Simple DCA Calculator
FinanceProductivity

Simple DCA Calculator

Zhiqi Pan · released 17 Apr 2026 · Open in App Store ↗

Revenue 30d not estimated
Downloads 30d not estimated
Rating 5.00 1 reviews

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Description

DCA Calculator shows you how consistent, disciplined investing can grow your wealth over time — beautifully, and in seconds.

Set your initial capital, recurring contribution, expected annual return, and time horizon, then watch your projected balance update instantly on a smooth, interactive growth chart — plotted against the money you actually put in, so the power of compounding is impossible to miss.

FEATURES

Interactive growth chart — drag to inspect your projected balance at any point in time

Flexible contribution schedules — invest daily, weekly, monthly, quarterly, or yearly

Withdrawal planning — model fixed-amount or fixed-percentage withdrawals during your investment period

Saved plans — store as many scenarios as you like, then rename, edit, or revisit them anytime

Drag to reorder — arrange your plans exactly how you want them

iCloud sync — your plans follow you across iPhone and iPad, no account required

Multiple currencies — USD, EUR, GBP, JPY, CHF, and more

Precise editing — dial in every number exactly with the precision editor

WHAT IS DOLLAR-COST AVERAGING?

Dollar-cost averaging (DCA) means investing a fixed amount at regular intervals, regardless of price. It removes the need to time the market and turns investing into a steady, repeatable habit.

WHO IT'S FOR

Investors planning funds, index portfolios, or long-term savings

Anyone saving toward retirement, a home, or a child's education

Anyone who wants to see compound interest and DCA at work

ABOUT THE MODEL

To keep results clear, returns are assumed to be smooth and constant, and taxes and fees are not included. Withdrawals are taken each period before growth, and the balance never falls below zero. Results are for learning and illustration only and are not financial advice.

PRIVACY

Your data stays on your device and syncs through your private iCloud. No accounts, no tracking, no personal information collected.