AI Express
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Malaysia | 100%3 | 2.33 |
Description
AI Express is the official borrower app for RIMBUN TERATAI SDN. BHD., a licensed money lender regulated under the Ministry of Housing and Local Government (KPKT), Malaysia. Apply for personal financing, sign your loan agreement digitally, and manage repayments from your phone — financing at express speed, with full transparency.
LOAN TERMS & DISCLOSURES
Licensed lender: RIMBUN TERATAI SDN. BHD.
KPKT license no.: WL7759/08/01-3/270527
SSM registration: 200601009762 (729512-K)
Registered address: C-3-2 Megan Avenue 1, 189 off Jalan Tun Razak, 50450 Kuala Lumpur, Malaysia
Privacy policy: https://aiexpress.com.my/legal/privacy-policy
Minimum repayment period: 6 months
Maximum repayment period: 24 months
Loans are not repayable in full within 60 days.
Maximum APR: 18% p.a. (flat rate on principal for the full term, before fees)
Representative example (illustrative only — not a loan offer):
Principal: RM 10,000
Term: 12 months
Interest rate: 18% p.a. flat
Total interest: RM 10,000 × 18% × (12 ÷ 12) = RM 1,800
Total amount repayable (principal + interest): RM 11,800
Monthly instalment: RM 11,800 ÷ 12 = RM 983.33
Final terms, fees (e.g. legal fee, stamping), and schedule appear in your Loan Agreement after approval.
WHAT YOU CAN DO
Apply for personal loans online with clear product terms
Upload documents securely and track application status
Sign loan agreements digitally (where enabled)
View repayment schedules, make payments, and track balance
Attestation meetings and borrower notifications
Manage your profile and account security
ELIGIBILITY & RISK
Borrowing involves financial commitment. Only borrow what you can repay. Approval is subject to lender assessment, documentation, and applicable law. Terms match products configured by the licensed lender and may change; always refer to your executed Loan Agreement.
SUPPORT
Email: [email protected]
Web: https://aiexpress.com.my