ZA Bank
Finance

ZA Bank

ZA Bank Limited

How much does ZA Bank cost?

Prices are current as of 12 Sept 2026.

ZA Bank has no in-app products on record in the United States.

10+ alternatives to ZA Bank

ZA BankHSBC HK Mobile BankingBOCHK 中銀香港livi BankinMotion by CNCBIEleBank(formerly Airstar Bank)WeLab Bank - HK Digital BankICBC(Asia)螞蟻銀行(香港)CMB WING LUNG BANK
Rating / 54.84.74.84.72.83.93.42.52.43.9
Reviews73K527K358K9.8K1.6K1.3K1.2K71621430
Released2019201620202020201820202020201920202012

ZA Bank reviews

4.8 out of 5, based on 72,828 reviews.

What people like

  • Easy to find what you need
  • Good for basic banking tasks
  • Support fixes bugs quickly
  • Smooth performance overall

What they complain about

  • Ads interrupt you constantly
  • App crashes when you open it
  • New layout is confusing and hard to use
  • Face ID login fails often
★★★★★ United States · v3.9.22 · 4 Jul 2026

请问深色模式什么可以上线?

APP 体验都很好,就是差个深色模式,请问什么时候可以上线?期待开发者的回复。谢谢😮😮

— CPH223

★☆☆☆☆ United States · v3.9.26 · 7 Sept 2026

有被恶心到

很恶讯的一个app,前期各种参加活动,利用老用户,用完之后,会员权益调整以牺牲老用户权益为主的,建议大家一起举报一波

— dudu485us

★★★★☆ United States · v3.9.15 · 12 May 2026

總資產貨幣單位應該支持自選

只能選擇港幣作為總資產貨幣單位不夠直觀

— lichf

★★☆☆☆ Hong Kong · v3.9.26 · 7 Sept 2026

不能用舊版面

當從新版面改為舊,彈app出現

— Calvinchow

★★★☆☆ Hong Kong · v3.9.26 · 2 Sept 2026

bank

較少使用

— Yanleung1234

★★★★★ United States · v3.9.22 · 1 Jul 2026

请问可以增加一个可以手动打开或关闭股票标志显示的选项吗

请问可以增加一个可以手动打开或关闭股票标志显示的选项吗

— 实在是太牛逼了

★☆☆☆☆ United States · v3.9.24 · 1 Aug 2026

This update feels like a downgrade rather than an improvement.

The new version of the ZA Bank app has a poor layout design and a much worse user experience compared with the previous version. The interface feels less intuitive, and many functions are harder to find than before. The old version was simpler, cleaner, and more user-friendly. This update feels like a downgrade rather than an improvement. Please consider redesigning the layout and bringing back the simplicity and convenience of the previous version.

— KevinVonLongic

★★★★☆ United States · v3.9.11 · 17 Feb 2026

推广弹窗

启动app时的推广大弹窗使用体验很不好,ZA的软件真是得了大陆软件的真传:开屏广告

— anlanxlm

★★☆☆☆ Hong Kong · v3.9.25 · 28 Aug 2026

The Apps keeps on crashing

Over the past week the app has keep on crashing and I am unable to do anything with it. I cannot see my balance and I cannot pay. Very disappointing. It seems that the new app tries to load too many ads and making this banking app almost impossible to use. It is a banking app, not a game. It needs to work reliably!

— hkdha17492

★★★☆☆ Hong Kong · v3.9.24 · 1 Aug 2026

新介面複雜

畫面更新後畫面極其複雜,並非舊版直接顯示

— Jake_310

★★★★★ United States · v3.9.18 · 2 Jun 2026

So good

Very good

— Kevinwang333

★☆☆☆☆ United States · v3.9.20 · 16 Jun 2026

Terrible Experience

The ads appears every time when I enter the app. Also, I still receive marketing emails even I disable the direct marketing email function. ZA Bank separate the email like raising the limit from the marketing emails. So I have to block the emails from ZA Bank. All above is terrible

— TerribleExperience2026

★★★★☆ United States · v3.6.9 · 24 Apr 2025

不錯的虛擬銀行

邀請碼FYJTX9,大家同領獎賞.很多活動

— 123qazfdv

★★☆☆☆ Hong Kong · v3.9.24 · 6 Aug 2026

更新後d野好難搵

更新後的版面icon 位置轉晒,簡單如掃碼轉帳的位置都要搵好耐,極之不便!! 你們的優化只是優化投資而已,失望!

