Navi, your all-in-one financial superapp designed for your diverse financial needs, offers a range of services for your daily convenience. Whether it is lightning-fast UPI payments, investments in mutual funds and gold, or dependable health and motor insurance coverage, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being.

1. Navi UPI

Simplify money transfers with Navi UPI (NPCI Approved).

Navi UPI Features

Instantly transfer money to anyone, anytime

Pay bills and recharge online

Conveniently scan and pay at any store

Seamlessly make online payments on various apps

Enjoy hassle-free payments with Navi UPI Lite, no PIN required

2. Navi Car & Bike Insurance

Get fast, paperless car & bike insurance on the Navi app

Get insured in minutes: Renew your policy in just a few clicks

Zero commission: Buy directly from Navi with no extra fees

Cashless repairs: Get hassle-free repairs across India*

Fast claim settlement*: Get 24-hour support (including Sundays) from a claims relationship manager

Flexible coverage: Choose from Comprehensive or Third-Party insurance

Wide variety of add-on options*: Choose from Roadside Assistance, Zero Depreciation, Return to Invoice, Engine Protect, and more

3. Navi Health Insurance

Safeguard yourself and your family's financial future with Navi Health Insurance.

Navi Health Insurance Features

Coverage up to ₹3 crore

Health insurance premiums starting at just ₹522* per month

Experience quality healthcare at over 12,000+ network hospitals*

Cashless claim settlement within 20 minutes*

Benefit from 100% coverage* of hospital bills through a paperless process

4. Investments

Discover diverse investment opportunities with mutual funds and digital gold.

Navi Mutual Fund Features

Diversify with Direct Index Funds for better growth

Flexible SIP options: daily, weekly, or monthly

Zero commission & one of lowest expense ratios for cost-effective investing

Fastest redemption order payout in the industry

Invest till 3 PM and get the same-day NAV for better returns

Investment starts with just ₹100

Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.

Navi Gold Features

24K Digital Gold

99.9% purity

Investment starts with just ₹50

5. Referral Program

Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.

About Navi

Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018.

Car and Bike Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.

Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.

Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.

Navi UPI is NPCI approved.

The App is only available for Indian residents and does not provide its services to non-resident Indians, overseas citizens of India, or foreign nationals.

Last collected from the App Store on 9 Oct 2026