all my accounts without having to swipe right and keep swiping until I get to the one I want. And I have to click the account and then click transactions to see them. Obviously, I want to see the transactions if I click on the account. It just seems like a lot of clicking here and there to get to a place that used to be much simpler to get to. Best regards!

— Cavegirl77

★★★★★ United States · v3.26.1 · 29 Aug 2025

Best bank ever!!

I’ve been banking with them for 15+ years. Great service.

— Appalachian gal

★☆☆☆☆ United States · v3.12.0 · 23 May 2024

Absolutely horrible

It took me a week to get my loan account payment set up from my other bank. Multiple calls to customer service. They had to completely delete the progress I made and had to wait another 24hours for the deposits to verify my account

— Killbear84

★★☆☆☆ United States · v2.25.0 · 7 Jan 2021

Person to Person

I used to use the person to person feature quite often, but since then update it’s nowhere to be found and In very disappointed. Hopefully a future update will fix this.

— BeeTeaDubstep

★★★★★ United States · v3.26.1 · 29 Aug 2025

Good to work with and it’s there when you need it just wish I could get it raised

Very good to deal with

— well nick name disatisfied

★☆☆☆☆ United States · v3.5.0 · 8 Aug 2023

Can’t login on app

I can login through the website but the app doesn’t login.

— Richard spew

★★★★★ United States · v3.18.0 · 17 Dec 2024

All the things.

Does all the things you expect - mobile deposit, transfers, bill pay, Zelle - good app.

— Fishglass

★☆☆☆☆ United States · v2.41.0 · 11 Jun 2022

Worst app

My husband switched banks to this bank. I can not get on the app or even online. I have my own checking account with another bank and the app is AWESOME very easy to get on This app is awful.

— Cher 08

★★★★★ United States · v3.14.0 · 26 Jul 2024

Great service

Love the smiles, great service and great personalities at this bank! Makes you feel welcomed! Enjoy banking at F&M!!

— MooresElec

★☆☆☆☆ United States · v2.25.0 · 9 Feb 2021

Update

Every time you update I have trouble logging in. I hear this complaint from many in our community as well. Inconveniencing customers doesn’t seem to be a concern of the bank.

— unsatisfied customer #123

★★★★★ United States · v2.45.1 · 26 Sept 2022

Great customer service

Great customer service

— loml.alli

★☆☆☆☆ United States · v2.25.0 · 7 Jan 2021

New App

I just downloaded the new app a few days ago and this is the first time I'm using it. But I love the new layout and how easy it is just paying bills. It is great.

— BDebReid

★★★★★ United States · v2.37.0 · 30 Jan 2022

Make a deposit in 10 seconds!!!

Making a deposit via the F&M Bank Mobile App is awesome!!!!! Way easier than my former bank!!!!

— AMW-VA

★☆☆☆☆ United States · v2.25.0 · 7 Jan 2021

Angry

I CANT EVEN LOG ON TO SEE MY BALANCE NOW IT WONT TEXT ME MY 2 step AUTHY CODE...an app this important shouldn’t have issues

— BeastxepA

★★★★★ United States · v2.28.0 · 21 Mar 2021

Hometown Banking !!!

We love our Hometown Bank and are really enjoying the new online services !! Thanks for always being our #1 😁

— Gammie BK

★☆☆☆☆ United States · v2.25.0 · 6 Jan 2021

The memo field is gone!

I relied on the memo field to identify the owner of each of the hundreds of HOA checks I deposit as the treasurer. You have made an already tedious job harder! What made you think taking away a field was a good idea? Did you scan your DB to see if anyone used it? If you had, common sense would have told you to keep it. And to make matters worse, the old app has been disabled. I am a SW engineer with 36 years of experience so i know what i am talking about. BAD!

— maryrussell311Tracey

★★★★★ United States · v2.25.0 · 9 Jan 2021

Superior Banking at F&M

I have had the opportunity to have used more than 5 banks in my lifetime and without a doubt, F&M is hands down THE BEST BANK that I have ever had the pleasure of banking with. Superior customer service and products, too!

— CarrMaster

F&M Bank - VA FAQ

Is F&M Bank - VA free?
Yes. The app is free, in all 2 countries it sells in, and it sells nothing inside it.
Does F&M Bank - VA have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to F&M Bank - VA?
MyDCCU Mobile (4.9 from 17,921 reviews), F&M Bank EZ Banking (4.8 from 3,875 reviews) and First Bank Online (4.7 from 2,269 reviews).

F&M Bank - VA download

Last updated 1 month ago.

F&M Bank - VA sells in 2 countries. It was released 5 years and 9 months ago, on 4 Jan 2021. It holds a 4.8 rating from 2,508 reviews.

Supports 2 languages: English, Spanish.

How much does F&M Bank - VA make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full F&M Bank - VA analytics Revenue and downloads month by month, all 2 countries split out, and every product's share and trend