Owe Book: Debt & IOU Tracker
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| St. Lucia | <1%0 | — | |
| Romania | <1%0 | — | |
| Ecuador | <1%0 | — | |
| Estonia | <1%0 | — | |
| Albania | <1%0 | — | |
| Armenia | <1%0 | — | |
| Angola | <1%0 | — | |
| Argentina | <1%0 | — | |
| Austria | <1%0 | — | |
| Australia | <1%0 | — |
Description
Who owes you money? Owe Book remembers — every loan, IOU, and split bill, in one place. No spreadsheets, no awkward "you still owe me" texts.
Your ledger lives on your device and syncs privately through your own iCloud — no account to create, no ads, no subscription.
TRACK EVERY DEBT
Record what you lend and borrow in seconds
Organize entries by person, with running balances
Attach a photo of a receipt, cheque, or IOU
Add notes, due dates, and payment reminders
SPLIT GROUP BILLS
Create a group, add members, and log shared expenses
Owe Book works out who owes whom and keeps it fair
Settle up and watch the balances clear
SETTLE & EXPORT
Mark debts fully or partially paid
Export a person's or a group's statement as CSV
Multi-currency — choose a currency per entry
PRIVATE BY DESIGN
Your ledger stays on your device and in your own iCloud
Optional Face ID / Touch ID lock for your ledger
No sign-up, no ads, no subscription
NOW ON iPhone, iPad & MAC
Owe Book is a native app on all three — buy Pro once and it unlocks everywhere.
OWE BOOK PRO
A single payment, no subscription. Unlocks group bill-splitting, the Face ID / Touch ID lock, CSV statement export, and setting your default currency.
Keep your friendships clear and your money organized. Download Owe Book and never forget who owes what again.