Ledger - Time is Money
FinanceProductivity

Ledger - Time is Money

Mathew Taylor · released 29 Jun 2026 · Open in App Store ↗

Revenue 30d not estimated
Downloads 30d not estimated
Rating 5.00 1 reviews

No in-app products collected for this app.

Rating
Singapore100%15.00
United Arab Emirates<1%0
Afghanistan<1%0
Antigua And Barbuda<1%0
Anguilla<1%0
Albania<1%0
Armenia<1%0
Angola<1%0
Argentina<1%0
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The store shows a different set in every country

Description

Most budgeting apps tell you what you spent. Ledger shows you what it cost.

That coffee? 22 minutes of work. That impulse buy? 3 hours. When you see spending in time instead of money, every purchase feels real — and the ones that aren't worth it become obvious.

Ledger is a clean, private spending tracker built for students and young professionals who want to be more intentional with money — without the spreadsheets, bank logins, or overwhelming dashboards.

What makes Ledger different:

Every entry shows you the time cost based on your hourly rate

Your data stays on your device. No accounts, no syncing, no sharing

Log a spend in under 5 seconds

Daily reminders to keep the habit going

Dark mode that actually looks good

Free features:

Unlimited spending entries

6 customisable categories

Weekly spending overview with category breakdown

Monthly budget goal

Daily log reminder with custom time

Currency selector

Premium features:

Full monthly summary with written overview

Spending by category and week-by-week breakdowns

4-month trends chart

Savings goal tracker

Unlimited history

No bank connections. No ads. No data collection. Just you and your spending.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/