Personal Loan App by Fibe

Description

Need cash? Get quick personal loans up to ₹10L with Fibe. Fast approval & quick disbursal. Download the Fibe loan app.

The Fibe app is your one-stop solution for all your finance needs - trusted by 3 million+ Indians. Get a wide range of products such as personal loans, credit cards, fixed deposits, loans against mutual funds & Purpose Driven Financing.

Benefits of a Fibe Personal Loan:

-Get up to ₹10 lakhs

-Instant disbursal - direct to your bank

-Flexible repayment from 6 to 36 months

-No foreclosure charges

-100% digital process with zero paperwork

-Affordable EMIs for every need

Flexible Tenures for Easier Monthly Payments:

Here's how your monthly payout reduces when you choose a longer repayment period:

₹1,00,000 for 6 months: approx. ₹17,550/month

₹1,00,000 for 12 months: approx. ₹9,170/month

With a longer tenure, your EMI becomes much lower, making repayment more affordable.

Personal Loan Fees & Charges:

Interest: starting from 18%

Processing fee: 2% + GST

Foreclosure: Nil

Late payment: ₹500 or 3%, whichever is higher

Bounced payment: ₹500/bounce

APR: from 18%

Stamp duty: 0.1%

Mandate rejection: ₹250 + GST

Example of How Personal Loans from Fibe Work:

Borrowed: ₹5,00,000 for 3 years

Processing fee, GST and stamp duty: ₹12,300

Interest: 20% p.a. reducing balance

EMI: ₹18,582

Total payable: ₹6,68,952

Total interest: ₹1,68,944

Total loan cost: ₹1,81,244

Approval and disbursal timelines are indicative for eligible applicants, subject to KYC and lender approval.

Purpose Driven Financing on the Fibe App:

Our financing solutions make life's most important needs affordable. Fibe is the go-to financing partner across 10,300+ touchpoints.

Healthcare Financing:

-Cover medical procedures & emergencies up to ₹10 lakhs

-Low EMIs with flexible tenures

-Accepted at partner hospitals & clinics across India

Education & Upskilling Financing:

-Finance coaching, courses, certifications & upskilling

-Affordable repayment plans

-Available across partner institutes in India

Benefits of a Fixed Deposit on Fibe:

-Invest from ₹1,000 to ₹5 lakhs

-100% digital FD booking

-Easy withdrawals

-Deposits up to ₹5 lakhs insured by DICGC

-Invest in RBI-approved banks & NBFCs

Benefits of a Loan Against Mutual Funds:

-Credit limit up to ₹10 lakhs

-Interest-only EMIs starting at 10.49%

-Works across 8,700+ approved mutual fund schemes

-Access instant funds while your investments continue to grow

Credit AI Radar (CAIR):

-AI-powered credit intelligence beyond your credit score

-Chat with Fiora, our AI assistant, for insights on your credit

-Goal-based credit improvement plans & score simulation

Other features of the Fibe app:

-Access all your financial transactions in one place

-Shop for gift vouchers & explore offers

-Get exclusive credit card offers

-Check & monitor your credit score for free

-Explore motor insurance with Fibe Drive™

-Exclusive referral programs that help you earn up to ₹1,000 every month

Fibe shares all fees and charges through the loan agreement emailed to you, and you can view your transaction details anytime in the app.

About Fibe:

The Fibe app is owned by Social Worth Technologies Ltd & facilitates lending services through our RBI-registered NBFC arm, EarlySalary Services Pvt Ltd and other partner NBFCs. It is ISO/IEC 27001 certified, PCI DSS compliant & ensures better data security.

Download Fibe today & take control of your finances!

Our Partner NBFCs:

EarlySalary Services Pvt Ltd; Northern Arc Capital Ltd; HDB Financial Services Ltd; Kisetsu Saison Finance (India) Pvt Ltd; Piramal Finance Ltd; OXYZO Financial Services Ltd; TATA Capital Ltd; Mirae Asset Financial Services (India) Pvt Ltd; Cholamandalam Investment & Finance Company Ltd; Vivriti Capital Ltd; InCred Financial Services Ltd; KrazyBee Services Pvt Ltd; SMFG India Credit Company Ltd.

Contact details:

Telephone: 020-67639797

Email: [email protected]

Address:

Social Worth Technologies Ltd.

404, The Chambers

Viman Nagar

Pune – 411014