Experience a smarter way to manage your finances—your all-in-one platform for instant personal loans, Loyalty Personal Loan offers for the existing & past customers and secure UPI payments. Powered by one of India’s fastest-growing NBFCs, the app combines quick loan approvals with seamless money transfers, all in a single, easy-to-use interface.

Instant Personal Loan Features & Benefits:

Lightning-Fast Processing: 100% paperless instant personal loan app experience.

Flexible Loan Amounts: Get a personal loan and business loan from ₹50,000 to ₹700,000.

Competitive Rates: Interest rates starting from 18% per annum.

Quick Disbursal: Funds credited to your bank account instantly.

Flexible Tenure: Easy loan repayment options ranging from 12 to 36 months.

Maximum APR: Up to 45%

UPI Payments & Fast Money Transfer:

Experience the convenience of UPI. Whether you want to scan & pay at your favourite local store or send money to friends and family, our UPI feature is built for speed and security.

Scan any QR: Pay instantly at any merchant outlet using the UPI QR scanner.

Send & Receive Money: Transfer funds directly to any UPI ID or bank account instantly.

Secure Transactions: Enjoy highly secure payments backed by NPCI-compliant infrastructure.

All-in-One Utility: Manage your Personal Loan EMIs and daily UPI payments from one dashboard.

Why Choose Us for Personal Loans & UPI?

The App offers unmatched convenience. Whether you need an Instant personal loan for emergencies, education, weddings, or a business loan for expansion, or you simply want to make a Quick UPI Payment, We ensure a seamless experience.

Dedicated Customer Support & Loyalty Benefits:

For our Customer’s, we believe great financial products deserve great service. Our Customer Support / Customer Servicing team is committed to resolving your queries quickly, whether it's about loan applications, EMI schedules, or UPI transactions. We also value long-term relationships through our Loyalty Personal Loan offering—exclusive Personal Loan offerings for customers who have previously availed a loan from us. Get access to a simple and Convenient Loan journey, with offers based on your eligibility and relationship with us. Enjoy faster approvals, preferential interest rates, and a simplified application process as a token of our appreciation for your continued trust in Us.

Comprehensive Financial Solutions:

Personal Loan: Instant funds for all your personal needs.

Business Loan: Quick business loan for entrepreneurs, MSMEs, and SMEs.

UPI Pay: Instant Scan & Pay and money transfers via UPI.

Two-Wheeler Loan: Easy vehicle loan solutions.

Education & Wedding Loans: Special funding for your life’s big milestones.

Salaried & Self-Employed Loans: Custom loan solutions for every professional.

Instant Personal Loan Eligibility Criteria:

Indian citizens aged 21-58 years

Minimum monthly income: ₹15,000

Both salaried and self-employed professionals eligible

Simple KYC documentation required

Transparent Pricing Example:

Loan Amount: ₹100,000

Interest Rate: 18% per annum

Tenure: 12 months

EMI: ₹ 9,168

Total Repayment (EMI X 12): 110,016

Interest: ₹10,016

Processing Fee (1.5% + GST): 1,770

Documentation Fee (1% + GST): 1,180

Total Payable: ₹ 112,966

Advanced Security & Support:

The app uses bank-grade encryption for all personal loan data and UPI transactions. Our app maintains the highest standards of fraud prevention to ensure your digital journey is safe and secure.

Customer-Centric Features:

Real-time Loan Status: Track your instant personal loan application and UPI transaction history 24/7.

Instant EMI Calculator: Plan your loan repayment before you apply for a personal loan.

Credit Score Monitoring: Check personal loan eligibility

24/7 Support: Dedicated customer service for all your loan and UPI queries.

Contact & Support:

Email: [email protected]

Helpline: 1800-102-4145

Website: www.herofincorp.com

Last collected from the App Store on 9 Oct 2026