— Bfichsvsvv

★★★☆☆ Hong Kong · v3.9.23 · 16 Jul 2026

請唔好愈改愈差

改咗版唔好用,聽緊歌又冇端端 mute 咗!點解呢!廣告多我都算。。

— sacomte

★★★★★ United States · v3.9.5 · 28 Dec 2025

正

方便

— 荷蘭康

★☆☆☆☆ United States · v3.9.13 · 1 Apr 2026

真系屌佢老尾

呢个烂鬼APP,次次都要人脸识别,屌雷老母,几个月都系咁,真系好捻麻烦…正仆街

— Adamlauchina

★★★★☆ Canada · v3.3.7 · 22 Jun 2024

Very convenient

Very convenient to use Use my invitation code [AU8W89] to enjoy a rebate of up to HKD 500 after successfully opening an account in Hong Kong!

— 183847347894

★★☆☆☆ China · v3.9.24 · 24 Jul 2026

股票交易卡顿

近期股票交易卡顿

— 深海988

★★★☆☆ United States · v3.9.21 · 22 Jun 2026

系统崩溃

最近总是用一会儿,然后人脸识别卡顿进不去,然后就说应用崩溃,需要修复,希望能解决

— 三次元的solair

★★★★★ United States · v3.6.8 · 4 Apr 2025

好

好

— Dggdjddugdv

★☆☆☆☆ United States · v3.9.11 · 17 Feb 2026

識別技術很垃圾👎

花了 8 小時才識別成功 跟大陸的識別技術差遠了

— 网络分析师

★★★★☆ United States · v3.3.7 · 9 Jun 2024

Not bad Fin tech

总体上来说是一个还不错的 Fintech English language needs improve.

— lyicong

★★☆☆☆ Hong Kong · v3.9.23 · 18 Jul 2026

廣告

每一刻每1秒都不停彈出廣告,完全影響銀行處理

— Game User1123

★★★☆☆ United States · v3.9.18 · 1 Jun 2026

Face ID有点问题

不好用

— 吕子乔1.47491

★★★★★ United States · v3.4.4 · 20 Aug 2024

user experience

Is very smooth. It’s pretty easy to find the functions that I want to use. The access speed is also satisfied.

— 2020sparky

★☆☆☆☆ United States · v3.9.5 · 11 Jan 2026

登陆体验糟糕

faceid或密码 - 证件扫描 - 人脸识别。每次都这样三步缺一不可,在外根本无法登录、说是为了安全实际体验极糟

— xxfhx124

★★★★☆ United Kingdom · v2.4.9 · 24 Nov 2022

Good

Good app but tthe screen a bit confusing

— Lulu@hong kong

★★☆☆☆ Hong Kong · v3.9.23 · 14 Jul 2026

Unreliable and Not Secure !!!

I used to love this app until recent updates broke its functionality on my iPhone se3 which za admitted was a security flaw during log ins with Touch ID yet they did NOTHING to fix the issue. Such a shame they let their standards fall like this.

— DocRok007

★★★☆☆ United States · v3.9.7 · 19 Jan 2026

这么优秀的 app 竟然没有深色模式

匪夷所思

— Bowen 2023

★★★★★ United States · v3.3.8 · 28 Jun 2024

邀请有礼

用我的邀请 DCP757 可享最高 HKD 500 回赠奖赏!

— markhk008

★☆☆☆☆ United States · v3.9.2 · 22 Nov 2025

频繁提示无法确认网络环境

完全没有办法注册,尽管已在尖沙咀两天

— ,老李老李了

★★★★☆ Canada · v1.4.6 · 12 Jan 2022

Time setting

I found that the time limit that the Bank set for whatever job I want to do e.g. log in or set up payee etc. is too short. If you can give me one minute that’ll help since not everyone can punch fast on the keyboard. Thanks.

