FinKernel
FinanceUtilities

FinKernel

碧珍 刘 · released 12 May 2026 · Open in App Store ↗

Revenue 30d not estimated
Downloads 30d not estimated
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Description

FinKernel is a private standard ledger for people who want more than a simple expense log.

Track daily transactions, cash-flow timing, account roles, assets, liabilities, and net worth from one local-first data engine. FinKernel is built for the real financial questions behind FIRE planning, gap years, and layoff preparation.

Key features:

Fast transaction entry with essential and passive-income flags

Ledger, cash-flow, and double-entry accounting modes

Accounts for cash, checking, savings, brokerage, retirement, HSA, credit, and loan workflows

Assets, liabilities, net worth, debt ratio, and passive-income summaries

12-month cash-flow forecast for income, spending, debt payments, and known future bills

Local-first storage designed around SQLite and device-controlled data

Ecosystem-ready profile outputs for companion planning apps

FinKernel is designed for privacy. Your financial data starts on your device, and the shared ledger model is built to support local backups and controlled cross-app imports.

This app is for personal planning and bookkeeping only. It is not financial, tax, investment, or legal advice.

Privacy Policy: http://mindkey.xyz/index.php/zensee-studio/privacy-policy/

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/