Monerva: Spend Wisely
No in-app products collected for this app.
| Rating | Price | |||
|---|---|---|---|---|
| Philippines | 100%3 | 5.00 | ₱49.00 $0.80 | |
| United Arab Emirates | <1%0 | — | AED 2.99 $0.81 | |
| Afghanistan | <1%0 | — | $0.99 | |
| Antigua And Barbuda | <1%0 | — | $0.99 | |
| Anguilla | <1%0 | — | $0.99 | |
| Albania | <1%0 | — | $0.99 | |
| Armenia | <1%0 | — | $0.99 | |
| Angola | <1%0 | — | $0.99 | |
| Argentina | <1%0 | — | $0.99 | |
| Austria | <1%0 | — | €0.99 $1.15 |
Description
Take control of your money with Monerva — the offline-first personal finance app built for real budgets, real wallets, and real spending habits.
No accounts. No cloud. Your data lives on your device.
--- TRACK EVERY TRANSACTION ---
Log income and expenses in seconds. Organize by category and see exactly where your money goes. Use the built-in receipt scanner to auto-fill the amount, date, and merchant from a photo.
--- MULTI-WALLET SYSTEM ---
Create wallets for cash, bank accounts, or any fund. Transfer money between them with optional fees. Every transaction links to a wallet so balances stay accurate automatically.
--- CREDIT CARD TRACKING ---
Add credit cards, charge expenses to them, and record payments. Track your outstanding balance and credit utilization in real time.
--- BUDGET BY CATEGORY ---
Set monthly spending limits per category. See which categories are on track, approaching the limit, or over budget. Month Projection tells you if you'll finish the month under budget.
--- SAVINGS GOALS ---
Define goals with a target amount and deadline. Track progress with color-coded bars. Contribute any amount at any time and watch your goal fill up.
--- DEBT & LOAN TRACKER ---
Track money you owe and money owed to you. Log partial payments, view full payment history, and set date reminders so due dates never sneak up on you.
--- ANALYTICS & INSIGHTS ---
Spending over time, category breakdowns, income vs. expenses, average daily spend, and intelligent insights — all powered by your own data, no server required.
--- PRIVACY FIRST ---
Monerva never connects to the internet. All data is encrypted on-device. Enable Privacy Mode to blur all amounts with one tap.
--- MORE FEATURES ---
Receipt scanner with on-device OCR
Emergency fund calculator
Recurring expenses
PDF export for transactions and debts
Data backup and restore
Custom categories and income sources
40+ currencies
Dark mode
iPad support
Download Monerva and start building better money habits today.