PayMeLater Friend Debt Tracker
Track debts and split bills
How much does PayMeLater Friend Debt Tracker cost?
Prices are current as of 6 Oct 2026.
2 subscriptions from $11.99
In the United States, PayMeLater Friend Debt Tracker has 2 subscriptions priced $11.99 – 23.99.
| Subscription | Period | Price |
|---|---|---|
| Early Adopter Special | Annual | $11.99 |
| Annual | Annual | $23.99 |
1 one-time purchase from $35.99
In the United States, PayMeLater Friend Debt Tracker has 1 one-time purchase priced $35.99 – 69.99.
| Product | Price |
|---|---|
| Pro Lifetime | $35.99 – 69.99 |
See what PayMeLater Friend Debt Tracker costs in all 175 countries →
10+ alternatives to PayMeLater Friend Debt Tracker
| PayMeLater Friend Debt Tracker |   Who Owes Me - Payment Tracker |   Loan Tracker: You Owe Me |   Lending - Track money & items |   Evenly - Lend and never forget |   Keepfully – Loan Tracker |   owed |   Who Owes Me - LentPal |   Owe - Monthly expense tracker |   IOU-Money |   Debt Tracker App by UnDebt | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.6 | 4.6 | 4.5 | 4.6 | 4.8 | 4.2 | 4.4 | 3.9 | 2.7 | 4.1 | 5.0 |
| Reviews | 154 | 2.9K | 536 | 180 | 147 | 144 | 117 | 21 | 21 | 19 | 13 |
| Released | 2016 | 2017 | 2016 | 2021 | 2015 | 2017 | 2014 | 2023 | 2013 | 2021 | 2025 |
| Monthly price | — | $2.99 | $3.99 | — | — | — | — | — | — | — | — |
| Annual price | $11.99 | $17.99 | $19.99 | — | — | — | — | — | — | — | — |
| One-time price | $35.99 | $39.99 | $14.99 | — | — | — | — | — | — | — | — |
The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest.
PayMeLater Friend Debt Tracker reviews
4.6 out of 5, based on 154 reviews.
What people like
- Simple to use with no sign up needed.
- Tracks currency changes in real time automatically.
- Syncs data across devices via cloud backup.
What they complain about
- Crashes when adding debts you are owed.
- You cannot delete people or transactions easily.
- Requires phone number instead of email login.
Great app
Easy and very convenient
App
Easy to use but I suggest to have it a 1 time payment pro subscription instead of annual since it is not known app yet. Like what money manger did, all the subscribe user before they went viral had 1 time subscription only then all the new users after that required for the annual membership.
Nice but critical feature missing for me
I was planning to transfer transactions from another application but I can’t set a date for loans/repayments, so all the transactions would have occurred within a few minutes of each other. That’s not useful to me so I’ve deleted the app. It’s clean and slick though. I’m also not keen on using my telephone number. Would prefer to use my email address, or even better, sync via iCloud?
Great
Nice app well done for uploading but design look and feel it’s like someone without taste to design was doing it
Organized thoughts with ease 🪧
Been using the free version.
Was Brilliant
This app was brilliant, but now it has a pro subscription to properly be able to use the app, it’s basically rendered pointless. I would be more than happy to pay a one off fee but a recurring fee for this is really ridiculous. Such a shame.
Really good debt tracker
Listen to me dear friends are you trying to find a app which does what it says for example tracking what other people owe you or you owe them? Than you’re here on the right address! Without micro transactions and yet nice designed and even usable in anonymous mode enabling you to not share any personal data! Go for it try it and delete it if it’s not for you, but I’ll bet you keep it atleast for a little. 4 stars cause I want to leave room for improvement!
No transaction delete?
Put in a test transaction to determine if I like the app. Now I cannot delete it.
Exactly what I was looking for!
A free app to keep track of what I owe friends/family, or they owe me! Doesn’t require sign up, logging in with email or other personal data. It’s not outdated, like so many apps are. Just a straightforward way to keep track of splitting expenses, loaning, borrowing etc!! So far great!
Basically have to pay to use it now
Can only do 3 entries a day until you have to pay the monthly subscription. Should have known this was coming
So simple
Just wanted an app to simply keep track of money in and out. This app does that
Great app for keeping up with debts owed to me
Simple and easy to use. Also has a good amount of info for each transaction
Used to be good
This is a great, simple way of tracking who owes you what. However - You can’t edit backwards, which is frustrating & I did mention in a review some years ago. Since the update you can’t hide anyone you have inputted. You should be able to delete a person but they are stuck there on your screen. Very frustrating & spoils what was a streamline app to now being a mess! I hope developers tweak these points. In the meantime I’ll look elsewhere.
