Risp: Budget & Savings
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| Rating | Price | |||
|---|---|---|---|---|
| United Arab Emirates | <1%0 | — | AED 39.99 $10.90 | |
| Afghanistan | <1%0 | — | $9.99 | |
| Antigua And Barbuda | <1%0 | — | $9.99 | |
| Anguilla | <1%0 | — | $9.99 | |
| Albania | <1%0 | — | $11.99 | |
| Armenia | <1%0 | — | $11.99 | |
| Angola | <1%0 | — | $9.99 | |
| Argentina | <1%0 | — | $9.99 | |
| Austria | <1%0 | — | €9.99 $11.67 | |
| Australia | <1%0 | — | A$14.99 $10.71 |
Description
Risp helps you take control of your money with proven budgeting strategies, savings goals, and bite-sized financial education — all on your device, no account required.
PROVEN BUDGETING STRATEGIES
Pick the rule that fits your life:
50/30/20 — the classic balance of needs, wants, and savings
60/30/10 and 70/20/10 — for higher fixed costs
80/20 — keep it simple, just save 20%
Pay Yourself First — save before you spend
Switch any time. Your dashboard shows how each category is tracking against your plan.
TRANSACTIONS WITHOUT FRICTION
Log expenses, income, and savings in seconds. Set up recurring entries for rent, salary, subscriptions, and bills — Risp generates the future ones automatically.
GOALS THAT STICK
Create goals for trips, big purchases, or long-term plans. Add or withdraw funds as you go. Flag one as your emergency fund and track 3 to 12 months of essential expenses.
LEARN AS YOU SAVE
Built-in education covers 8 essential principles: Pay Yourself First, the Emergency Fund, the Rule of 72, the 4% Rule, Compound Interest, the Debt Avalanche, Diversification, and Automation. Three quick calculators put the formulas to work.
100% PRIVATE
No account
No sign-in
No tracking
No ads
Your data stays on your device. Always.
Start small. Build the habit. Watch it grow.