Creditt+ is an instant personal loan app built for salaried individuals who need quick financial support. The app offers a simple digital process that lets users apply in minutes and receive funds directly in their bank account after approval, helping manage short-term expenses without lengthy paperwork.

Personal Loan Offerings at Creditt+ (₹8,000 – ₹35,000) With 40 lakh+ registered users and 9 lakh+ loans already disbursed, our reach reflects how more borrowers are choosing a faster, simpler way to access credit when it's actually needed:

Loan Amount: ₹8,000 to ₹35,000

Repayment Period: Up to 91 days

Repayment Structure: Single repayment within the selected tenure with no foreclosure charges.

Personalized Experience: Pay interest only for the days you borrow.

Transparency: No hidden charges involved.

Key Features & Grievance Handling

Digital Eligibility & Paperless Application: The Creditt+ app is built to make borrowing easy and convenient. Users can check eligibility quickly through a digital process and complete a fully paperless application.

Direct Disbursal: Once a loan is approved, the amount is disbursed directly to the borrower's verified bank account, ensuring funds reach only the confirmed applicant with no intermediaries involved.

Dispute Resolution: Borrowers can raise concerns or disputes anytime through the in-app complaint section. All grievances are tracked and resolved in line with RBI fair practices guidelines for NBFCs.

Types of Personal Loans Available at Creditt+

Instant Personal Loans: Instant loans designed to help users access funds for immediate financial support.

Loans for Travel: Loans that can be used to cover travel expenses such as tickets, accommodation, or other trip-related costs.

Loans for Education: Personal loans that can help manage education-related expenses.

Loans for Women: Loans that can support women who need quick access to funds.

Personal Loan at Low Interest: Creditt+ aims to provide personal instant loans with competitive borrowing costs.

3 Easy Steps to Apply for a Personal Loan at Creditt+

Step 1: Register on the App

Download the Creditt+ app and create your account using your mobile number.

Step 2: Enter Details and Check Eligibility

Choose from the loan amount offered to you. Once approved, the loan amount is transferred directly to your eKYC-verified bank account.

Step 3: Select Loan Amount and Receive Funds

Choose from the loan amount offered to you. Once approved, the loan amount is transferred to your bank account.

Calculating Your Personal Loan Repayment with Creditt+ *

Loan Amount: ₹20000

Interest Rate: 14% PA

Repayment Period: Up to 91 days

Processing Fees: 5%

In-hand Loan Amount: ₹20000 (loan approved) – ₹1000(processing charge) = ₹19000.

Total Personal Loan Interest: ₹698 (20000x 14%/365 x 91)

Total Loan Repayment: ₹ 20698

Annual Percentage Rate (APR)*: 34%

*For illustrative purposes only

Personal Loan Eligibility Criteria at Creditt+ Applicants must meet certain basic criteria to apply for a loan through Creditt+:

Must be an Indian resident

Age 18 years or above

Full-time salaried employment

Minimum monthly salary of ₹20,000

Active bank account in the applicant’s name

A minimum Credit Score of 680

Loans availed through Creditt+ are offered by RBI-registered NBFC lending partners, including:

1. Aureus Finvest Private Limited (Formerly known as Shivdurga Trading Private Limited)

2. Sampati Securities Limited

Creditt+ acts as a digital loan facilitation platform and connects eligible customers with its RBI-registered lending partners. Creditt+ does not independently sanction or disburse loans.

Contact Creditt+ Customer Support : You can reach out anytime between 10 AM and 7 PM from Monday to Sunday (except national holidays).

Phone: +91 22 45811515

Email: [email protected]

Last collected from the App Store on 9 Oct 2026