Richer: Budget & Finance
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Indonesia | 67%2 | 5.00 | |
| Guatemala | 33%1 | 5.00 | |
| United Arab Emirates | <1%0 | — | |
| Afghanistan | <1%0 | — | |
| Antigua And Barbuda | <1%0 | — | |
| Anguilla | <1%0 | — | |
| Albania | <1%0 | — | |
| Armenia | <1%0 | — | |
| Angola | <1%0 | — | |
| Argentina | <1%0 | — |
Description
RICHER: Personal Finance App for Individuals & Families
No Google Ads (Privacy-First)
No Monthly Fees (Pay Once, Own Forever)
Works 100% Offline
Encrypted Local Storage
MULTIPLE PROFILES - ONE APP
Perfect for couples, families, or individuals managing multiple finances
Each profile has its own accounts, budgets, and financial goals
No sharing between profiles unless you choose to
Cross-device sync coming soon
EXPENSE TRACKER & BUDGET PLANNER
Categorize every transaction (food, transport, bills, shopping, etc.)
Set monthly budgets and track spending in real-time
Visual progress bars show remaining budget at a glance
DEBT TRACKER -- SMARTER THAN OTHER APPS
Debts and receivables directly linked to your wallet or bank account balance
Balance updates automatically when debt is recorded or settled
Share your debt list as an image straight to WhatsApp -- chase payments effortlessly
Full details in one view: name, amount, due date, and status
A debt tracking feature most personal finance apps simply don't have
FINANCIAL GOALS TRACKER
Create custom saving goals (vacation, emergency fund, house, etc.)
Link multiple wallet accounts or bank accounts to a single goal
Track savings progress visually and in real-time
COMPLETE MONEY MANAGEMENT
Track bank accounts, e-wallets, and cash in one place
Manage recurring expenses automatically
Detailed charts and financial visualizations
MULTI-CURRENCY SUPPORT
IDR, USD, SGD, and more with live daily exchange rates
Each wallet account has its own currency, convert amounts instantly
Perfect for digital nomads managing multiple currencies
PRIVACY-FIRST -- YOUR DATA IS YOURS
All data stays on your device -- never sent to any server
Works fully offline, no account required
Military-grade encryption for sensitive financial data
Optional Google Drive backup for peace of mind
SECURITY YOU CAN TRUST
PIN & biometric lock (fingerprint/face recognition)
No trackers, no ads, no data sales -- ever
CELEBRATE YOUR FINANCIAL MILESTONES
Earn achievements when you stay on budget or hit savings targets
Share milestones to Instagram or TikTok -- no amounts shown, only percentages
PERFECT FOR:
Couples managing household budget separately on their own device
Families with members tracking money independently
Individuals keeping personal & business finances separate
Freelancers needing a simple personal finance tracker
Digital nomads managing multiple currencies
Privacy-conscious users who don't want their data sold
WHY RICHER IS DIFFERENT:
Multi-profile finance, automatic debt tracking, goals tracker, fully offline, no cloud servers. The only money management app that keeps your financial life completely private.
QUICK START:
1. Launch app and follow onboarding
2. Add your accounts (bank, e-wallet, cash)
3. Track expenses and set your monthly budget
4. Reach your financial goals
Download Richer today -- the personal finance app built for privacy.
Questions? Check our FAQ or contact support.