OCA Mobile
FinanceMedical

OCA Mobile

O.c.a. Benefit Services Limite

How much does OCA Mobile cost?

Prices are current as of 12 Sept 2026.

OCA Mobile has no in-app products on record in the United States.

10+ alternatives to OCA Mobile

OCA MobileREALtirement by NationwideColumbia Bank Mobile BankingAffinity Card CenterMelody BenefitsFirst Hope BankNJM SafeDrive GoEmployeeXperienceRhoMutual of America Fin GroupCrest Savings Bank Mobile
Rating / 54.64.54.84.84.84.83.92.14.63.92.4
Reviews1.5K6.2K5.1K1.7K1.3K8376761591510
Released20182021201320162017202320212011202220212024

OCA Mobile reviews

4.6 out of 5, based on 1,488 reviews.

What people like

  • Easy to submit claims fast.
  • Simple interface and intuitive design.
  • Great for tracking expenses yearly.

What they complain about

  • App crashes and throws errors.
  • Support is unhelpful and slow.
  • Login issues and constant glitches.
★★★★★ United States · v26.05.01 · 10 Jun 2026

Excelente

Me encanta esta app cumple con todo lo necesito y facil de usar

— johanna EGR

★☆☆☆☆ United States · v26.05.01 · 3 Aug 2026

Very Difficult System

This system has been very difficult to use. You have to submit receipts for every single transaction. There are many times your receipts will be rejected. I will not be signing up for this program next year.

— Receipts1234

★★★★☆ United States · v8.1 · 11 May 2019

Easy to navigate

Easy to submit claims. First time user. Submitted 4 months in one claim. Just hope payment was as quick and easy as the submission

— Kellyc919

★★☆☆☆ United States · v24.11.00 · 7 Feb 2025

App constantly errors

App constantly throws error messages when submitting claims

— Why a nickname 99

★★★☆☆ United States · v24.08.00 · 9 Oct 2024

Slow

It’s very slow and glitchy

— Moelove99

★★★★★ United States · v23.11.00 · 2 Jan 2024

Excellent Tool

I recently had to submit a number of for reimbursement, and I was so impressed with how easy it was to do via the app. Especially being able to take photos of receipts as I went along. The app is very informative and very easy to use.

— Dr. KJB

★☆☆☆☆ United States · v26.02.00 · 17 Apr 2026

App constantly crashes

The app keeps crashing. And it won’t let you stay logged in you have to keep getting a code by email. Why don’t they just have a website that you can submit reimbursement through? I don’t understand why I have to download this app that doesn’t even work. Very disappointed

— s.jennfer

★★☆☆☆ United States · v18.0.0 · 23 Aug 2021

Poor recover for lost login or password

While I was able to get my login code the app, unlike all the ones I’ve dealt with, does not give you options To reset password by giving personal information. It asked me questions I’ve never seen before and no option to proceed forward

— didvevexhdb

★★★☆☆ United States · v24.03.00 · 24 Mar 2024

Needs improvement

Cant access face id…logs out immediately & have to sign in again & again

— 1habibi2

★★★★★ United States · v12.0 · 2 Mar 2020

Excellent App

I love how easy it is to access to your claims and is able to see the amount you have used during the year. Thank you

— IvetteGK

★☆☆☆☆ United States · v25.05.00 · 2 Jun 2025

Horrible

I keep uploading docs they say they have them and then they do not.

— Danecake

★★★★★ United States · v12.0 · 24 Dec 2019

Click-Snap-Done

Log on with Face ID, click applicable box, snap a photo of the receipt and upload. Done. Super easy and intuitive...five stars!

— missorangebliss

★☆☆☆☆ United States · v24.05.00 · 13 Aug 2024

Terrible

Good luck trying to figure out dates and submissions. Its stinks.

— Drdrool

★★★★★ United States · v11.5 · 4 Sept 2019

Incredibly easy to use!!

This is by far the most comprehensive solution to having an FSA account that and keeping track of your expenses . Before this app I spent hours on the phone with customer service now I just go to this app and everything is at my finger tips! What an improvement!

— camscannerfan

★☆☆☆☆ United States · v24.05.00 · 11 Jul 2024

Could be better

Doesn’t allow scanning of items to check eligibility when I was able too it has a limit and blocked it off the account, how do I know what I can and cannot purchase with the card if I cannot check? When I call to ask customer service they are unaware of what items are eligible to be purchased and say to just chance it, no one wants to bring multiple items to checkout to be denied , which has happened. No one needs infinite amounts of Tylenol which is the only thing ever accepted, they should allow other needed health products besides cold flu medicines to be purchased. Open and close accounts without your knowledge or even letting you know beforehand so thousands of dollars earned will go to waste, used to allow to put gas in car no longer allow it only trains and buses , not everyone uses just public transportation . Should be able to use in more stores, have been denied in multiple pharmacies , only CVS has accepted it so far.

— GMB1!

★★★★★ United States · v7.0 · 16 Feb 2019

Easy and convinient

Great App. Very easy to navigate.

— DrKblox

★☆☆☆☆ United States · v24.05.00 · 2 Jun 2024

Terrible program

My payment is blocked for no reason when I pay what you say I owe but don’t the application says I still owe it. Next year I will refuse is service and encourage everyone who I know to refuse it too

— Dsusysmgr

★★★★★ United States · v7.0 · 13 Feb 2019

Satisfied

App is so easy!! Thank you!

— Jayfromjerzy_official

★☆☆☆☆ United States · v22.05.00 · 23 Jun 2022

Frustrating

Its nice to have benefits like these right? Well it would be if it worked. The app and website are incredibly glitched and buggy. When I try and contact support to fix things they are of no help. Fix your glitchy system and properly train your employees.

— Jasparilla

★★★★★ United States · v7.0 · 8 Nov 2018

Awesome!

👍 Great app with user friendly interface. Thank you Josie! ...and you too Ross!

— VB-Johnny I

★☆☆☆☆ United States · v21.0.0 · 2 Jan 2022

Doesn’t work

New to OCA and annoyed and disappointed out of the gate using their app. Glitchy and doesn’t work. I use many apps for various purposes to make my life easier. This one just wasted 30 minutes of my life.

— Christine6674

★☆☆☆☆ United States · v18.0.0 · 6 Nov 2021

Was ok until it stopped working

It was an ok app. The app was somewhat cumbersome to navigate, when it worked. Now you can’t even log into. There is an error for a week now. Contacted OCA and they said there is an issue and working on it. No idea when it will be fixed. Seems like there’s no urgency.

— BwtrMom

★☆☆☆☆ United States · v12.0 · 25 Nov 2019

Great app but less than great company

The app works well and is easy to use. Unfortunately the company behind the app is very slow to pay. In this case the tech interface surpasses the human one.

— nanjso

OCA Mobile FAQ

Is OCA Mobile free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does OCA Mobile have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to OCA Mobile?
REALtirement by Nationwide (4.5 from 6,158 reviews), Columbia Bank Mobile Banking (4.8 from 5,081 reviews) and Affinity Card Center (4.8 from 1,653 reviews).

OCA Mobile download

Last updated 28 days ago.

OCA Mobile sells in 175 countries. It was released 8 years ago, on 29 Sept 2018. It holds a 4.6 rating from 1,488 reviews.

Supports 3 languages: English, French, Spanish.

How much does OCA Mobile make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full OCA Mobile analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend