Loan Tracker: You Owe Me
IOUs, Bills & Repayment Plans
How much does Loan Tracker: You Owe Me cost?
Prices are current as of 7 Oct 2026.
3 subscriptions from $3.99
In the United States, Loan Tracker: You Owe Me has 3 subscriptions priced $3.99 – 24.99.
| Subscription | Period | Price |
|---|---|---|
| Monthly Friends & Family | Monthly | $3.99 |
| Monthly Full Version | Monthly | $3.99 |
| Yearly unlimited | Annual | $19.99 – 24.99 |
4 one-time purchases from $2.99
In the United States, Loan Tracker: You Owe Me has 4 one-time purchases priced $2.99 – 79.99.
| Product | Price |
|---|---|
| Cloud Accounts Light | $2.99 |
| Unlimited Plan | $14.99 |
| Unlimited Forever (Sale) | $59.99 |
| Unlimited Forever | $79.99 |
See what Loan Tracker: You Owe Me costs in all 175 countries →
10+ alternatives to Loan Tracker: You Owe Me
| Loan Tracker: You Owe Me |   Debt Payoff Box: Snowball Plan |   Who Owes Me - Payment Tracker |   Debty - Private Debt Tracker |   Debt Tracker - Debts |   Debt Tracker: Personal Debts |   Loan Book & Debt Manager |   Cash Lender - IOU & Loans |   PayMeLater Friend Debt Tracker |   Evenly - Lend and never forget |   Keepfully – Loan Tracker | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.5 | 4.5 | 4.6 | 4.8 | 4.6 | 4.8 | 4.6 | 4.2 | 4.6 | 4.8 | 4.2 |
| Reviews | 536 | 3.1K | 2.9K | 1.3K | 911 | 689 | 365 | 299 | 154 | 147 | 144 |
| Released | 2016 | 2017 | 2017 | 2021 | 2020 | 2022 | 2017 | 2017 | 2016 | 2015 | 2017 |
| Monthly price | $3.99 | — | $2.99 | $2.99 | — | $2.99 | $12.99 | — | — | — | — |
| Annual price | $19.99 | — | $17.99 | $24.99 | — | $12.99 | $149.99 | — | $11.99 | — | — |
| One-time price | $14.99 | $9.99 | $39.99 | — | — | $24.99 | — | — | $35.99 | — | — |
The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest. Plans fewer than four in ten of the priced apps sell are left out.
Loan Tracker: You Owe Me reviews
4.5 out of 5, based on 536 reviews.
What people like
- It really takes the stress out of lending.
- Setup is quick and easy for anyone.
- Reminders help you get paid back faster.
What they complain about
- Updates often delete or lose your data.
- Support is slow to fix serious bugs.
- App crashes and won't save your edits.
GREATEST LOAN APP !!
Five star review for The You Owe Me app. This app has been a tremendous help keeping track of the money that’s borrowed. I used to have a loan business and when I retired I needed something to keep track of my money and this has been the greatest loan application ever. The You Owe Me app has exceeded all of my expectations and the support is super fantastic. If you need to keep track of your money, this is the greatest app out there!
Worked great till upgrade
I was very happy with this app until I upgraded. At first I couldn’t get the app to open, so I deleted it and reinstalled it, and now one of my loans is gone. I tried to send an email directly from the software but the app won’t let me. I’ll be happy to change my rating if you can help me figure out how to recover the missing data.
Works well
Nice and simple. The UI isn’t great, but does what I need.
Recurring entries
I just made an in-app purchase for recurring entries, but nothing changed. How do I make this work?
Slight problem
I like the app its simple and lets me track loans, the issue I have is that on tbe owed section the total is wrong, in my case it says 799usd owed but when I see below it the split by the people that owe me one person owes 800 and the other 350, both pending so the total owed is 1150 not 799, so i dont get the total mismatch. For me being able to glance at total reliably is a must and since I can't trust it now y rate it at 3 stars. Update. The total owed is in one currency and I have multiple currencies in use, that is what generates the visual discrepancy. I give it 5 stars since it works great. Once you get used to the single currency total it gives you all you need.
Glitchy mess
I bought the app and I’ve never regretted $2 more in my entire life. The date selection is way off screen Edits don’t save The save button itself doesn’t work After inputting an amount, it goes to zero Three entries have simultaneously swapped categories Just avoid.
iPad Support
I asked the Dev for iCloud backup/sync and he delivered. But sync doesn’t matter without iPad support. So this is a great start. But it will be 5 stars when I can work from my iPad.
Description option
Could you please add field for description or reason Sometimes we want to write some note to know for which reason we took money Add ability to backup Redesign UI
Great App, Keeps Getting Better!
The app does what it sets out to do. Keeps organized records of IOU’s. Improvements and adjustments have been made that help the user.
Bad App. Problem with iCloud sync
I paid the iCloud sync and tríes to make my backup and when I transfer the data to the New phone all the data was erased, I've bren trying to contact the app developer but no answers
Easy to use
Great app. What is missing is the ability to see all the names on a screen so you know how much is owed in total.
A Mothers Love
You Owe Me has been a life saver. My kids can no longer forget what I loan them or what they have paid back. Being able to add interest is a super plus. The reminders and letters gets to the point. I love this app
Update broke it
Update broke it. Can’t add anyone new. Currency doesn’t show up.
It's too gray
Make more colorful
Updated still same issue
I don’t think this app is not useful anymore. Updated still unable to see the details of my past entries. It just hangs and cannot click or edit anything. Trying to see a different app to move there. This is loss of all the historical data and is very frustrating. Can’t the developers do basic testing when the app is released? Update: The latest version fixed it- got all my data back. Suggest to test the future fixes better before releases.
Upset
Very upset by this app, app would authenticate and now had to reinstall it and my data is gone. Very stupid app waste of money
Great App
This app is so useful for me to keep my data safe and right by my side. I hated having to go get my notebook every time a transaction was made. It’s so nice having all the details of each transaction too. This app makes life a little easier for me. Thank you for coming up with something so useful.
In-app purchase
I paid $1.99 for the in-app purchase that states borrow money/payday advance. And nothing changed except the balance in my bank account. It says the “full version” but nothing shows. Need explanations...
I love this app! Easy to use and very efficient
This app has made my life so much easier. Between keeping track of the accounts and bills I manage for my elderly parents, (which I pay and they pay me back), and same for my boyfriend and me, (which I pay and he pays me back), I have a lot of loans and repayments happening. This app makes it so I can make sure everything is easily accounted for. It also has a feature for recurring charges/payments, which has been a big help as well. I wish they had a way to schedule recurring things on a longer time interval than just one month (such as every 3 months or annually), but other than that, it’s a very easy to use, not overly complicated, efficient app if you are busy and need to track these kinds of things. I highly recommend it!
Can’t keep track
It won’t allow to add and subtract thought the time as a running list
Simple, Stress-Free Way to Track Family Loans
I use You Owe Me to keep track of loans I give to my kids, and it’s been great. The app is very easy to use, even for someone like me who isn’t very tech-savvy. I had a few questions when I first started, and the developer was incredibly responsive and helpful. It’s taken all the stress out of tracking money between family. I would definitely recommend this app.
Super Handy App!
This app is a lifesaver! I finally have an easy way to track money I’ve loaned or am owed. The setup is quick, the design is clean, and the reminders keep me on top of everything without stress. No more awkward “you still owe me” talks—just open the app and it’s all right there. Simple, reliable, and incredibly useful. Highly recommend!
recommend app
App has improved over the past 2 years - keep up the good work.
Loan Tracker: You Owe Me price by country
A monthly subscription costs $3.62 in Canada and $6.40 in Colombia — 1.8× more for the same thing. Below is the going rate for each plan in every country that sells it — the middle price of what the app charges there, in the country's own currency with the dollar equivalent beneath it.