Only thing missing
Great app. So easy to use. Only thing missing is being able to delete a persons name that’s no longer needed
Straight to the point w/no extra nonsense
Who owes who. Pick name from phone book. Adds or subtracts automatically
Never worked for me
Concept is good. My uncle uses it on my debts, I can see every transaction. Flip it on my side, It crashes on me every time I try to add a debt I’m owed by someone else. I have friends and family who I regularly spot, I want that to be properly recorded, except it doesn’t work for me. It crashes each time I try adding a transaction. Have been trying for yrs.
Easy to use
It is simple to use. Prefer having a paid function and delete function for each transaction.
Great app of its kind
Have been using the app for 3+ years and it's absolutely the best in its class. Love the cloud backup and sync part.
Wants your phone number
Can’t use the app without handing over your phone number. Deleted.
Great!
I like the fact that it's so easy to sign up, and the fact that it's simple to use. No unnecessary crap. Simple, straight to the point! Who owes who, for what, and how much. I would have given it a five star rating, but that would mean it's perfect. I think the ability to set a passcode,password,pattern,print, etc. would achieve just that. Unless security features aren't preferred by most, but I'd rather not have everyone with access to my phone see who and why I owe money.
Thanks
Every time l open this great app i want to say thanks & many thanks 😍
Nice
It's good but there should have been an acknowledge button when you receive a msg of any new debt you owe to someone. Upon pressing that ack button the other party will receive a msg confirming that indeed the person owes that amount and has confirmed it.
Like this app very much
I able to share money with people without any issues
Perfect!
Just a perfect app. No BS like others.
Very Practical
Great app for keeping track of who or to whom money is owed. Particularly when part payment is made. Huge advantage is the ability to track in different currencies in real time.
PayMeLater Friend Debt Tracker price by country
An annual subscription costs $10.32 in Turkey and $19.15 in Colombia — 1.9× more for the same thing. Below is the going rate for each plan in every country that sells it — the middle price of what the app charges there, in the country's own currency with the dollar equivalent beneath it.
| Country | Annual | One-time |
|---|---|---|
| Afghanistan | $11.99 | $35.99 |
| Albania | $14.99 | $39.99 |
| Algeria | $11.99 | $35.99 |
| Angola | $11.99 | $35.99 |
| Anguilla | $11.99 | $35.99 |
| Antigua And Barbuda | $11.99 | $35.99 |
| Argentina | $11.99 | $35.99 |
| Armenia | $14.99 | $39.99 |
| Australia | A$19.99$14.38 | A$59.99$43.16 |
| Austria | €12.99$15.10 | €39.99$46.50 |
| Azerbaijan | $11.99 | $39.99 |
| Bahamas | $12.99 | $39.99 |
| Bahrain | $12.99 | $39.99 |
| Barbados | $14.99 | $39.99 |
| Belarus | $14.99 | $39.99 |
| Belgium | €12.99$15.10 | €39.99$46.50 |
| Belize | $11.99 | $35.99 |
| Benin | $14.99 | $39.99 |
| Bermuda | $11.99 | $35.99 |
| Bhutan | $11.99 | $35.99 |
| Bolivia | $11.99 | $35.99 |
| Bosnia & Herzegovina | €12.99$15.10 | €39.99$46.50 |
| Botswana | $11.99 | $35.99 |
| Brazil | R$59.90$11.75 | R$229.90$45.08 |
| British Virgin Islands | $11.99 | $35.99 |
| Brunei Darussalam | $11.99 | $35.99 |
| Bulgaria | €12.49$14.52 | €39.99$46.50 |
| Burkina Faso | $11.99 | $35.99 |
| Cambodia | $12.99 | $39.99 |
