PocketGuard - Budget App
Plan Budget, Track spending
| Revenue % | |||||
|---|---|---|---|---|---|
| Monthly | 3 | $12.67 – $14.54 | 24.8% | +18.0% | |
| Monthly · 7 days trial | 3 | $12.67 – $17.18 | 24.8% | +18.0% | |
| Monthly | 3 | $7.04 – $9.25 | 24.8% | +18.0% | |
| Monthly | 3 | $4.57 – $6.60 | 24.8% | +18.0% | |
| Annual | 3 | $34.99 – $44.96 | 24.8% | +18.0% | |
| Annual · 7 days trial | 3 | $73.23 – $92.58 | 24.8% | +18.0% | |
| Monthly | 2 | $4.57 – $4.99 | 24.8% | +18.0% | |
| Monthly | 2 | $4.57 – $4.99 | 24.8% | +18.0% | |
| Weekly · 7 days trial | 2 | $2.81 – $2.99 | 24.8% | +18.0% | |
| Weekly · 7 days trial | 2 | $1.96 – $2.63 | 24.8% | +18.0% |
Description
PocketGuard is an award-winning Budget App, Spending Tracker & Money Manager trusted by 1.7M+ users. Plan your budget, track expenses, manage bills, and know what’s safe to spend.
RECOGNIZED AMONG THE BEST BUDGET APPS OF 2026
Forbes Advisor — Best for Managing Recurring Expenses
Kiplinger — Best for Debt Management
NerdWallet — Featured among The Best Budget Apps for 2026
Experian & Investopedia — Featured among the Best Budgeting Apps of 2026
“PocketGuard is the best budgeting app for tracking spending. PocketGuard makes it easy for users to analyze their spending habits through custom reports and allows them to create a fully customized budget and a personalized debt payoff schedule.”— Forbes
Always Know What's in Your Pocket
Track all your income and expenses
Safe-to-spend amount after bills, goals, and essentials
How much you can safely contribute, save, invest
Budgeting Features
Custom categories
Budget limits
Overspending prevention
Rollover budgets
Spending Prediction
Spending Pace — Predict Your Spending
Spending Pace analyzes your spending habits to predict whether you’ll stay on budget before the month ends.
Choose your budgeting method
Zero-based budgeting
Envelope budgeting
50/30/20 budget rule
Build your own custom budgeting system.
Smart Transaction Rules — Automatic Expense Categorization
Detect merchant names, keywords, amounts, categories, and accounts
Rename merchants, fix categories, and add hashtags for tracking
Apply rules to every new transaction
Spending Insight & Monthly Budget Review
Visual spending reports
Categories, budgets, bills and merchant breakdowns
Month-to-month budget
Spending trend analysis
Bills organizer and Subscription manager
Connect your bank and PocketGuard automatically identifies bills, subscriptions, and recurring payments.
Never miss a due date
Spot and cancel forgotten subscriptions
Lower bills using a built-in bill negotiation service
Build Your Debt-Payoff Plan
PocketGuard builds a personalized debt payoff plan based on your balances and repayment strategy, helping you reduce interest costs, see your debt-free date, and track every payment along the way.
Bank-Level Security
Your data is protected with 256-bit SSL encryption, biometric login (Touch ID & Face ID), PIN codes, and industry-standard privacy practices.
FAQ
You need a budget to track every dollar?
PocketGuard connects to your bank accounts via secure data connectors (Plaid, Finicity, Salt Edge, Apple Wallet), automatically categorizes transactions, identifies bills and subscriptions, and calculates leftover which you can contribute to any budgeting category or spend guilt-free, setup a goal, save or invest.
Which budgeting methods are supported?
PocketGuard is a category budgeting but the app lets you budget your way. Use zero-based budgeting, envelope budgeting, the 50/30/20 rule, or create your own custom budget — without being locked into one budgeting method.
Who is PocketGuard best for?
Anyone who wants to plan a budget, track spending, stop overspending, pay off debt, manage subscriptions or build savings.
Is it safe to connect my bank?
Yes. PocketGuard uses 256-bit SSL encryption, biometric login, PIN protection, and MFA. Your credentials are never stored — read-only access only.
Which countries and banks are supported?
PocketGuard Budget App connects to financial institutions in the United States, Canada, and the United Kingdom.
Can I use PocketGuard without connecting to a bank?
Yes. You can add transactions manually or manage cash accounts.
PocketGuard Plus Subscription
Start a 7-day free trial and choose a plan: Monthly — $12.99 Annual — $74.99. Prices may vary by region. Subscriptions renew automatically unless canceled at least 24 hours before renewal. Any unused portion of a free trial is forfeited once a subscription is purchased.
Privacy Policy: https://pocketguard.com/privacy/. Terms of Use: https://pocketguard.com/terms/.
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