| Country | Monthly | Annual | One-time |
|---|---|---|---|
| Afghanistan | $3.99 | $19.99 | $12.99 |
| Albania | $4.99 | $22.99 | $14.99 |
| Algeria | $3.99 | $19.99 | $12.99 |
| Angola | $3.99 | $19.99 | $12.99 |
| Anguilla | $3.99 | $19.99 | $12.99 |
| Antigua And Barbuda | $3.99 | $19.99 | $12.99 |
| Argentina | $3.99 | $19.99 | $12.99 |
| Armenia | $4.99 | $22.99 | $14.99 |
| Australia | A$5.99$4.31 | A$29.99$21.58 | A$7.99$5.75 |
| Austria | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Azerbaijan | $4.99 | $22.99 | $14.99 |
| Bahamas | $3.99 | $19.99 | $14.99 |
| Bahrain | $3.99 | $19.99 | $14.99 |
| Barbados | $4.99 | $22.99 | $14.99 |
| Belarus | $4.99 | $22.99 | $14.99 |
| Belgium | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Belize | $3.99 | $19.99 | $12.99 |
| Benin | $4.99 | $22.99 | $14.99 |
| Bermuda | $3.99 | $19.99 | $12.99 |
| Bhutan | $3.99 | $19.99 | $12.99 |
| Bolivia | $3.99 | $19.99 | $12.99 |
| Bosnia & Herzegovina | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Botswana | $3.99 | $19.99 | $12.99 |
| Brazil | R$24.90$4.87 | R$129.90$25.42 | R$79.90$15.64 |
| British Virgin Islands | $3.99 | $19.99 | $12.99 |
| Brunei Darussalam | $3.99 | $19.99 | $12.99 |
| Bulgaria | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Burkina Faso | $3.99 | $19.99 | $12.99 |
| Cambodia | $3.99 | $19.99 | $14.99 |
| Cameroon | $4.99 | $22.99 | $14.99 |
| Canada | CA$4.99$3.62 | CA$24.99$18.11 | CA$6.99$5.07 |
| Cape Verde | $3.99 | $19.99 | $12.99 |
| Cayman Islands | $3.99 | $19.99 | $12.99 |
| Chad | $3.99 | $19.99 | $12.99 |
| Chile | CLP 4,990$5.38 | CLP 22,990$24.78 | CLP 14,990$16.16 |
| China | CN¥28.00$4.16 | CN¥148.00$21.99 | CN¥88.00$13.08 |
| Colombia | COP 19,900$6.40 | COP 99,900$32.15 | COP 59,900$19.28 |
| Congo | $3.99 | $19.99 | $12.99 |
| Congo, Democratic Republic | $3.99 | $19.99 | $12.99 |
| Costa Rica | $3.99 | $19.99 | $12.99 |
| Cote Divoire | $4.99 | $22.99 | $14.99 |
| Croatia | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Cyprus | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Czech Republic | CZK 99.00$4.74 | CZK 499.00$23.91 | CZK 349.00$16.72 |
| Denmark | DKK 39.00$6.07 | DKK 179.00$27.84 | DKK 99.00$15.40 |
| Dominica | $3.99 | $19.99 | $12.99 |
| Dominican Republic | $3.99 | $19.99 | $12.99 |
| Ecuador | $3.99 | $19.99 | $12.99 |
| Egypt | EGP 199.99$3.90 | EGP 999.99$19.48 | EGP 699.99$13.63 |
| El Salvador | $3.99 | $19.99 | $12.99 |
| Estonia | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Fiji | $3.99 | $19.99 | $12.99 |
| Finland | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| France | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Gabon | $3.99 | $19.99 | $12.99 |
| Gambia | $3.99 | $19.99 | $12.99 |
| Georgia | $4.99 | $22.99 | $14.99 |
| Germany | €3.99$4.63 | €22.99$26.70 | €5.99$6.96 |
| Ghana | $4.99 | $22.99 | $14.99 |
| Greece | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Grenada | $3.99 | $19.99 | $12.99 |
| Guatemala | $3.99 | $19.99 | $12.99 |
| Guinea-bissau | $3.99 | $19.99 | $12.99 |
| Guyana | $3.99 | $19.99 | $12.99 |
| Honduras | $3.99 | $19.99 | $12.99 |
| Hong Kong | HK$32.00$4.08 | HK$148.00$18.88 | HK$98.00$12.50 |
| Hungary | HUF 1,790$5.70 | HUF 8,990$28.63 | HUF 5,990$19.08 |
| Iceland | $4.99 | $22.99 | $14.99 |
| India | ₹399.00$4.18 | ₹1,199.00$12.55 | ₹1,499.00$15.69 |
| Indonesia | IDR 69,000$3.93 | IDR 349,000$19.87 | IDR 229,000$13.04 |
