SpendByMe
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| India | 100%42 | 4.40 | |
| United Arab Emirates | <1%0 | — | |
| Afghanistan | <1%0 | — | |
| Antigua And Barbuda | <1%0 | — | |
| Anguilla | <1%0 | — | |
| Albania | <1%0 | — | |
| Armenia | <1%0 | — | |
| Angola | <1%0 | — | |
| Argentina | <1%0 | — | |
| Austria | <1%0 | — |
Description
Stop tracking expenses manually.
Most expense tracker apps expect you to enter everything yourself. That’s where people give up.
SpendByMe is an AI-powered SMS & email-based automatic money management app that helps you track expenses, subscriptions, credit card bills, EMIs, and upcoming payments automatically.
Instead of manually entering transactions, SpendByMe analyzes transactional SMS messages, statement emails, receipts, and bank statements to organize your finances automatically.
No spreadsheets. No daily effort. No confusion.
Just clarity.
Works with almost every major currency worldwide.
▶ Track your money in 3 simple ways
1. Automatic expense tracking
Transactions can be tracked automatically using transactional SMS messages and email alerts.
Connect your email to fetch transaction alerts and credit card statements automatically.
2. Paste any transaction
Paste a bank message and it gets categorized and added instantly.
3. Manual entry
Add amount, merchant, and account. SpendByMe completes the rest automatically.
▶ Smart expense categorization
Automatically categorizes your transactions
Learns from your usage and improves over time
Set custom rules for full control
No need to fix categories again and again
▶ All your money in one place
Bank accounts, credit cards, wallets, and cash
Automatic balance tracking
One clean view of your finances
Automatic currency conversion support
No switching between apps. No guesswork.
▶ Smart credit card management
Track credit card bills, due dates, and limits
Monitor spending across multiple cards
Understand your real credit usage
Avoid missed payments and late fees
▶ Subscription, loan & EMI tracker
Detect subscriptions, EMIs, loans, and recurring payments
Track upcoming payments and due dates
Avoid missed payments and hidden charges
▶ Splits with friends & couples
Split expenses with friends instantly
Track shared expenses for trips and groups
Manage couple expenses easily
Send reminders in one tap
▶ Tags & sub-tags for better organization
Organize transactions using tags and sub-tags
Track reimbursements and shared payments
Create trip budgets and event budgets
Filter transactions exactly how you want
▶ Spending map & smart insights
See where you spend money on a map
Track location-based spending habits
▶ Upcoming payments & invoice tracker
Track upcoming bills and payments
Create and manage invoices
▶ Budget planner & goal tracking
Create budgets in seconds
Track savings goals and financial targets
▶ Accurate financial tracking
Separates expenses, income, and transfers properly
Clean and reliable data
Search any transaction instantly
Real insights into your spending
▶ Powerful search & insights
Search transactions, tags, merchants, or notes instantly
AI-powered insights
Understand where your money goes
Privacy-first expense tracker
▶ Your data stays yours.
Everything stays on your device unless you enable sync
Only transactional messages and emails are processed
No access to personal chats
No unnecessary data collection
SpendByMe does not read personal chats, OTPs, or unrelated messages.
Flexible and easy to use
Want full automation? It’s there
Prefer manual control? That works too
SpendByMe adapts to you.
Gets smarter over time.
The more you use it, the better it becomes.
Better categorization. Better accuracy. Less effort.
Take control of your money today.
Download SpendByMe — your smart expense tracker, budget planner, subscription tracker, split expense app, EMI tracker, credit card manager, and automatic money management app.
Terms of Use: This app uses the standard Apple Licensed Application End User License Agreement (EULA). You can find it here:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/