Pay with Rewards
Finance

Pay with Rewards

Mastercard International Incorporated

How much does Pay with Rewards cost?

Prices are current as of 11 Sept 2026.

Pay with Rewards has no in-app products on record in the United States.

10+ alternatives to Pay with Rewards

Pay with RewardsBBVA UruguayPago DespuésPagos BBVACIB Mobile Banking AppVerde FUCACLlave Digital
Rating / 53.44.84.84.63.64.73.2
Reviews2.6K12K4.6K2.6K2.1K5814
Released2015201820242016202420222023

Pay with Rewards reviews

3.4 out of 5, based on 2,577 reviews.

What people like

  • Very simple and easy to use
  • Redeeming points is fast and smooth
  • Works perfectly with Rogers Bank cards
  • Good design and user experience

What they complain about

  • Keeps logging you out constantly
  • Requires reinstalling after every update
  • Many transactions show as ineligible
  • Does not track spending accurately
★★★★★ United Kingdom · v7.0.1 · 26 May 2025

Very simple app

Very simple app

— rajeshkumaryadav.com

★☆☆☆☆ United Kingdom · v8.0.5 · 4 Sept 2026

Useless app

Unable to input the phone number to verify, how the user can use the app?

— VWSYHSCH

★★★★☆ United Kingdom · v7.0.1 · 3 Aug 2025

Second card

Not able to register a secondary card for rewards. It should be made possible as with other credit card reward systems.

— RogNic1

★★☆☆☆ Uruguay · v8.0.5 · 29 Jul 2026

Pésimo

La app no funciona!!

— Crissssto

★★★☆☆ United Kingdom · v8.0.2 · 30 Nov 2025

Getting better???

So after almost 12 months of not tracking I have suddenly discovered to have £42 worth of points. Redeemed immediately and it actually worked!!! Hopefully things are only going to get better.

— SAHM05

★★★★★ United States · v4.1.6 · 17 Dec 2021

Cool app

App has improved greatly. I’ve been using it for couple months without issues. Convenient simple and fast

— love corepower

★☆☆☆☆ United Kingdom · v8.0.5 · 3 Jul 2026

Useless.

Unable to even begin using this app. Error message on error message. Avoid.

— funspoiler

★★★★☆ Uruguay · v6.0.0 · 23 Nov 2024

Error Genérico

Problema luego de la actualización de IOS 18.1.1 y no puedo ingresar la tarjeta de Débito.

— Gusuno

★★☆☆☆ United Kingdom · v8.0.1 · 22 Aug 2025

Disappointing &Pathetic

As many other users have discovered, this app is glitchy unresponsive & consistently requires deleting & reinstalling. Unless the developers get a handle on this, it’s not worth the space it occupies my device.

— Pygmy!!

★★★☆☆ Uruguay · v6.0.0 · 28 Feb 2025

Ingresar tarjeta

Cada tanto se cierra la sesión y tengo que ingresar pin y tarjetas nuevamente.

— GohanEnzo

★★★★★ United States · v4.1.6 · 22 Nov 2021

Favorite rewards app

I use this app all the time. So easy to spend my points anywhere I want. Great design too.

— Rewardsloyalist

★☆☆☆☆ United Kingdom · v8.0.5 · 21 Jun 2026

Rubbish

After the update last month, it just keeps trying to redeem points after every transaction. I have checked the settings but it still does this. Please look at resolving this asap.

— Mark Reedman

★★☆☆☆ Uruguay · v6.0.0 · 5 Nov 2024

Hola

No funciona la APP, dice error permanentemente, Gracias

— Tijerita2024

★★★☆☆ United Kingdom · v6.0.0 · 30 Jan 2025

Pasting Not Allowed

It appears the developers are improving the log in. You don’t have to enter your four digits passcode twice but only the on-time-code sent to your phone. However, pasting your 16 digits card number is not allowed. Your card must be in your hand! Come on developers, allow pasting the 16 digits. Thank you.