| Iraq | $3.99 | $19.99 | $12.99 |
| Ireland | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Israel | ₪14.90$4.90 | ₪69.90$22.99 | ₪49.90$16.41 |
| Italy | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Jamaica | $3.99 | $19.99 | $12.99 |
| Japan | ¥600$3.89 | ¥3,000$19.45 | ¥2,000$12.97 |
| Jordan | $3.99 | $19.99 | $12.99 |
| Kazakhstan | KZT 2,490.00$5.54 | KZT 11,990.00$26.66 | KZT 7,990.00$17.77 |
| Kenya | $4.99 | $22.99 | $14.99 |
| Kosovo | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Kuwait | $3.99 | $19.99 | $12.99 |
| Kyrgyzstan | $3.99 | $19.99 | $14.99 |
| Lao Peoples Democratic Republic | $3.99 | $19.99 | $14.99 |
| Latvia | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Lebanon | $3.99 | $19.99 | $12.99 |
| Liberia | $3.99 | $19.99 | $12.99 |
| Libya | $3.99 | $19.99 | $12.99 |
| Lithuania | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Luxembourg | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Macao | $3.99 | $19.99 | $12.99 |
| Macedonia | $3.99 | $19.99 | $12.99 |
| Madagascar | $3.99 | $19.99 | $12.99 |
| Malawi | $3.99 | $19.99 | $12.99 |
| Malaysia | MYR 19.90$4.89 | MYR 99.90$24.55 | MYR 59.90$14.72 |
| Maldives | $3.99 | $19.99 | $12.99 |
| Mali | $3.99 | $19.99 | $12.99 |
| Malta | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Mauritania | $3.99 | $19.99 | $12.99 |
| Mauritius | $4.99 | $22.99 | $14.99 |
| Mexico | MX$89.00$5.24 | MX$399.00$23.51 | MX$299.00$17.62 |
| Micronesia | $3.99 | $19.99 | $12.99 |
| Moldova | $4.99 | $22.99 | $14.99 |
| Mongolia | $3.99 | $19.99 | $12.99 |
| Montenegro | €3.99$4.63 | €19.99$23.22 | €11.99$13.93 |
| Montserrat | $3.99 | $19.99 | $12.99 |
| Morocco | $3.99 | $19.99 | $12.99 |
| Mozambique | $3.99 | $19.99 | $12.99 |
| Myanmar | $3.99 | $19.99 | $12.99 |
| Namibia | $3.99 | $19.99 | $12.99 |
| Nauru | $3.99 | $19.99 | $12.99 |
| Nepal | $4.99 | $22.99 | $14.99 |
| Netherlands | €3.99$4.63 | €22.99$26.70 | €5.99$6.96 |
| New Zealand | NZ$6.99$3.93 | NZ$39.99$22.47 | NZ$22.99$12.92 |
| Nicaragua | $3.99 | $19.99 | $12.99 |
| Niger | $3.99 | $19.99 | $12.99 |
| Nigeria | NGN 6,900.00$5.20 | NGN 29,900.00$22.55 | NGN 19,900.00$15.01 |
| Norway | NOK 49.00$5.29 | NOK 249.00$26.86 | NOK 179.00$19.31 |
| Oman | $3.99 | $19.99 | $12.99 |
| Pakistan | PKR 1,100$3.96 | PKR 4,900$17.65 | PKR 3,500$12.61 |
| Palau | $3.99 | $19.99 | $12.99 |
| Panama | $3.99 | $19.99 | $12.99 |
| Papua New Guinea | $3.99 | $19.99 | $12.99 |
| Paraguay | $3.99 | $19.99 | $12.99 |
| Peru | PEN 17.90$5.33 | PEN 89.90$26.76 | PEN 59.90$17.83 |
| Philippines | ₱249.00$3.97 | ₱1,290.00$20.59 | ₱799.00$12.75 |
| Poland | PLN 19.99$5.37 | PLN 99.99$26.88 | PLN 59.99$16.13 |
| Portugal | €3.99$4.49 | €22.99$25.86 | €14.99$16.86 |
| Qatar | QAR 14.99$4.12 | QAR 69.99$19.23 | QAR 49.99$13.73 |
| Romania | RON 19.99$4.42 | RON 99.99$22.12 | RON 69.99$15.48 |
| Russia | RUB 349.00$4.14 | RUB 1,790.00$21.22 | RUB 999.00$11.84 |
| Rwanda | $3.99 | $19.99 | $12.99 |
| Sao Tome & Principe | $3.99 | $19.99 | $12.99 |
| Saudi Arabia | SAR 17.99$4.80 | SAR 89.99$24.00 | SAR 19.99$5.33 |
| Senegal | $4.99 | $22.99 | $14.99 |
| Serbia | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Seychelles | $3.99 | $19.99 | $12.99 |
| Sierra Leone | $3.99 | $19.99 | $12.99 |
| Singapore | SGD 5.98$4.71 | SGD 29.98$23.61 | SGD 19.98$15.73 |
