DebtMe: IOU & Debt Tracker
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Vietnam | 100%4 | 5.00 | |
| United Arab Emirates | <1%0 | — | |
| Afghanistan | <1%0 | — | |
| Antigua And Barbuda | <1%0 | — | |
| Anguilla | <1%0 | — | |
| Albania | <1%0 | — | |
| Armenia | <1%0 | — | |
| Angola | <1%0 | — | |
| Argentina | <1%0 | — | |
| Austria | <1%0 | — |
Description
Lent money to a friend and can't quite remember who still owes what? DebtMe keeps the whole story - every loan, every repayment, down to the last cent.
DebtMe is a private ledger for money between people. Money you lent. Money you borrowed. Log it in five seconds, watch it shrink with every repayment, and when it finally reaches zero a red seal drops on it - done, and off your mind.
No account. No sign-up. Nothing leaves your phone.
WHAT YOU LENT, WHAT YOU OWE
Two clear sides, never mixed up
Log partial repayments in cash or by transfer
Progress ring, remaining balance and full payment history on one screen
A red seal and a little confetti the moment a debt is settled
INTEREST, WORKED OUT FOR YOU
Four modes: none, % per month, % per year, or per-million-per-day
Simple daily interest on the outstanding balance - no compounding surprises
Tap any figure to see exactly how it was reached
Change a rate or a start date later and everything recalculates
A hint on which debt to clear first when several carry interest
NEVER BE THE ONE WHO FORGETS
Reminders before the due date, at the hour you pick
Keep nudging you while something is still unpaid
Both directions: money coming back to you, and money you owe
ASKING, WITHOUT THE AWKWARDNESS
Ready-to-send messages in four tones: friendly, polite, firm, committed
Names, amounts and dates fill themselves in
Send by message, mail or anything on your share sheet
Or just mark someone as nudged and send nothing at all
KEEP IT TIDY
Separate ledgers for personal, work and shop money
Every person with a running net balance
Attach a photo of the IOU, the receipt or the transfer screen
Search, filter, and a settled-debt history grouped by month
Charts of what's still outstanding and who is holding it
ANY CURRENCY
26 currencies, each debt keeping its own
Totals converted with rates you can refresh or set by hand
Works offline; rates catch up when you're back online
SEE IT WITHOUT OPENING THE APP
Home Screen widgets: both totals, what's due next, what came back each month
Lock Screen widgets: one glance tells you how many debts need you
Add a debt straight from Control Center
Widgets require iOS 18.6 or later
YOURS ALONE
Everything stays on this device - no server, no account, no tracking
Lock DebtMe behind Face ID or Touch ID
Hide every figure with one tap
Back up to a file, restore whenever you like
DEBTME PRO
Free covers 10 open debts and one ledger - enough for most people, forever. Pro lifts both limits and unlocks automatic interest and CSV export. Monthly, yearly, or one payment for life.
Speaks 17 languages. Made by one person who got tired of writing on the backs of receipts.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://debtme.app/privacy/