— Lord of shame

★★★★★ United States · v4.1.6 · 18 Nov 2021

Easy seamless rewards!

Love using this app to redeem my points in just one click

— grouptraveller

★☆☆☆☆ United Kingdom · v8.0.4 · 8 May 2026

Limited usefulness

Able to redeem points when I have any but it isn’t clear from the app which purchases are earning points. It would be useful to be able to see how many points purchases are earning! Promotions rarely change and aren’t for brands I would usually choose. More variety would be welcome. Bit of a clunky app for such a big bank.

— nishajl

★★☆☆☆ Uruguay · v5.9.6 · 20 Sept 2024

Da error

La aplicación no esta funcionando

— Christianporras1987

★★★☆☆ Uruguay · v5.9.4 · 16 Aug 2024

No me funciona

Aparte de lo que ya han escrito de que cada actualización hay que ingresar todo nuevamente NO FUNCIONA LA APP por lo menos en iOS !!!

— Gonzalo MS

★★★★★ Canada · v3.3.3 · 3 Jul 2020

How to redeem your points!

1.Already have AT LEAST 20 $ “cash back reward” in your account! 2. Make a purchase more than 20$.

— Yucgu

★☆☆☆☆ United Kingdom · v8.0.3 · 24 Feb 2026

Logs me out all the time

Why does this log me out all the time? I input my data and few weeks later the app just logs me out and I have to input everything manually again. Been like this for years. Pathetic.

— Ts100bdk

★★☆☆☆ Uruguay · v5.9.6 · 17 Sept 2024

Guardar datos cuando actualiza

Cada vez que instalo una actualización tengo que configurar todo de nuevo, y me puede pasar dos veces en la misma semana. Pasa por arriba lo que ya está instalado en el teléfono y lo borra. No puede ser, eso no es “actualización”, es instalar de nuevo!

— Fecastel

★★★☆☆ Egypt · v5.9.3 · 21 Jul 2024

Needs Update

This application needs some Update to make it run

— Ayman M. Metwally

★★★★★ Canada · v3.2.0 · 14 Mar 2020

Pay with rewards

Does the job. I was confused at first but then I realized it was easier than I thought.

— NicoleBianca

★☆☆☆☆ United Kingdom · v8.0.3 · 10 Feb 2026

Never works

Tried downloading it twice and it couldn’t recognize my card even though it works on the web version. It also doesn’t seem to track spending accurately if at all. After having the card for almost 3 years and using everyday, there’s only 5000 points on there

— Bumblebeecee

★★☆☆☆ Uruguay · v5.9.6 · 15 Sept 2024

No está funcionando

No funciona 🙃

— 12Figo12

★★★☆☆ Egypt · v5.9.3 · 21 Jul 2024

Mo

The app doesn’t work properly

— Mohaned Hussien

★★★★★ Canada · v3.1.8 · 13 Feb 2020

Great App

Not sure why everyone is being so negative. I’ve had no issues. Ate at a restaurant while on holiday and within minutes I could tap redeem and it was paid for. Simple and efficient. Great App.

— JulianCarver

★☆☆☆☆ United Kingdom · v8.0.2 · 4 Jan 2026

Poor functionality

The app keeps logging me out then asks for card number every single time. Now, I can’t even log in because when it’s at the OTP screen it gives error “Something went wrong. Phone number incorrect…”. My phone number is correctly setup in the bank’s app and works for my bank’s OTPs.

