房贷计算器最新版
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| Rating | |||
|---|---|---|---|
| China | 98%366 | 4.84 | |
| Taiwan | <1%2 | 4.00 | |
| United States | <1%2 | 5.00 | |
| Hong Kong | <1%1 | 5.00 | |
| Italy | <1%1 | 5.00 | |
| United Arab Emirates | <1%0 | — | |
| Afghanistan | <1%0 | — | |
| Antigua And Barbuda | <1%0 | — | |
| Anguilla | <1%0 | — | |
| Albania | <1%0 | — |
Description
**Updated with the Latest Mortgage Rates for This Year**
**Mortgage Calculator** is a simple and efficient mortgage calculation app that supports Commercial Loans, Housing Provident Fund Loans, and Combination Loans. It helps you plan your home purchase and repayment strategy with confidence.
Buying a home is one of life's biggest financial decisions. Choosing the right loan, estimating monthly payments, and evaluating whether early repayment is worthwhile all require accurate calculations. This app supports LPR-based rates, Equal Principal & Interest and Equal Principal repayment methods, early repayment analysis, and multi-scenario comparisons. Core mortgage calculations are performed locally on your device, and your loan data is never uploaded, giving you full control over your repayment planning.
## Key Features
### Mortgage Calculations
Calculate Commercial Loans, Provident Fund Loans, and Combination Loans with ease
View monthly payments, total interest, and detailed repayment schedules
Support for LPR plus basis points and benchmark interest rate discounts
Interest rates can be updated to reflect the latest market policies
Early repayment analysis for full or partial prepayment
Compare reducing loan term versus lowering monthly payments
Compare multiple loan scenarios side by side
Save calculation history for future review
Share calculation results with others
## Toolbox
### Offline Tools
Basic Calculator
Early Repayment Calculator
Family Relationship Calculator
### Online Tools (20+ and continuously updated)
Home Affordability Assessment
Loan Scenario Comparison
Maximum Loan Amount Calculator
Remaining Loan Balance Calculator
Principal vs. Interest Analysis
Multiple Early Repayment Calculator
Commercial-to-Provident Fund Loan Conversion Calculator
New Home Tax Calculator
Personal Income Tax Deduction Calculator
Early Repayment Penalty Calculator
LPR Rate Lookup
Provident Fund Loan Eligibility Calculator
Home Purchase Policy Reference
Repayment Reminder
Rental Yield Calculator
And more...
## Why Choose Mortgage Calculator?
**Professional & Accurate** – Based on standard mortgage formulas, covering commercial, provident fund, and combination loans
**Up-to-Date Rates** – Supports the latest commercial mortgage and provident fund loan rates, including LPR-based calculations
**Better Decision Making** – Compare loan options and estimate interest savings from early repayment
**Privacy Friendly** – Core mortgage calculations are performed locally, and personal loan data is not uploaded
**Simple & Easy to Use** – Clean interface optimized for both iPhone and iPad
## Disclaimer
The calculation results provided by this app are for reference only. Actual loan interest rates, loan amounts, repayment schedules, taxes, and related policies are subject to approval and regulations from banks, housing provident fund authorities, and local government agencies.