Take control of your finances with Mint Money: your all-in-one personal finance app for a quick credit score check, discovering instant personal loans, comparing quick cash loan offers, and staying informed with trusted financial news. Whether you are looking for a quick digital loan app to cover a medical emergency or are on the lookout for a credit score tracker for better personal finance management, Mint Money has got you covered!

From free credit score checks to personalised instant loan recommendations and financial insights, Mint Money helps make your financial management smarter & more effective.

Why Choose Mint Money?

Check your credit/CIBIL score in just 2 Minutes!*

Get instant personal loans up to ₹5,00,000 in just 5 Minutes!*

Instant loans at low interest rates starting at 11% p.a.

Flexible loan repayment tenure

100% digital cash loans with no paperwork & no collateral

Loans that are tailored just for you

Personal loan interest & EMI calculator to calculate your total loan costs

Read trusted financial news from Mint, Hindustan Times & Hindustan Hindi

Watch Mint Money Shorts—quick videos that simplify personal finance

Check & Understand Your Credit Score

Check and monitor your credit score anytime with easy-to-read insights. Mint Money helps you understand the factors affecting your credit score & offers personalised guidance to improve your credit health. A stronger credit profile can increase your chances of qualifying for better loans.

Discover Instant Personal Loan Offers

Looking for a quick & hassle-free loan? Mint Money helps you explore personal loan offers from trusted lending partners based on your eligibility and credit profile. Our app also offers you seamless loan comparison by checking multiple offers based on your credit score.

→ Instant cash loans with faster approvals

→ Suitable quick personal loan offers

→ Lenders suited to your profile

Loan Terms & Charges

→ Loan Amount: ₹5,000 – ₹20,00,000

→ Tenure: 6 months – 60 months

→ Annual Percentage Rate (APR): 10.5% – 36% (depending on credit profile) + applicable charges

→ Monthly Interest Rate: 0.9% – 3%

→ Processing Fee: Up to 1.5% – 5% of the loan amount

Representative Example

Loan Amount: ₹1,00,000

Tenure: 36 months

Processing Fee: ₹1,500

Interest: ₹41,238.25

Total Repayment: ₹1,42,738.25

(36 EMIs of ₹3,923 each)

Find The Right Personal Loan For You

Explore personal loan offers tailored to your credit profile with Mint Money.

Compare instant personal loan options from trusted lending partners, check your loan eligibility, and find a digital loan that suits your financial needs.

Stay Informed with Trusted Financial Updates

Go beyond loans and credit score with access to trusted news from Mint, Hindustan Times, and Hindustan Hindi. You can also watch Mint Money Shorts: short, engaging videos covering personal finance, credit score, budgeting, savings, and financial management to help you make informed money decisions every day.

Important Disclosure

Mint Money is a digital platform that facilitates loans through its lending partners. The loan providers available on our platform include: Akara Capital Advisors Private Limited (Stashfin), Si Creva Capital Services Private Limited (Kissht), KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED,SMFG India Credit,Poonawalla Fincorp and EarlySalary Services Private Limited (Fibe).

These entities are registered Non-Banking Financial Companies (NBFCs) or regulated financial institutions. All loans are sanctioned and disbursed solely by these lending partners in accordance with applicable laws and regulations. Mint Money does not directly lend money or make any lending decisions.

Download Mint Money to build smarter financial habits & stay on top of your credit health!

Last collected from the App Store on 9 Oct 2026