LB CIM
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Sri Lanka | 98%421 | 3.75 | |
| United States | 1%5 | 4.20 | |
| United Kingdom | <1%2 | 5.00 | |
| United Arab Emirates | <1%1 | 5.00 | |
| Canada | <1%1 | 5.00 | |
| Qatar | <1%1 | 1.00 | |
| Australia | <1%0 | — | |
| Finland | <1%0 | — | |
| Italy | <1%0 | — | |
| Jordan | <1%0 | — |
Description
LB CIM – So Simple. So Powerful.
Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience.
Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands.
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Key features
Fully digital onboarding — no branch visits required
Open and manage fixed deposits and savings accounts from anywhere
Apply for instant personal and business loans
Get instant loans against your fixed deposits
Access gold loan and business loan top-ups instantly
Track and manage your loans, leases, and deposits
Download your WHT certificate directly from the app
Schedule payments and receive reminders
Transfer funds to any bank or CIM Wallet
Top up your CIM Wallet from your linked bank account
Pay utility bills, reload mobile, settle credit cards, and insurance premiums
Scan and pay securely using LankaQR
View all your financial activity in one smart dashboard
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Smarter lending with AI
Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly.
Loans from Rs. 25,000 upwards
Top-ups for gold and business loans
Repayment terms: 3 to 24 months
100% paperless experience
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Eligibility
Sri Lankan citizen aged 18+
Minimum monthly income: Rs. 25,000
Verified CIM Wallet account
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Documents required
NIC, passport, or driving license
Proof of address
Recent pay slips and bank statements
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Representative loan example (24 months)
Loan amount: Rs. 150,000
Interest: Rs. 71,834
Processing fee: Rs. 3,000
Stamp duty: Rs. 150
In-hand amount: Rs. 146,850
Total repayable: Rs. 221,856
Monthly installment: Rs. 9,244
APR: 24.03%
Fees are deducted upfront. APR may vary by tenure.
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Trusted and certified
LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme.
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Award-winning fintech innovation:
FITIS Digital Excellence Awards
NBQSA National ICT Awards
LankaPay Technnovation Awards
ICSDB Excellence Awards for Sustainable & Digital Business
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LB CIM – So Simple. So Powerful.
Your digital finance lifestyle, now in one app.