MSB Digital Bank is MSB’s next-generation digital banking and mobile banking app, enabling you to open an account online via eKYC in just one minute, choose a personalized account number, enjoy free 24/7 money transfers, open online savings accounts, make QR payments, pay bills, and manage your personal finances—all from your smartphone.

Built on an advanced Super App architecture and powered by international-standard technology, MSB Digital Bank delivers a seamless All-in-One financial ecosystem. Banking transactions, cashless payments, and personal financial management are all available within a single application.

MSB is proud to have received the "Best Digital Transformation Bank in Vietnam" award (*), reaffirming our commitment to delivering a modern, secure, and convenient digital banking experience.

INNOVATIVE FEATURES – A PREMIUM EXPERIENCE

Explore without signing in: Experience a flexible digital financial environment with guest access. Discover the full capabilities of the super app before opening an account.

Personalized experience: Enjoy a smart, user-friendly interface that can be customized to suit your preferences and daily habits.

Powerful performance: Experience fast, reliable, and seamless 24/7 banking transactions powered by international-standard technology.

Advanced security: Multi-layer security protection helps safeguard your account and every transaction you make.

EXCLUSIVE FINANCIAL BENEFITS & OUTSTANDING CONVENIENCE

Free lifetime online account opening: Complete 100% digital eKYC verification in just one minute. No minimum balance requirement, free 24/7 transfers, no account maintenance fees, and free ATM cash withdrawals.

Express your individuality: Choose a personalized account number based on your phone number, date of birth, or favorite number sequence.

Comprehensive financial management: Take control of your cash flow, assets, and personal finances. Track spending visually and manage your budget more effectively.

High-limit 24/7 transfers: Conveniently transfer funds with limits of up to VND 10 billion through a streamlined transaction process.

Attractive online savings rates: Open savings accounts anytime, anywhere without visiting a branch. Earn up to an additional 0.9% interest rate when opening your first online savings account with MSB.

ALL-IN-ONE CONVENIENCE AT YOUR FINGERTIPS

Pay electricity, water, internet, and other utility bills.

Fast, secure, and convenient QR code payments.

Automatic mobile phone top-ups.

Schedule recurring or future-dated money transfers.

EXCITING REWARDS AND SPECIAL OFFERS

Earn cashback of up to VND 1.2 million per year on bill payments and automatic top-ups.

Receive rewards of up to VND 2 million when referring friends who successfully open an account.

Enjoy thousands of exclusive offers from more than 300 MSB partners immediately after opening your account.

DOWNLOAD MSB DIGITAL BANK TODAY

Experience a modern digital banking app with:

Online account opening via eKYC

Personalized account numbers

Free 24/7 money transfers

High-limit fund transfers

Online savings accounts

QR code payments

Bill payments

Expense tracking and budgeting

Comprehensive personal financial management

An All-in-One digital banking ecosystem in a single super app

(*) Award presented by The Global Economics Magazine.

Learn more about MSB’s awards at:

https://www.msb.com.vn/vi/tin-tuc.html#giai-thuong

Contact Information

MSB – Reach New Heights

Hotline: 1900 6083

Website: https://www.msb.com.vn

Zalo: https://zalo.me/msbvietnam

Last collected from the App Store on 8 Sept 2026