— thaxmartha

★★☆☆☆ Uruguay · v5.9.6 · 13 Sept 2024

No funciona

No funciona, espero lo arreglen cuanto antes

— fieritas

★★★☆☆ Egypt · v5.8.0 · 28 Sept 2023

Not working

It is not working until last update

— tamer_saleh

★★★★★ Canada · v3.1.8 · 2 Feb 2020

Works great for Rogers bank

Not sure why there’s so many negative reviews. This works great with Rogers bank

— wwyou

★☆☆☆☆ United Kingdom · v8.0.2 · 18 Dec 2025

‘Oops, something’s wrong, try again’

Really bad - hardly ever works and could be much simpler to follow / use if it worked. Makes me want a different card

— Racbre

★★☆☆☆ Canada · v3.2.1 · 15 Apr 2020

Can’t use rewards

App doesn’t crash for me like what many others are saying, however almost every transaction is ineligible for redeeming cash back. In the beginning there were some but l haven’t seen any in months

— ogbenp

★★★☆☆ Egypt · v4.1.2 · 25 Mar 2021

شكوي

عدم امكانيه اضافه كروت اخري الا من خلال البنك رغم اتاحه ذلك من خلال الابليكشن

— Ayman.khaled

★★★★★ Canada · v3.1.8 · 24 Jan 2020

Works great

Haven’t had any issues with this app since it was redesigned a bit. I use it with a Rogers Bank mastercard and it works perfectly for me every time.

— hfxnick

★☆☆☆☆ United Kingdom · v8.0.2 · 16 Nov 2025

Very unstable, can’t even load landing page

If you ever try to go and check your bonuses most probably the app won’t even load

— y-lena-k

★★☆☆☆ Canada · v3.2.1 · 12 Apr 2020

Not able to change region/country

I am using Chinese as the language of my China but once I open up the app, China is the only option I can choose as the country/region

— jylkk

★★★☆☆ Canada · v3.3.3 · 5 Nov 2020

Up to 90 days?

I can only see my purchase for the last 30 days. 👎🏻

— kratchouf

★★★★★ Canada · v3.1.7 · 21 Jan 2020

Surprised by all the bad reviews

I was a little hesitant to download the app because of the negative reviews but with my MasterCard (Rogers Bank) it was the only way to redeem rewards flexibly. I’ve only had the app for a day but I was easily able to link my card and see which purchases were eligible for redemption. Essentially any purchase over 20.00 that’s not a cash advance is eligible for redemption. I had no issue requesting a redemption for a hotel I just booked. The app isn’t anything amazing but it serves its purpose.

— Y2K1111

★☆☆☆☆ United Kingdom · v8.0.2 · 2 Nov 2025

Poor rewards

Not all purchases generate a reward. Those that do are a very low rate compared to other banks

— perky62 mum

★★☆☆☆ Canada · v3.2.0 · 26 Feb 2020

Not working

It seems that you can no longer redeem points! Most of my recent transactions say not eligible for redemption which is weird because it says you can other times from the same point of sale! Maybe it’s a bug that needs to be fixed! Unless Rogers is discontinued the rewards program!

— Mrcaesar

★★★☆☆ Canada · v3.1.7 · 23 Dec 2019

Glitchy at times.

It worked great for the longest time and then stopped showing my reward balance and said all purchases were ineligible for redemption. Since the latest update everything is working again for now. Will change my review once I see consistency

— Bdhakwldhd

Pay with Rewards FAQ

Is Pay with Rewards free?
Yes. The app is free, in all 91 countries it sells in, and it sells nothing inside it.
Does Pay with Rewards have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Pay with Rewards?
BBVA Uruguay (4.8 from 12,056 reviews), Pago Después (4.8 from 4,605 reviews) and Pagos BBVA (4.6 from 2,554 reviews).

Pay with Rewards download

Last updated 4 months ago.

Pay with Rewards sells in 91 countries. It was released 11 years ago, on 14 Sept 2015. It holds a 3.4 rating from 2,577 reviews.

Supports 9 languages: English, Arabic, French, Polish, Portuguese, Russian, Chinese, Spanish, Ukrainian.

How much does Pay with Rewards make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Pay with Rewards analytics Revenue and downloads month by month, all 91 countries split out, and every product's share and trend