| Cameroon | $14.99 | $39.99 |
| Canada | CA$14.99$10.86 | CA$49.99$36.22 |
| Cape Verde | $11.99 | $35.99 |
| Cayman Islands | $11.99 | $35.99 |
| Chad | $11.99 | $35.99 |
| Chile | CLP 12,990$13.90 | CLP 39,990$42.81 |
| China | CN¥88.00$13.08 | CN¥268.00$39.82 |
| Colombia | COP 59,900$19.15 | COP 179,900$57.52 |
| Congo | $11.99 | $35.99 |
| Congo, Democratic Republic | $11.99 | $35.99 |
| Costa Rica | $11.99 | $35.99 |
| Cote Divoire | $14.99 | $39.99 |
| Croatia | €12.99$15.10 | €39.99$46.50 |
| Cyprus | €12.99$15.10 | €39.99$46.50 |
| Czech Republic | CZK 299.00$14.36 | CZK 999.00$47.98 |
| Denmark | DKK 99.00$15.40 | DKK 299.00$46.50 |
| Dominica | $11.99 | $35.99 |
| Dominican Republic | $11.99 | $35.99 |
| Ecuador | $11.99 | $35.99 |
| Egypt | EGP 599.99$11.76 | EGP 1,999.99$39.20 |
| El Salvador | $11.99 | $35.99 |
| Estonia | €12.99$15.10 | €39.99$46.50 |
| Fiji | $11.99 | $35.99 |
| Finland | €12.99$15.10 | €39.99$46.50 |
| France | €12.99$15.10 | €39.99$46.50 |
| Gabon | $11.99 | $35.99 |
| Gambia | $11.99 | $35.99 |
| Georgia | $14.99 | $39.99 |
| Germany | €12.99$15.10 | €39.99$46.50 |
| Ghana | $14.99 | $39.99 |
| Greece | €12.99$15.10 | €39.99$46.50 |
| Grenada | $11.99 | $35.99 |
| Guatemala | $11.99 | $35.99 |
| Guinea-bissau | $11.99 | $35.99 |
| Guyana | $11.99 | $35.99 |
| Honduras | $11.99 | $35.99 |
| Hong Kong | HK$88.00$11.22 | HK$288.00$36.73 |
| Hungary | HUF 4,990$15.95 | HUF 14,990$47.93 |
| Iceland | $14.99 | $39.99 |
| India | ₹1,199.00$12.64 | ₹3,999.00$42.17 |
| Indonesia | IDR 199,000$11.29 | IDR 599,000$33.98 |
| Iraq | $11.99 | $35.99 |
| Ireland | €12.99$15.10 | €39.99$46.50 |
| Israel | ₪39.90$13.21 | ₪129.90$43.01 |
| Italy | €12.99$15.10 | €39.99$46.50 |
| Jamaica | $11.99 | $35.99 |
| Japan | ¥1,800$11.70 | ¥6,000$39.01 |
| Jordan | $11.99 | $35.99 |
| Kazakhstan | KZT 5,990.00$13.19 | KZT 19,990.00$44.01 |
| Kenya | $14.99 | $39.99 |
| Kosovo | €12.99$15.10 | €39.99$46.50 |
| Kuwait | $11.99 | $35.99 |
| Kyrgyzstan | $12.99 | $39.99 |
| Lao Peoples Democratic Republic | $12.99 | $39.99 |
| Latvia | €12.99$15.10 | €39.99$46.50 |
| Lebanon | $11.99 | $35.99 |
| Liberia | $11.99 | $35.99 |
| Libya | $11.99 | $35.99 |
| Lithuania | €12.99$15.10 | €39.99$46.50 |
| Luxembourg | €12.99$15.10 | €39.99$46.50 |
| Macao | $11.99 | $35.99 |
| Macedonia | $11.99 | $35.99 |
| Madagascar | $11.99 | $35.99 |
| Malawi | $11.99 | $35.99 |
| Malaysia | MYR 59.90$14.75 | MYR 179.90$44.31 |
| Maldives | $11.99 | $35.99 |
| Mali | $11.99 | $35.99 |
| Malta | €12.99$15.10 | €39.99$46.50 |
| Mauritania | $11.99 | $35.99 |
| Mauritius | $11.99 | $39.99 |
| Mexico | MX$249.00$14.71 | MX$799.00$47.19 |
| Micronesia | $11.99 | $35.99 |
| Moldova | $14.99 | $39.99 |
| Mongolia | $11.99 | $35.99 |
| Montenegro | €9.99$11.62 | €34.99$40.69 |
| Montserrat | $11.99 | $35.99 |
| Morocco | $11.99 | $35.99 |
| Mozambique | $11.99 | $35.99 |
| Myanmar | $11.99 | $35.99 |
| Namibia | $11.99 | $35.99 |
| Nauru | $11.99 | $35.99 |
| Nepal | $14.99 | $39.99 |
| Netherlands | €12.99$15.10 | €39.99$46.50 |
| New Zealand | NZ$19.99$11.69 | NZ$69.99$40.93 |
| Nicaragua | $11.99 | $35.99 |
| Niger | $11.99 | $35.99 |
| Nigeria | NGN 19,900.00$15.05 | NGN 59,900.00$45.31 |
| Norway | NOK 149.00$16.13 | NOK 499.00$54.00 |
| Oman | $11.99 | $35.99 |
| Pakistan | PKR 3,500$12.61 | PKR 9,900$35.67 |
| Palau | $11.99 | $35.99 |
| Panama | $11.99 | $35.99 |
| Papua New Guinea | $11.99 | $35.99 |
| Paraguay | $11.99 | $35.99 |
| Peru | PEN 49.90$14.90 | PEN 149.90$44.75 |