| Slovakia | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Slovenia | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Solomon Islands | $3.99 | $19.99 | $12.99 |
| South Africa | ZAR 79.99$4.94 | ZAR 399.99$24.71 | ZAR 249.99$15.44 |
| South Korea | ₩6,600$4.91 | ₩33,000$24.53 | ₩22,000$16.36 |
| Spain | €3.99$4.63 | €22.99$26.70 | €14.99$17.41 |
| Sri Lanka | $3.99 | $19.99 | $12.99 |
| St. Kitts and Nevis | $3.99 | $19.99 | $12.99 |
| St. Lucia | $3.99 | $19.99 | $12.99 |
| St. Vincent & The Grenadines | $3.99 | $19.99 | $12.99 |
| Suriname | $3.99 | $19.99 | $14.99 |
| Swaziland | $3.99 | $19.99 | $12.99 |
| Sweden | SEK 49.00$5.07 | SEK 249.00$25.75 | SEK 179.00$18.51 |
| Switzerland | CHF 3.00$3.69 | CHF 18.00$22.17 | CHF 10.00$12.32 |
| Taiwan | NT$120.00$3.80 | NT$690.00$21.84 | NT$390.00$12.34 |
| Tajikistan | $3.99 | $19.99 | $14.99 |
| Tanzania | TZS 11,900.00$4.50 | TZS 59,900.00$22.66 | TZS 39,900.00$15.09 |
| Thailand | THB 149.00$4.52 | THB 699.00$21.18 | THB 499.00$15.12 |
| Tonga | $3.99 | $19.99 | $12.99 |
| Trinidad and Tobago | $3.99 | $19.99 | $12.99 |
| Tunisia | $3.99 | $19.99 | $12.99 |
| Turkey | TRY 199.99$4.12 | TRY 999.99$20.59 | TRY 699.99$14.41 |
| Turkmenistan | $3.99 | $19.99 | $12.99 |
| Turks and Caicos | $3.99 | $19.99 | $12.99 |
| Uganda | $4.99 | $22.99 | $14.99 |
| Ukraine | $4.99 | $22.99 | $14.99 |
| United Arab Emirates | AED 14.99$4.08 | AED 79.99$21.80 | AED 49.99$13.62 |
| United Kingdom | £3.99$5.39 | £19.99$27.01 | £4.99$6.74 |
| United States | $3.99 | $19.99 | $14.99 |
| Uruguay | $3.99 | $19.99 | $12.99 |
| Uzbekistan | $3.99 | $19.99 | $14.99 |
| Vanuatu | $3.99 | $19.99 | $12.99 |
| Venezuela | $3.99 | $19.99 | $12.99 |
| Vietnam | ₫119,000$4.60 | ₫599,000$23.15 | ₫399,000$15.42 |
| Yemen | $3.99 | $19.99 | $12.99 |
| Zambia | $4.99 | $22.99 | $14.99 |
| Zimbabwe | $4.99 | $22.99 | $14.99 |
Loan Tracker: You Owe Me FAQ
- Is Loan Tracker: You Owe Me free?
- Yes. The app and its basic features are free, in all 175 countries it sells in. Premium features are paid: they start from $3.99 (US), across 3 subscriptions and 4 one-time purchases.
- How much does Loan Tracker: You Owe Me cost per month?
- Monthly Friends & Family is $3.99 (US). The annual plan works out cheaper per month: $19.99 – 24.99 a year.
- Does Loan Tracker: You Owe Me have a free trial?
- No. None of its offers (US) come with a free trial.
- Where is Loan Tracker: You Owe Me cheapest?
- A monthly subscription costs CA$4.99 (≈$3.62) in Canada and COP 19,900 (≈$6.40) in Colombia, its cheapest and dearest countries.
- What are the best alternatives to Loan Tracker: You Owe Me?
- Debt Payoff Box: Snowball Plan (4.5 from 3,113 reviews, premium from $9.99), Who Owes Me - Payment Tracker (4.6 from 2,924 reviews, premium from $2.99) and Debty - Private Debt Tracker (4.8 from 1,332 reviews, premium from $2.99).
Loan Tracker: You Owe Me download
Last updated 2 days ago.
Loan Tracker: You Owe Me sells in 175 countries. It was released 10 years ago, on 10 Sept 2016. It holds a 4.5 rating from 536 reviews.
Supports 10 languages: English, Arabic, French, German, Italian, Japanese, Korean, Polish, Portuguese, Spanish.
How much does Loan Tracker: You Owe Me make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.
Revenue by plan
- Monthly 78%
- Annual 14%
- One-time 8%
Revenue by country
- United States 78%
- Australia 5%
- Canada 3%
- Germany 2%