— +++meowmeow+++

★★☆☆☆ Hong Kong · v3.9.11 · 13 Feb 2026

Id verification is soo bad

I tried 100 times to verify my account, it failed

— babithbaby

★★★☆☆ United States · v3.0.7 · 17 Jun 2023

too high tech

Too much features: keep simple is better!

— aotcnj

★★★★★ United States · v3.3.3 · 23 Apr 2024

好用的网上银行

适用体验还不错

— 第二大佬

★☆☆☆☆ United States · v3.9.2 · 21 Nov 2025

港美股功能垃圾

1 看盘工具少 2 订单类型居然只有简单的两种买,基础的止损单居然没有,谁能天天熬夜炒股? 3 关键手续费也不低,不推荐该平台炒股

— emperinter

★★★★☆ Canada · v1.4.3 · 24 Nov 2021

Good

Good should give to any resudent of Hong kong without asking additional address

— jaybond1885$

★★★☆☆ United Kingdom · v1.4.6 · 14 Jan 2022

Locked out after 4/5 attempts

I forgot my password and after 4 attempts I went through the verification process and reset the password. Upon returning to login the app says “You reached the maximum number of login attempts. Please recover your password.” I followed the instructions, reset my password again. And received the same notification. I’m locked out of my account and stuck in a loop. HELP

— connietu

★★★★★ United States · v3.2.5 · 4 Jan 2024

Lost card

How do I replace a bank card

— RockMouse3673

★☆☆☆☆ United States · v3.8.8 · 2 Oct 2025

更新后不让我登陆了?

什么狗屁检测到我设备存在安全风险,怎么都不让我登陆,好好的招惹你了?我其他银行都正常,就你装怪

— applenumberone

★★★★☆ United States · v1.3.6 · 22 Jul 2021

Good and efficient

I have never imagined doing business with virtual bank. My experience is good. I will definite refer to friends.

— purplegirl1888

★★★☆☆ Canada · v1.4.5 · 28 Dec 2021

Instruction to show customers

I want to transfer my money from saving to a 3 months time deposit; however, there are no instruction to teach customers. I am living in Canada now. What a stupid website, it cannot even send my concern

— instantteller

★★★★★ United States · v3.2.5 · 29 Dec 2023

iPad mini6不能全屏显示

差不多和手机显示画面大小,希望能够解决

— ddt12356789

★☆☆☆☆ United States · v3.7.6 · 14 Jul 2025

垃圾玩意

封面上说全程线上开户,一申请就要定位在香港还要赴香港的入境手续,早点倒闭吧,老子去香港了还用得着这垃圾网上银行

— sclihao

★★★★☆ Canada · v1.2.9 · 2 Jan 2021

Easy to use

Overall is good, except need to take photos several times to fulfill AI requirements

— play game

★★★☆☆ United Kingdom · v1.2.3 · 28 Oct 2020

Good developer response/service. Has potential.

Original review: (2/5 stars, 23/10) Suspicious app behaviour. Thanks to iOS 14 update, you are now notified when your clipboard (copy/paste) is accessed. Every time I open the ZA bank app and I have newly copied content in my clipboard, I am notified that the app is pasting whatever my clipboard contains. Developers, please let know what this is about. Update: 5 days later (28/10) Got a developer response yesterday and today I saw an update. App no longer accessing clipboard on opening! Thank you very much. I’m very impressed with your timely response. A comment about the app, which makes it 3/5 stars, is that it does not seem to have gone through much UX testing. It seems the design focuses on lots on cute graphics but is not that intuitive. Great work in progress though!

— Jade Lau

ZA Bank FAQ

Is ZA Bank free?
Yes. The app is free, in all 8 countries it sells in, and it sells nothing inside it.
Does ZA Bank have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to ZA Bank?
HSBC HK Mobile Banking (4.7 from 526,610 reviews), BOCHK 中銀香港 (4.8 from 357,890 reviews) and livi Bank (4.7 from 9,808 reviews).

ZA Bank download

Last updated 1 month ago.

ZA Bank sells in 8 countries. It was released 6 years and 9 months ago, on 18 Dec 2019. It holds a 4.8 rating from 72,828 reviews.

Supports 2 languages: English, Chinese.

How much does ZA Bank make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads 80K
Open the full ZA Bank analytics Revenue and downloads month by month, all 8 countries split out, and every product's share and trend