| Philippines | ₱699.00$11.18 | ₱2,290.00$36.62 |
| Poland | PLN 69.99$18.87 | PLN 149.99$40.43 |
| Portugal | €12.99$15.10 | €39.99$46.50 |
| Qatar | QAR 39.99$10.99 | QAR 129.99$35.71 |
| Romania | RON 69.99$15.48 | RON 199.99$44.25 |
| Russia | RUB 999.00$11.56 | RUB 2,990.00$34.60 |
| Rwanda | $11.99 | $35.99 |
| Sao Tome & Principe | $11.99 | $35.99 |
| Saudi Arabia | SAR 49.99$13.33 | SAR 149.99$40.00 |
| Senegal | $14.99 | $39.99 |
| Serbia | €12.99$15.10 | €39.99$46.50 |
| Seychelles | $11.99 | $35.99 |
| Sierra Leone | $11.99 | $35.99 |
| Singapore | SGD 17.98$14.27 | SGD 49.98$39.67 |
| Slovakia | €12.99$15.10 | €39.99$46.50 |
| Slovenia | €12.99$15.10 | €39.99$46.50 |
| Solomon Islands | $11.99 | $35.99 |
| South Africa | ZAR 249.99$15.62 | ZAR 699.99$43.75 |
| South Korea | ₩17,000$12.68 | ₩55,000$41.02 |
| Spain | €12.99$15.10 | €39.99$46.50 |
| Sri Lanka | $11.99 | $35.99 |
| St. Kitts and Nevis | $11.99 | $35.99 |
| St. Lucia | $11.99 | $35.99 |
| St. Vincent & The Grenadines | $11.99 | $35.99 |
| Suriname | $12.99 | $39.99 |
| Swaziland | $11.99 | $35.99 |
| Sweden | SEK 149.00$15.54 | SEK 499.00$52.03 |
| Switzerland | CHF 12.00$14.81 | CHF 30.00$37.04 |
| Taiwan | NT$390.00$12.38 | NT$1,190.00$37.78 |
| Tajikistan | $12.99 | $39.99 |
| Tanzania | TZS 34,900.00$13.19 | TZS 99,900.00$37.76 |
| Thailand | THB 399.00$12.13 | THB 1,290.00$39.21 |
| Tonga | $11.99 | $35.99 |
| Trinidad and Tobago | $11.99 | $35.99 |
| Tunisia | $11.99 | $35.99 |
| Turkey | TRY 499.99$10.32 | TRY 1,999.99$41.26 |
| Turkmenistan | $11.99 | $35.99 |
| Turks and Caicos | $11.99 | $35.99 |
| Uganda | $14.99 | $39.99 |
| Ukraine | $14.99 | $39.99 |
| United Arab Emirates | AED 49.99$13.62 | AED 129.99$35.42 |
| United Kingdom | £11.99$16.25 | £34.99$47.41 |
| United States | $11.99 | $35.99 |
| Uruguay | $11.99 | $35.99 |
| Uzbekistan | $12.99 | $39.99 |
| Vanuatu | $11.99 | $35.99 |
| Venezuela | $11.99 | $35.99 |
| Vietnam | ₫299,000$11.53 | ₫999,000$38.52 |
| Yemen | $11.99 | $35.99 |
| Zambia | $14.99 | $39.99 |
| Zimbabwe | $14.99 | $39.99 |
PayMeLater Friend Debt Tracker FAQ
- Is PayMeLater Friend Debt Tracker free?
- Yes. The app and its basic features are free, in all 175 countries it sells in. Premium features are paid: they start from $11.99 (US), across 2 subscriptions and 1 one-time purchase.
- Does PayMeLater Friend Debt Tracker have a free trial?
- No. None of its offers (US) come with a free trial.
- Where is PayMeLater Friend Debt Tracker cheapest?
- An annual subscription costs TRY 499.99 (≈$10.32) in Turkey and COP 59,900 (≈$19.15) in Colombia, its cheapest and dearest countries.
- What are the best alternatives to PayMeLater Friend Debt Tracker?
- Who Owes Me - Payment Tracker (4.6 from 2,924 reviews, premium from $2.99), Loan Tracker: You Owe Me (4.5 from 536 reviews, premium from $2.99) and Lending - Track money & items (4.6 from 180 reviews).
PayMeLater Friend Debt Tracker download
Last updated 5 days ago.
PayMeLater Friend Debt Tracker sells in 175 countries. It was released 10 years and 5 months ago, on 4 May 2016. It holds a 4.6 rating from 154 reviews.
Supports 18 languages: English, Arabic, Danish, Dutch, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese, Russian, Chinese, Spanish, Turkish.
How much does PayMeLater Friend Debt Tracker make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.
Revenue by plan
- Annual 59%
- One-time 41%
Revenue by country
- United States 56%
- United Kingdom 14%
- Australia 8%
- Canada 5%