DebtFlow - Debt Tracker, IOU
Finance

DebtFlow - Debt Tracker, IOU

Ayobami Lawal · released 5 Jul 2026 · Open in App Store ↗

Revenue 30d not estimated
Downloads 30d not estimated
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Description

DebtFlow is the simplest way to track money between people — and build toward what you're saving for.

Whether you lent a friend money for rent, owe your supplier from last month, or you're splitting a recurring bill with a flatmate — DebtFlow keeps the record so you don't have to hold it in your head.

DEBT TRACKING

Log money you've lent or borrowed in seconds

Track partial repayments with progress bars

Attach payment receipts and transfer references as proof

Get reminders before due dates

Organise debts by category — personal, business, family

CONTACTS

One profile per person shows your full history together

See the net balance between you and anyone at a glance

Add labels: Friend, Family, Business, Flatmate

RECURRING DEBTS

Set up repeating entries for subscriptions, loan instalments, or shared bills

New entries generate automatically on schedule

Settle one or all at once when payments come through

SAVINGS GOALS

Create goals for anything — a phone, a trip, an emergency fund

Track progress with deposit history and a visual progress bar

Get a daily, weekly, and monthly savings pace so you always know if you're on track

Celebrate milestones at 25%, 50%, 75%, and 100%

Export your savings history as CSV

DESIGNED FOR REAL LIFE

Works in any currency

Dark and light mode

PIN lock for privacy

Fast, offline-first — no account required

DebtFlow works for anyone managing money between people — freelancers, small business owners, students splitting bills, or anyone who wants to stop keeping IOUs in their notes app.

Download free. No ads.

Upgrade to DebtFlow Pro for unlimited records, reminders, and PDF export

Privacy Policy: https://sites.google.com/view/debtflow-privacy-policy

Terms of Use (EULA): https://sites.google.com/view/debtflow-terms