SplitEx: Offline Expense Split
Finance

SplitEx: Offline Expense Split

Pradipta Das · released 29 Jun 2026 · Open in App Store ↗

Revenue 30d not estimated
Downloads 30d not estimated
Rating no reviews

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Description

SPLIT EXPENSES OFFLINE, NO ACCOUNT, NO CLOUD

SplitEx is an expense splitter that works without an account and without an internet connection. Add expenses on a plane, abroad, or anywhere with bad signal, it just works. Your groups, friends, expenses, and balances stay on your phone, not on someone else's server.

Split bills, track group expenses, and settle up for trips, roommates, couples, rent, and any shared cost.

WHY SPLITEX?

Works fully offline, perfect for travel and trips abroad

No account, no signup, no login, just open the app and start

Your data stays on your device, nothing is uploaded to a cloud

No ads, no tracking, no chat, no social feed

Every feature is free, pay once only if you want more than 10 groups

One-time purchase for unlimited groups, no recurring subscription

SPLIT BILLS AND GROUP EXPENSES

Create groups for trips, roommates, couples, family spending, events, rent, groceries, dining, and utilities. Add an expense, choose who paid, decide who shares the cost, and SplitEx works out the balances.

Flexible splitting for real life:

Equal splits for quick shared bills

Unequal splits by exact amount, percentage, ratio, or adjustment

Multi-payer expenses when more than one person paid

Itemized receipts: split drinks among drinkers only, exclude someone from an item, or discount one person

Categories to organize spending

Group balances so you can see who owes whom

Full and partial settlements, with complete settlement history

SHARE BALANCES IN A TAP

No need to nag anyone in person. Share a clean breakdown of an expense, a friend's balance, or a whole group as plain text, then send it to WhatsApp, Messages, Telegram, Signal, email, or any app on your phone. The other person sees exactly what they owe, no SplitEx account needed.

SEE WHERE YOUR MONEY GOES

Insights turn your expenses into a quick picture of your spending: totals for this month, last month, or all time, a last-6-months trend, and a breakdown by category. It is all calculated on your phone, so even your spending habits never leave the device.

BUILT FOR TRAVEL

Multi-currency support with a base currency per group

Enter exchange rates yourself, no rate lookup, so it works offline

Original and converted amounts on every expense

Export a trip group to CSV and share the final tally

PRIVATE BY DESIGN

Most group expense apps are built around accounts and cloud sync. SplitEx is built the opposite way.

Everything you create is stored locally on your device. You never sign up and never hand over your financial data just to split a bill. The app has no analytics, no ads, and no tracking. It only goes online when you buy or restore Premium, or tap a link yourself. A clear in-app screen explains how your data is handled.

MORE FEATURES

Dashboard with balances across all your groups

Recurring expenses for rent, utilities, and subscriptions

Reminders for upcoming recurring expenses and a weekly balance digest

Attach a receipt photo to any expense

Jot notes per group for plans, checklists, and reminders

Global search across expenses, friends, and groups

Activity log for expenses, groups, friends, and settlements

Archive groups when you are done

Encrypted backup and restore, protected by your passphrase

PERFECT FOR

Travelers tracking trip expenses offline, even abroad

Roommates splitting rent, bills, groceries, and utilities

Friends splitting restaurant bills, trips, gifts, and events

Couples tracking shared expenses

Families managing household spending

Anyone who wants a simple, private bill splitter that works offline

PRICING

SplitEx is free for up to 10 groups, with every feature included: multi-currency, itemized splitting, recurring expenses, backups, and sharing are all free. Need more than 10 groups? Unlock unlimited groups with a single one-time purchase. There is no recurring subscription.

Split group expenses privately. Track shared costs offline. Settle up with clarity.