Ledger: Pay Cycle Planner
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| Rating | |||
|---|---|---|---|
| Australia | 100%3 | 5.00 | |
| United Arab Emirates | <1%0 | — | |
| Afghanistan | <1%0 | — | |
| Antigua And Barbuda | <1%0 | — | |
| Anguilla | <1%0 | — | |
| Armenia | <1%0 | — | |
| Angola | <1%0 | — | |
| Argentina | <1%0 | — | |
| Azerbaijan | <1%0 | — | |
| Barbados | <1%0 | — |
Description
Life doesn't follow a monthly schedule.
Rent, groceries, subscriptions, payment plans and unexpected expenses rarely line up neatly. Ledger is designed around your pay cycle, helping you see what's coming in, what's due, what's being set aside and what's left before your next payday.
Whether you're paid weekly, fortnightly or monthly, Ledger brings your income, expenses, savings and future commitments into one clear plan, without the complexity of a traditional monthly budget.
Plan around your pay cycle
Build your plan around weekly, fortnightly or monthly pay cycles
Add salary, hourly, casual and variable income
Manage multiple income streams in one place
View Australian tax estimates for each income stream
Estimated tax only. Not financial or tax advice.
Stay ahead of expenses
Track recurring and one-off expenses
See bills, subscriptions and payment plans in the pay cycle they belong to
Mark expenses as paid or defer them when plans change
Set reminders for upcoming payments and choose when Ledger notifies you
Keep future payments visible before they catch you off guard
Organise what you're setting aside
Set aside money in custom allocation pockets
Create Savings pockets with optional target amounts and dates
Plan regular contributions, add extra savings and track withdrawals or adjustments
Optionally track spending within each allocation while keeping the focus on your wider plan
See how expenses, allocations and savings affect what you'll have left
Designed for clarity
Ledger is a pay-cycle planning space for understanding what's coming in, what's due, what's being set aside and what remains before payday.
There is no need to connect your bank or turn every purchase into a transaction to categorise. Ledger keeps the focus on the bigger picture, so you can plan ahead without adding more financial noise.
Privacy first
Ledger works without bank connections. Your planning data is stored locally on your device and remains under your control.
Terms of Use: https://useledger.co/terms/
Privacy Policy: https://useledger.co/privacy/