Is Optum Financial free?

Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.

Does Optum Financial have a free trial?

No. None of its offers (US) come with a free trial.

Voya (4.7 from 189,279 reviews), Vanguard: Save, Invest, Retire (4.6 from 177,370 reviews) and Inspira Mobile™ (4.3 from 36,869 reviews).

Finance

Name: Optum Financial
Rating: 4.7 (28946 reviews)
Author: Optum Inc.

Connecting health and finance

Optum Inc.

Prices are current as of 21 Aug 2026.

Optum Financial has no in-app products on record in the United States.

	Optum Financial	Voya	Vanguard: Save, Invest, Retire	Inspira Mobile™	NetBenefits	READYSAVE 529	Fidelity Health®	T. Rowe Price Personal®	Benefits by WEX	Transamerica Retirement App	Lincoln Financial Mobile
Rating / 5	4.7	4.7	4.6	4.3	4.5	4.7	4.9	4.6	4.2	4.2	2.9
Reviews	29K	189K	177K	37K	30K	29K	25K	23K	13K	9.8K	317
Released	2017	2012	2009	2011	2013	2020	2021	2012	2010	2012	2014

4.7 out of 5, based on 28,946 reviews.

Is Optum Financial free?: Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does Optum Financial have a free trial?: No. None of its offers (US) come with a free trial.
What are the best alternatives to Optum Financial?: Voya (4.7 from 189,279 reviews), Vanguard: Save, Invest, Retire (4.6 from 177,370 reviews) and Inspira Mobile™ (4.3 from 36,869 reviews).

Last updated 3 months ago.

Optum Financial sells in 175 countries. It was released 8 years and 9 months ago, on 15 Dec 2017. It holds a 4.7 rating from 28,946 reviews.

Supports 1 language: English.

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000

Downloads < 5,000