Penno — Budget & Debt Tracker
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Finland | 40%6 | 4.67 | |
| Turkey | 40%6 | 5.00 | |
| Brazil | 7%1 | 5.00 | |
| Japan | 7%1 | 5.00 | |
| Norway | 7%1 | 4.00 | |
| United Arab Emirates | <1%0 | — | |
| Afghanistan | <1%0 | — | |
| Antigua And Barbuda | <1%0 | — | |
| Anguilla | <1%0 | — | |
| Albania | <1%0 | — |
Description
Your financial life belongs on your phone — not on someone else's server.
Penno is a budget tracker, debt tracker, and recurring expense manager that works 100% offline. No bank login. No account. No subscription. No ads. Pay once, own it forever.
What Penno does:
Budget — set monthly limits per category, watch progress bars fill in real time
Debt — track what you owe, log payments, watch the balance shrink
Recurring — set it once, Penno logs it automatically every month
Reports — compare months, see category breakdowns, track your progress
Widgets — your budget on your home screen without opening the app
Export — CSV and XLSX, anytime, to your Files app
What Penno doesn't do:
Connect to your bank — ever
Create an account for you
Send your data anywhere
Show you ads
Charge a monthly fee
Your data lives in a single file on your device. Delete the app and it's gone. Export it and it's yours. No one else can see it, lose it, or sell it.
Penno works offline. On a plane, in a tunnel, with no signal — it works.
One-time purchase. No subscription. Yours forever.
Privacy Policy: https://getpenno.com/privacy/