NCFCU
FinanceUtilities

NCFCU

New Cumberland Federal Credit Union

How much does NCFCU cost?

Prices are current as of 12 Sept 2026.

NCFCU has no in-app products on record in the United States.

10+ alternatives to NCFCU

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Rating / 54.74.94.84.84.84.84.84.82.74.03.0
Reviews5517.8K2.2K1.3K1.2K6855003002442
Released20152014202220192016202520232014201320132025

NCFCU reviews

4.7 out of 5, based on 551 reviews.

What people like

  • Makes banking transactions very easy and fast
  • Customer service staff are genuinely helpful
  • App runs smoothly without major glitches

What they complain about

  • Missing features available on the website
  • Check deposit process is frustrating and slow
  • App logs you out too often
★★★★★ United States · v3168.2508.223 · 2 Oct 2025

Easy

Nice app that is generally easy to use and accessible.Very few glitches and great customer support

— Mike17102

★☆☆☆☆ United States · v1505.2401.115 · 25 Feb 2024

How to write the cents on the deposit

Horrible , why it doesn’t give the option of take pict manually first? Oh well , took forever to deposit 2 checks I couldn’t include the cents , there is no dot to add the cents , horrible app

— RaniaDavis

★★★★☆ United States · v2292.2411.236 · 10 Dec 2024

Pretty good but…

I keep having to sign into my account even though I have Face ID set up… if I hard close the app it doesn’t open with Face ID and I have to re-enter my account info and re-authenticate to log in. Still very good at managing my accounts, just a small inconvenience overall.

— J Kullen

★★★☆☆ United States · v2628.2503.180 · 13 May 2025

No Dashboard

No Dashboard on Mobil app like on website. No pending transactions like on website l.

— pae6

★★★★★ United States · v1904.2407.111 · 16 Aug 2024

Very User Friendly!

I have no problems figuring out how to do all my transactions! I do All my banking through this app, and truly appreciate the speed and ease! THANK YOU!!!!

— Ladygrin

★☆☆☆☆ United States · v1296.2307.93 · 29 Aug 2023

How well do I like the App

Well at first I used the app it was good the way it displayed all my accounts I liked that but when I went to transfer between accounts it was very difficult to select an to transfer from because the accounts are hard to select they roll up and down and are hard to pick the account you want I think the way t do this easy is to put the in a column flat out that and not have them roll

— mrprcr

★★★★☆ United States · v1592.2403.97 · 17 Apr 2024

Money transfer

During the money transfer option, when I want to type a description for what I’m doing, the keyboard pops up and covers what I’m trying to type. If a mistake is made, I have no way of knowing until I clear out of the keyboard. And then you have to move the cursor, and then the keyboard pops back up and you can’t see what you’re racing. It’s just a little cumbersome. I think of a couple sentences at the top were removed like telling me I’m in the transfer option. I really don’t need to know that because I already know what I’m doing.thanks for your consideration.

— heydad614

★★★☆☆ United States · v5.8 · 14 Sept 2021

Endorsement

Twice I tried to deposit a check and I was told that I didn’t write NCFCU REMOTE DEPOSIT ONLY. I clearly did.

— Ronnieg87

★★★★★ United States · v1592.2403.97 · 10 Apr 2024

Great app & Great bank!

Makes banking very easy for me.

— McBeachin

★☆☆☆☆ United States · v1148.2303.168 · 24 Apr 2023

Overdraft charges

Stop paying bills from my account when there is not enough money. Then you charge me $35 each time. Please STOP. I made a mistake and NCFCU keeps making it worse. STOP with the extra charges. Ccchhhh38

— cccchhhhh38

★★★★☆ United States · v1505.2401.115 · 16 Feb 2024

Great but

The app has never been an issue, I just wish we could get access to loans and everything else that you can get from the website

— haybug_1

★★★★★ United States · v1498.2311.191 · 6 Jan 2024

Great local credit union

App always works flawlessly. Good job NCFCU!!

— Sexaddict1982

★☆☆☆☆ United States · v971.2211.76 · 24 Jan 2023

Remote deposit

Less than user friendly -

— Frankunhappyuser

★★★★☆ United States · v649.2205.239 · 7 Jul 2022

Solid, mostly.

I’ve had this app since I started banking. It’s great majority of the time, say; 95/100. Sometimes Face ID doesn't work, though I’m sure it’s an easy fix. I’m very proud to say that Ncfcu is my bank, they employees are very friendly. It’s never a chore to go to the bank.

— Trestan Smith

★★★★★ United States · v1148.2303.168 · 28 Apr 2023

Ncfcu

Great company with friendly staff. I have the utmost regard for a Mrs. Howsare who is a pleasant, helpful and gracious soul. IT’s people like her who make banking comfortable and convenient. My hats off you you all! Thank you for the years of work and determination to become central Pennsylvania’s leading credit union.

— Howsare woman!

★☆☆☆☆ United States · v649.2205.239 · 17 Jul 2022

Worst app ever

This app is trash. It logs me out ALL THE TIME and then my password doesn’t seem to work so I have to reset it all the freaking time.

— KaylieeeBird

★★★★★ United States · v893.2210.72 · 19 Nov 2022

Best credit union

This credit union has the most helpful and understanding people I have ever met.

— opie number 1

★☆☆☆☆ United States · v6.8 · 28 Feb 2022

Outdated, low-tech, just bad

Whoever created this app clearly has never used any banking app before and has zero interest in making anything easy and convenient for customers. Such a hassle. Even the big banks who don’t care about customers make apps that are much easier to use. I dread having to use this app.

— Jay3thisisdumb

★★★★★ United States · v6.8 · 27 Feb 2022

Simply amazing

I love this app i love this bank I encourage thos who dont bank with this bank to try them out they are great

— Unlcepoppop89

★☆☆☆☆ United States · v5.0 · 29 Apr 2019

Can’t connect to Mint

I can’t get my account connect to Mint now. Please fix.

— Lys27

★★★★★ United States · v5.8 · 1 Oct 2021

Great Financial Institution

We’ve had an account with NCFCU going back to 1992. We’ve gotten numerous loans over the years and have always felt a personal touch as if they are there to take care of OUR needs. Their banking app is very helpful and I love the remote deposit feature. We wouldn’t dream of using a different institution at this point. Would defiantly recommend. Keep up the good work.

— Dewey8

★★★★★ United States · v5.7 · 19 Aug 2021

Great Credit union !!!! Highly recommend

Great Credit union !!!! Highly recommend

— dfdsfvde

★★★★★ United States · v5.7 · 11 Jun 2021

Five Stars

Always up and running, clear directions, easy to move around in the app!

— Elizabella57

NCFCU FAQ

Is NCFCU free?
Yes. The app is free, in all 2 countries it sells in, and it sells nothing inside it.
Does NCFCU have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to NCFCU?
Belco Money Manager (4.9 from 7,752 reviews), JBT Digital Banking (4.8 from 2,207 reviews) and Heritage Valley Mobile Banking (4.8 from 1,260 reviews).

NCFCU download

Last updated 2 months ago.

NCFCU sells in 2 countries. It was released 11 years and 5 months ago, on 15 Apr 2015. It holds a 4.7 rating from 551 reviews.

Supports 1 language: English.

How much does NCFCU make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full NCFCU analytics Revenue and downloads month by month, all 2 countries split out, and every product's share and trend